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Pengaruh Tingkat Pengangguran, Pertumbuhan Ekonomi, dan Inflasi Terhadap Tingkat Kemiskinan pada Provinsi Regional Sumatera Asmadia, Tezi; Andriany, Vicy; Sani, Muhammad Syaiful
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 4 No. 03 (2024): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v4i03.545

Abstract

The main problem in this reserch is that unemployment, economic growth and inflation influence poverty, but the data found fluctuates. The purpose of this discussion is to analyze how much the unemployment rate, economic growth and inflation influence the poverty level in provinces in the Sumatra region. This type of research is quantitative. The data collection technique used is documentation. The data analysis techniques used in this test are multiple linear regression analysis, classical assumption testing, and hypothesis testing with the help of the SPSS Version 25 program. From the research conducted by researchers, it can be concluded that the unemployment variable has a significant effect on poverty levels. Meanwhile, the variables economic growth and inflation do not have a significant effect on the poverty level. However, based on joint tests, it shows that unemployment, economic growth and inflation do not have a significant effect on the poverty level which is caused by the weak influence of the independent variables on the dependent variable and the presence of other factors that are more influential such as the level of education, health and access to infrastructure.
NILAI TUKAR PETANI DAN PERTUMBUHAN EKONOMI TERHADAP IPM SUMATERA BARAT: STUDI KUANTITATIF 2010–2022 Andriany, Vicy; Elfadhli, Elfadhli; Fernando, Gilang
Jurnal Manajemen dan Profesional Vol. 6 No. 1 (2025): Jurnal JPro
Publisher : Program Studi Manajemen Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jpro.v6i1.2545

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Nilai Tukar Petani dan Pertumbuhan Ekonomi terhadap Indeks Pembangunan Manusia (IPM) di Provinsi Sumatera Barat selama periode 2010–2022. Metode penelitian yang digunakan adalah kuantitatif deskriptif dengan pendekatan data time series sekunder yang diperoleh dari Badan Pusat Statistik. Analisis data dilakukan dengan uji regresi linier berganda, uji asumsi klasik, serta uji hipotesis. Hasil penelitian menunjukkan bahwa secara parsial, Nilai Tukar Petani tidak berpengaruh signifikan terhadap IPM, sedangkan Pertumbuhan Ekonomi berpengaruh signifikan namun bersifat negatif. Secara simultan, kedua variabel independen tersebut berpengaruh signifikan terhadap IPM. Temuan ini mengindikasikan bahwa meskipun sektor ekonomi dan pertanian berperan dalam pembangunan, namun dampaknya terhadap kualitas hidup masyarakat tidak selalu linier, dan perlu ditinjau kembali arah kebijakan pembangunan yang inklusif.
Exploration of Determinant Factors of Murabahah Microfinance Interest at BPRS Haji Miskin Pandai Sikek, West Sumatera Syafiah, Zahratul; Gampito, Gampito; Andriany, Vicy
Surau Journal of Islamic Studies Vol. 1 No. 1 (2025): Surau Journal of Islamic Studies
Publisher : MD Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63919/surau.v1i1.4

Abstract

This study aims to analyze the factors influencing public interest in the murabahah microfinance product at BPRS Haji Miskin Pandai Sikek. Murabahah microfinance is one of the flagship products offering shariah-compliant financing solutions for micro-entrepreneurs in the West Sumatra region. The research employs a qualitative approach using in-depth interviews. The findings indicate that economic, social, and religious factors play significant roles in shaping the community's decision to access murabahah microfinance. Economic factors, such as the need for business capital and the speed of fund disbursement, are key reasons for choosing this product. Social factors, including religious influence and social networks, also contribute to the community's interest in this product. Furthermore, BPRS Haji Miskin actively enhances financial literacy through educational initiatives and community-based promotions, which effectively build trust and understanding about shariah principles and the benefits of murabahah products. This research contributes significantly to understanding the role of Islamic financial institutions in empowering local economies, particularly among micro-entrepreneurs in rural areas.
Pemberian Ganti Kerugian kepada Masyarakat Terkait Pengadaan Tanah untuk Kepentingan Umum Andriany, Vicy; Asmadia, Tezi
Journal of Economics and Management Scienties Volume 6 No. 4, September 2024
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jems.v6i4.62

Abstract

The success of infrastructure projects is closely related to land acquisition/land acquisition owned by the community, it is not even possible for population relocation to occur. The implementation of development that requires land acquisition is basically a waiver of land rights. Land Procurement for Public Interest is regulated by the Government in Law No. 2 of 2012 and Other Legislations. The purpose of this study was to determine the process of land acquisition and the calculation of fair market value as the basis for providing compensation. The research method used is literature studies and displayed descriptive. Compensation is a proper and fair compensation to the rightful party in the land acquisition process. The results of the research found are based on Law No. 2 of 2012, the land acquisition process consists of 4 stages, namely planning, preparation, implementation and submission of results. Meanwhile, to provide an opinion on the value of the land, an appraisal process is carried out by a Public Appraiser as a professional independent appraiser who has a license from the Land Agency. The appraisal process for compensation includes physical (material) and non-physical (immaterial) compensation where the final value obtained by the Appraiser is Fair Market Value.