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Financial Technology (Fintech) di Indonesia Ditinjau dari Perspektif Islam Maulidah Narastri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 2 (2020): Sharia Economic: January, 2020
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v2i2.513

Abstract

Tujuan dari artikel ini adalah untuk mengetahui bagaimana keselarasan antara era financial technology bila disandingkan dengan prinsip islam secara konsep dan hukum di Indonesia. Financial technology berupaya untuk memudahkan manusia dalam memenuhi kebutuhan yang terus meningkat, mobilisasi manusia yang semakin cepat, serta kesibukan manusia yang selalu bertambah. Metode yang digunakan dalam penulisan artikel ini adalah tinjauan kritis terhadap fenomena berkembangnya era financial technology di Indonesia sebagai negara berkembang yang mengadopsi era financial technology dari negara maju. Literatur yang digunakan dalam makalah ini berasal dari jurnal ilmiah baik secara nasional maupun internasional dan ditunjang dengan buku-buku ilmiah dari berbagai ilmuwan. Artikel ini diharapkan dapat memberikan tambahan pengetahuan, menjadi jalan pembuka untuk penelitian selanjutnya, serta dijadikan sebagai panduan dalam menjalankan bisnis di berbagai level yang mempertimbangkan untuk menggunakan financial technology.
PENINGKATAN DAN PEMBERDAYAAN NILAI EKONOMIS UMKM MELALUI PENGEMBANGAN PEMBIBITAN BONSAI DESA BANYUURIP KECAMATAN KEDAMAEAN KABUPATEN GRESIK Maulidah Narastri; Cholis Hidayati
SWARNA: Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 2 (2022): SWARNA: Jurnal Pengabdian Kepada Masyarakat, Oktober 2022
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/swarna.v1i2.85

Abstract

Aktivitas pengabdian kepada masyarakat ini bertujuan untuk meningkatkan dan memberdayakan pemilik usaha mikro kecil dan menengah dalam bidang tanaman hias menjadi komoditas utama yang menjadi ciri khas potensi lokal dari daerah setempat. Pengadaan, penambahan, dan peningkatan fasilitas dan media untuk pengembangan usaha tanaman diperlukan untuk membantu menjadikan usaha UMKM jauh lebih maju. Safiq Flowers milik bapak Sutrisnio mengalami kendala pada pengadaan fasilitas penunjang usaha, sehingga tanaman yang seharusnya bisa dikembangkan menjadi tidak bisa dimaksimalkan potensinya. Seperti tanaman yang memiliki diameter batang lebih dari 50 cm. Pendekatan atau metode yang digunakan dalam kegiatan ini adalah dengan memberi bantuan kepada pemilik UMKM untuk meningkatkan produktifitas usaha. Hasil yang dicapai dari pemberian bantuan sarana usaha berupa gergaji mesin jenis chain saw dan gerobak tanama berat sehingga dapat meningkatkan daya jual yang lebih tinggi
Pengaruh Akuntabilitas Dan Transparansi Terhadap Kinerja Instansi Pemerintah Daerah Kota Surabaya Desy Tri Santi Rahmadani; Maulidah Narastri
Akuntansi Vol. 2 No. 4 (2023): Desember : Jurnal Riset Ilmu Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/akuntansi.v2i4.1498

Abstract

Abstract.This research aims to test the ability of Accountability and Transparency regarding the Performance of Regional Government Agencies at the Surabaya City Investment and PTSP Service. The population in this study were employees at the Surabaya City Investment and PTSP Service. The sampling techniquel in this relselarch was purposivel sampling with a total samplel of 72 relspondelnts. Collelcting relselarch data by distributing quelstionnairels to relselarch relspondelnts. Thel data analysis telchniquel useld in this relselarch is multiplel linelar relgrelssion analysis. Thel relselarch relsults found that both simultanelous and partial accountability and transparelncy had a significant positivel elffelct on thel pelrformancel of relgional govelrnmelnt agelnciels at thel Surabaya City Invelstmelnt and PTSP Delpartmelnt.
Analisis Optimalisasi Pemanfaatan Aset Daerah (Tanah) Untuk Meningkatkan PAD di Kabupaten Sampang Melly Nur Qurani; Maulidah Narastri
Jurnal Riset Akuntansi Vol. 2 No. 1 (2024): February : Jurnal Riset Akuntansi
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jura-itb.v2i1.1319

Abstract

The aim of this research is to find out and analyze the implementation of Optimizing the Utilization of Fixed Assets (Land) and to find out the supporting and inhibiting factors in its implementation. This research was carried out at the Sampang Regency Regional Revenue, Financial and Asset Management Agency (BPPKAD) using descriptive qualitative research methods. Research data sources were obtained from primary data and secondary data. Data collection techniques are carried out by conducting observations, interviews and documentation. The results of this research indicate that the implementation of management and utilization carried out by the BPPKAD of Sampang Regency is not yet optimal, this is because there are still many regional assets in the form of government-owned land that do not yet have legal ownership and there is still no grouping of assets that have potential and those that do not have the potential to be utilized so that The land cannot be utilized properly in the form of rental.
Implementasi Pelaporan Keuangan Pada Panti Asuhan Beabdurrohim Rifdah Auliyah Murat; Maulidah Narastri
Jurnal Riset Akuntansi Vol. 2 No. 1 (2024): February : Jurnal Riset Akuntansi
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jura-itb.v2i1.1353

Abstract

BeAbdurrohim Gresik Orphanage Dusun Bunut, Randegansari, Kec. Driyorejo, Gresik Regency, East Java. The orphanage is a non-profit organization, where the orphanage management has full responsibility in matters of trust. which has been given in terms of running the operations of the orphanage. As a form of public sector non-profit organization, one of the sources of funding for orphanages is in the form of donations from regular donors or incidental donors. This research aims to identify the implementation of the Financial Reports of the BeAdburrahim orphanage when viewed from ISAK 35 regarding non-profit organizations. The research was carried out using primary data, namely interviews and field observations, as well as secondary data in the form of financial reports at orphanages. The type of research that will be used is using a descriptive qualitative method by describing the state of the research object and then comparing it with existing standards
Implementasi Penyajian Laporan Keuangan Entitas Non Laba Ditinjau Dari Interpretasi Standar Akuntansi Keuangan No.35 (Isak 35): (Studi Pada Mts Al-Kautsar Boarding School Sidoarjo) Fifin Tasyfiyatur Ruchiyah; Maulidah Narastri
Jurnal Riset Ekonomi dan Akuntansi Vol. 1 No. 3 (2023): September : JURNAL RISET EKONOMI DAN AKUNTANSI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrea-itb.v1i3.657

Abstract

This study is aimed to define consistency in financial reporting which discussed about preparation and presentation of financial statements, the components of financial statements according to ISAK 35 only. Its consist of: cashflow, notes, and postion. This research is qualitative research. Data are collected by interviews and observations..Analysis process consisting of reduction data, presentation data and conclusions. The result show that the report doesn’t obey ISAK 35 yet.
Pelatihan Dan Pendampingan Legalitas Usaha Untuk UMKM Desa Cupak, Kecamatan Ngusikan, Kabupaten Jombang Maulidah Narastri; IGN.Andhika Mahendra; Kintania Juaayunata; Estining Kurnia Hadi; Sintha Ayu Pithaloka; Tarenza Noviandari; Aurora Fahriza Pribadi; Dedik Hartawan
CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis Vol. 3 No. 3 (2023): CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/cemerlang.v3i3.1355

Abstract

Business legality is a standard that must be met by economic entities. Micro, small and medium enterprises (MSMEs) must meet these requirements to compete in the free market era. This requirement is problematic because many business actors do not have business legality. We face various obstacles such as lack of means to ensure legality, difficulty in responding, and lack of knowledge. This paper discusses the results of community service provided, namely assistance and the importance of business legality for MSMEs. The purpose of this service is to raise awareness and provide a framework of thinking about the importance of business legality for MSMEs to compete in the open market. The implementation method used is touse in-depth interviews, observation, and documentation. The result of the implementation is the issuance of a Business Identification Number (NIB) which is the legal umbrella of an official business and recognized by the state through the OSS Institution or known as Online Single Submission.
PENINGKATAN TATA KELOLA ORGANISASI PEMERINTAH DESA CUPAK JOMBANG DITINJAU DARI PERATURAN DAERAH KABUPATEN JOMBANG NO 1 TAHUN 2016 Maulidah Narastri; Hwihanus Hwihanus; Latifatul Qulub; Anita Eka Pratiwi
JURNAL PENGABDIAN MANDIRI Vol. 2 No. 11: Nopember 2023
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Masalah yang selalu dihadapi oleh mitra adalah penataan tata kelola pemerintah desa dan sulitnya pemaksimalan potensi desa yang sudah dimiliki sejak lama. Tujuan kegiatan pengabdian kepada masyarakat ini adalah untuk meningkatkan, membantu dan mengintegrasikan peran pemerintah, sektor pemerintah desa, dan masyarakat agar pelaksanaannya bisa menjadi lebih efektif, efisien, dan bisa dipertanggungjawabkan. Urgensi pengabdian ini adalah mewujudkan perananan pemerintah desa dalam melaksankan Good Governance merupakan pelaksanaan dari tugas, fungsi, kewenangan, hak, dan kewajiban yang dimiliki pemerintah desa dalam hal perencanaan,pelaksanaan pembangunan di desa, khususnya yang berkaitan dengan tata kelola kepemerintahan desa. Dalam rangka membangun good governance,dalam era reformasi sekarang ini mewujudkan pemerintahan yang baik (good governance) menjadi sesuatu hal yang tidak dapat ditawar lagi keberadaanya dan mutlak terpenuhi.
ANALISIS LAPORAN REALISASI ANGGARAN (LRA) UNTUK MENILAI PELAKSANAAN ANGGARAN BELANJA (Studi pada Badan Pengelolaan Keuangan dan Aset Daerah Kota Surabaya) Anissa Bella Febriana; Maulidah Narastri
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 1 No. 3 (2023): Juli : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v1i3.261

Abstract

This study aims to analyze the Budget Realization Report (LRA) to assess the implementation of the budget at the Surabaya City Financial and Regional Management Agency for the 2017-2021 fiscal year. This research was conducted at BPKAD Surabaya City. This study used descriptive qualitative method. Data collection techniques used are interviews and documentation. The data collection technique that was carried out consisted of: 1.) Analysis of the calculation of the economic level of the Budget Realization Report at the Surabaya City BPKAD for the 2017 to 2021 fiscal year 2.) Analysis of the calculation of the efficiency level of the Budget Realization Report at the Surabaya City BPKAD for the 2017 to 2021 fiscal year 3.) Analysis of the calculation of the level of effectiveness of the Budget Realization Report at the Surabaya City BPKAD for the 2017 to 2021 fiscal years. The results showed that program realization as measured by the average economic level from 2017 to 2021 was in the economic criteria and in 2019 it experienced a less economical level, the results of performance measurement as measured by the level of efficiency at the Regional Financial and Asset Management Agency for the City of Surabaya showed that inefficient and inefficient budget and performance measurement results measured by the level of effectiveness in 2017 to 2019 show very effective
Implementasi Prinsip-Prinsip Good Governance Guna Efektivitas Pelayanan Publik Pada Kantor Kelurahan Wonokromo Kota Surabaya Adam Permana Putra; Maulidah Narastri
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 2 No. 1 (2024): Maret : Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v2i1.247

Abstract

This research aims to analyze the implementation of public services, the prevailing bureaucracy and the suitability of the computerized service system when viewed from the principles of good governance at the Wonokromo Kora Subdistrict Office, Surabaya. The research method used is a qualitative descriptive approach. The required research data collection was 6 informants consisting of 4 sub-district staff and 2 community recipients of public services. The data analysis techniques used are data collection, data triangulation, data reduction, and data presentation. The results of the research found that the Wonokromo Subdistrict Office, Surabaya City, in carrying out its services, has not fully implemented the principles of good governance, and reporting on public servants has not been fully transparent because it requires permission from the District first and certainty of when residents can collect files or the results of the service are sometimes not fully implemented.