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PENGARUH NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSET (ROA) PADA PT BANK NEGARA INDONESIA (PERSERO) TBK PERIODE 2011-2015 JUWANDA, HADI; RIDO, ACEP
ANALISIS FAKTOR-FAKTOR PENYEBAB TERJADINYA KREDIT MACET PADA KUD RAHMAT WIDODO KECAMATAN SRUWENG KABUPATEN KEBUMEN Vol 1 No 1 (2017)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (305.536 KB)

Abstract

This study aimed to find out the influence to non performing loan (npl) to return on asset (roa) at  PT Bank Negara Indonesia (Persero) tbk period of 2011-2015. The method used in this research was descriptive through quantitative approach. The analysis technique used is Normality Test, Simple Linear Regression, Pearson product moment correlation coefficient and coefficient of determination. Results of simple linear regression analysis was Y = 39,702 + -1,468X which meant that if the NPL = 0 then the value of ROA 39,702%, then when the number of NPL up 1%, ROA would decrease the amount of 1,468%. Pearson product moment correlation coefficient of -0.842 that meant NPL and ROA showed a very strong relationship and in the opposite direction, the coefficient of determination 70,80% and the remaining of 29.20% was influenced by other factors which were not examined by the writer. While hypothesis test showed tcount: -2.699 < ttabel: 3.182, which meant that a not significant and negative influenced Return On Assets. The suggestions to overcome the problems are that, the bank should have a special staff to supervise non-performing loans, and then fix the application of credit application such as listing the points the business targets for the next 6 months, and the bank should reinforce the management team of risk that problems related to NPL that can be minimized in the future.
PENGARUH NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSET (ROA) PADA PT BANK NEGARA INDONESIA (PERSERO) Tbk PERIODE 2011-2015 JUWANDA, HADI; RIDO, ACEP
Jurnal E-Bis (Ekonomi-Bisnis) Vol 1 No 1 (2017)
Publisher : Politeknik Dharma Patria Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aimed to find out the influence to non performing loan (npl) to return on asset (roa) at PT Bank Negara Indonesia (Persero) tbk period of 2011-2015. The method used in this research was descriptive through quantitative approach. The analysis technique used is Normality Test, Simple Linear Regression, Pearson product moment correlation coefficient and coefficient of determination. Results of simple linear regression analysis was Y = 39,702 + -1,468X which meant that if the NPL = 0 then the value of ROA 39,702%, then when the number of NPL up 1%, ROA would decrease the amount of 1,468%. Pearson product moment correlation coefficient of -0.842 that meant NPL and ROA showed a very strong relationship and in the opposite direction, the coefficient of determination 70,80% and the remaining of 29.20% was influenced by other factors which were not examined by the writer. While hypothesis test showed tcount: -2.699 < ttabel: 3.182, which meant that a not significant and negative influenced Return On Assets. The suggestions to overcome the problems are that, the bank should have a special staff to supervise non-performing loans, and then fix the application of credit application such as listing the points the business targets for the next 6 months, and the bank should reinforce the management team of risk that problems related to NPL that can be minimized in the future.
Sosialisasi Pelayanan Publik Dalam Pemerintahan Yang Baik (Good Governance) Terhadap Masyarakat Di Kelurahan Pasir Impun Kota Bandung Irma Rahmawati; Hadi Juwanda; Sunandie Eko Ginanjar; Anwar; Iin Surtiah
JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Vol 4 No 1 (2023)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v4i1.1102

Abstract

Pengabdian Kepada Masyarakat diselenggarakan 2023 di Kelurahan Pasir Impun Kota Bandung. Tujuan Pelaksanaan pengabdian ini yaitu untuk memberikan sosialisasi terkait pelayanan publik dalam pemerintahan yang baik di kelurahan Pasir Impun Kota Bandung. Pelaksanaan kegiatan pengabdian dilakukan dengan mensosialisasikan pentingnya administrasi pribadi, pelayanan publik, serta demonstrasi pelayanan kepada masyarakat. Peserta kegiatan pengabdian dihadiri oleh warga kelurahan pasir impun, forum RT dan RW. Metode yang digunakan pada sosialisasi yaitu metode ceramah. Ceramah dilakukan sebagai metode dalam pemaparan materi. Metode diskusi dilakukan setelah pemaparan materi yang bertujuan untuk memberikan sarana bagi warga dalam bertanya dan berdiskusi. Serta metode demonstrasi yang dilakukan sebagai bentuk percobaan untuk memberikan gambaran kepada masyarakat terkait pelayanan publik yang bisa didapatkan. Percobaan ini mendapatkan respon positif dari peserta kegiatan pengabdian.
DAMPAK PERISTIWA POLITIK (PEMILU)TERHADAP RISIKO HARGA PASAR MODAL INDONESIA Caca Caca; Gunardi Gunardi; Priatna Kesumah; Hadi Juwanda; Paris Jundi
Jurnal Ekonomi Manajemen Bisnis Dan Akuntansi : EMBA Vol 1 No 1 (2022): JURNAL EKONOMI MANAJEMEN BISNIS dan AKUNTANSI : EMBA
Publisher : Pusat Penelitian dan Pengabdian pada Masyarakat (P3M) Politeknik Pajajaran ICB Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1473.585 KB) | DOI: 10.59820/emba.v1i1.2

Abstract

Abstrak Dalam dunia investasi baik dalam bisnis apapun pasti terdapat risiko, salah satunya yaitu risiko spekulatif,orang yang berinvestasi akan mendapat 2 kemungkinan, kemungkian pertama yaitu investasinya untung dan yang kedua yaitu rugi. Risiko investasi dapat disebabkan oleh beberapa faktor salahsatunya yaitu  pertistiwa politik seperti pemilu, meskipun pemilu tidak langsung menorobos BEI tetapi ini akan menjadi suatu pertimbangan bagi para investor dalam berinvestasi. Penelitian ini bertujuan untuk mengetahui apakah peristiwa politik pemilu dapat mempengaruhi pasar modal indonesia. Dalam penelitian ini penulis menggunakan metode deskriptif dan merupakan penelitian event study yang menguji ada atau tidaknya suatu reaksi pasar akibat adanya suatu peristiwa, serta data sekunder dari berbagai referensi. Data yang di ambil berasal dari perusahaan yang tergabung dalam saham  indexs LQ45 pada periode pemilu 2009,2014 dan 2019 yang telah di olah oleh peneliti sebelumnya. Dari hasil penelitian berdasarkan analisis data,terdapat dampak pilpres pada 3 pemilu masa capres terhadap volatilitas IHSG dan perbedaan abnormal return, baik sebelum maupun sesudah pemilu tahun 2009, 2014, dan 2019 tetapi tidak terlihat secara signifikan. Abstract In the world of investment, whether in any business, there must be risks, one of which is speculative risk, people who invest will get 2 possibilities, the first possibility is that the investment is profitable and the second is loss. Investment risk can be caused by several factors, one of which is political events such as elections, although elections do not directly breach the IDX but this will be a consideration for investors in investing. This study aims to determine whether election political events can affect the Indonesian capital market. In this study, the author uses a descriptive method and is an event study that examines the presence or absence of a market reaction due to an event, as well as secondary data from various references. The data taken comes from companies that are members of the LQ45 index stock in the 2009 2014 and 2019 election periods which have been processed by previous researchers. From the results of research based on data analysis, there is an impact of the presidential election in the 3 presidential elections on the volatility of the JCI and differences in abnormal returns, both before and after the 2009 2014 and 2019 elections, but it is not seen significantly.
PENGARUH JUMLAH SIMPANAN TERHADAP PEROLEHAN SISA HASIL USAHA PADA KOPERASI DHARMAGHATI KSATRIA JAYA CIMAHI PERIODE 2011 – 2015 Herlys Prasasti; Hadi Juwanda
Journal of Business Administration Vol 1 No 1 (2022): Volume 1 Number 1, April 2022
Publisher : STIA Bagasasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61317/js.v1i1.12

Abstract

The purpose of this study was to determine the influence of the total deposits to the acquisition of net income at Cimahi Dharmaghati Ksatria Jaya Coorperative, periods of 2011-2015. The method used quantitative and descriptive methods. Analysis of the data used Kolmogorov-Smirnov normality data test, Pearson Product Moment Correlation Analysis, Linear Regression Analysis, determination coefficient and hypothesis test (t test). The results of the data normality test was 0.853 above 0.05, which that both variables were normally distributed. Then the results of the Pearson product moment correlation analysis was 0.830, which meant the amount of deposits with the acquisition of net income had a very strong correlation. Moreover, the results of the coefficient of determination was 68.9%. It showed that net income was influenced by the amount of deposits amounted to 68.9%. Yield data from linear regression analysis was Y = 197.125 + 0.14 X. Moreover, the results of the hypothesis test (t test) was t-count < t-table (2.574 <3.182), the amount of deposits did not significantly influence net income. The problems that occurred at Cimahi Dharmaghati Ksatria Jaya Coorperative the number of deposits and the acquisition of net income from the coorperative members who took his mistress but still had the right to apply for loans. Furthermore, the decrease in loan interest rates occured. The writer suggest based on the above problems where members who already do not have the savings are not entitled to make loans and coorperative provides loan rates based on the term of loan
PENGARUH TOTAL ASSETS TURNOVER TERHADAP RETURN ON ASSET PADA PT PINDAD (PERSERO) PERIODE 2013 – 2017 Novitta, Mega; Juwanda, Hadi
JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Vol 2 No 1 (2023): JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA)
Publisher : PUBLISHER ABISATYA DINAMIKA ISWARA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58268/eb.v2i1.31

Abstract

This research conducted to determine the influence of Total Assets Turnover (TATO) toward Return on Asset (ROA) at the PT PINDAD (Persero) period of 2013 to 2017. This research used descriptive research with quantitative approach for the method. The analysis technique used here are normality test analysis, Pearson correlations analysis, coefficient of determination, and simple regression analysis. Hypothesis testing is done by using the t-test. The results of Pearson correlations analysis is 0,593 which means both of variable has a strong enough correlation. The coefficient of determination (R square) is 0,352 which means TATO has an influence 35,2% toward ROA, and the results of simple regression analysis indicates that every increase 1% of TATO then ROA will increase by 0,101%. The results of hypothesis testing (t-test) thitung : 1,276 < ttabel : 3,18245 which indicates H0 accepted it means TATO does not have a significant effect towards ROA. For recommendations, PT PINDAD (Persero) should be expected to maintain and continue to control the stability of Total Assets Ratio, so Return On Asset will continue increase. It is important for the company to survive in the future.
PEMANFAATAN E-COMMERCE SEBAGAI STRATEGI PEMASARAN PADA BRAND JUMMAKIDS Septihayati, Yulia; Malik Sidik, Zabar; Noor Zhalifunnas, Isa; Juwanda, Hadi
Jurnal Ekonomi Manajemen Bisnis Dan Akuntansi : EMBA Vol 2 No 2 (2024): JURNAL EKONOMI MANAJEMEN BISNIS dan AKUNTANSI : EMBA
Publisher : Pusat Penelitian dan Pengabdian pada Masyarakat (P3M) Politeknik Pajajaran ICB Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59820/emba.v2i2.158

Abstract

Abstract The purpose of this study is to analyze the effectiveness of using e-commerce in marketing strategies in reaching the target market, including promotion, and attracting it in social media. As well as the extent to which brands follow and respond to the latest children's fashion trends and the extent to which they are able to create relevant and attractive designs. analyzing children's fashion trends and keeping up with the latest innovations, brands can maintain or create competitive advantages, position themselves as the first choice in the eyes of consumers and can understand consumer needs so that they have satisfaction with jummakids. By integrating a strong marketing strategy in the digital era, utilizing e-commerce and social media, and maintaining identity and innovation in design, Jummakids has managed to build customer trust, expand the market, and face the competitive dynamics in the children's fashion industry with increasing success. The research provides in-depth insights into the importance of digital-based marketing strategies in shaping the brand image of children's clothing. The practical implications of this research highlight the need for adaptation to digital marketing trends and the importance of creativity and innovation in reaching consumers in the digital era to maintain and increase market share in the children's clothing industry.