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All Journal MUQTASID At-Taqaddum BISEI: Jurnal Bisnis dan Ekonomi Islam Journal of Digital Marketing and Halal Industry AL-ARBAH: Journal of Islamic Finance and Banking Journal of Islamic Economics, Management, and Business (JIEMB) Jurnal Bisnis, Manajemen, dan Akuntansi International Journal of Islamic Business and Economics (IJIBEC)
Muheramtohadi, Singgih
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Religion Economics, Econometrics & Finance Education Environmental Science Public Health Social Sciences

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AKTUALISASI EKONOMI ISLAM DALAM MENURUNKAN TINGKAT KETIMPANGAN DI INDONESIA Muheramtohadi, Singgih
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 3 No 1 (2018): Juni
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v3i1.283

Abstract

ABSTRACT Actualization of Islamic Economics in solving the problematic of the nation is very important to be learned and practiced. Generally, the practice of islamic economic has been put into practice, especially in the financial and philanthropy sector. In addition, there is a universal ethic that derived from the holy verses that can be used as a guide for the government to make policies, mainly, in policy of reduction of economic inequality. This paper will discuss about the ethics are contained in al Qur’an that can be used as a basis to make the policy of reducing economic inequality. The verse can be used as basis of government to make a decision is verse about the importacnce of distributing wealth equally (Al Hasyr : 7). A verse about the openiong of jobs for the poor (Az Zukhruf: 32), and the hadith about prohibition of ownership of public assets in private (Hadith Ibn Majah) In the field of Islamic economic practice, it is important to increase the acceptance of zakat and waqf, and to use them efectively especially for productively purposes, rather than consumptive purpose.Keyword : Actualization, Islamic Economic, InequalityABSTRAKS Aktualisasi Ekonomi Islam dalam menyelesaikan problematika bangsa sangat penting untuk dipelajari dan dipraktekkan. Praktek Ekonomi Islam pada umumnya telah dilakukan, terutama di sektor perbankan dan sektor filantropi. Selain praktek ekonomi Islam, terdapat etika universal yang bersumber dari al Qur’an yang bisa dijadikan pedoman bagi pemerintah untuk menetapkan kebijakan, terutama kebijakan di bidang pengurangan angka ketimpangan ekonomi. Tulisan ini akan membahas tentang etika apa yang terkandung dalam al Qur’an yang bisa dipakai sebagai dasar menentukan kebijakan pengurangan ketimpangan ekonomi. Dan apa saja potensi dari praktek ekonomi islam, terutama zakat dan wakaf, dalam upaya menurunkan angka ketimpangan. Ayat yang digunakan sebagai dasar pemerintah untuk mengambil kebijakan adalah ayat tentang pentingnya mendistribusikan kekayaan secara merata (Al Hasyr ayat 7), ayat yang berisi pembukaan lapangan pekerjaan bagi golongan yang tidak mampu (Az Zukhruf : 32), dan mencegah jatuhnya aset publik ke tangan pribadi (Hadits Ibn Majah). Di bidang praktek ekonomi islam secara kelembagaan, maka penting untuk meningkatkan penerimaan zakat dan wakaf, dan menggunakan secara lebih efektif terutama untuk keperluan produktif, daripada konsumtif.Kata Kunci : Aktualisasi, Ekonomi Islam, Ketimpangan
Exploratory Factor Analysis: Analysis of Islamic Bank Sustainability Factors in Facing the Disruption of the Industrial Revolution Muheramtohadi, Singgih; Huda, Choirul; Adila, Retno Septia
AL-ARBAH: Journal of Islamic Finance and Banking Vol. 4 No. 1 (2022)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2022.4.1.14667

Abstract

AbstractPurpose - In this study, researchers are interested in analyzing the factors of resilience (sustainability) that must exist or be carried out by Islamic banks to challenge the disruption of the industrial revolution 4.0.Method - This research is quantitative research. The research approach is exploratory which has the intention to obtain a description and understanding of the problems experienced by researchers. The instrument in this study was a questionnaire which was then tested for validity and reliability. After the data has been collected, the data is tested with the stages of testing confirmatory factor analysis data which is able to reduce a number of variables into several dominant factors that affect the sustainability of Islamic banks in facing the disruption of the industrial revolution 4.0.Result - This study concludes that: 1) 18 variables each have a Measure of Sampling Adequacy (MSA) value higher than 0.5 and are categorized as having met the adequacy of the sample. 2) Factor analysis is suitable for simplifying the group of 18 variables. 3) Two dominant factors are formed, which are called the customer's financial benefit factor and the customer's safety and comfort factor.Implication - This research helps Islamic banks to remain sustainable from the onslaught of the disruption of the Industrial revolution 4.0 based on the variables of customer desires.Originality - This study focuses more on Islamic banking instead of professional banking as in previous studies and in the analysis the researcher uses exploratory factor analysis to determine the dominant factor from  series of variables. The study is different from previous research.
Co-Authors Adila, Retno Septia Choirul Huda fataron, zuhdan ady Maghfiroh, Tsaniyatul Warno Warno