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All Journal Jurnal Ilmiah Hukum LEGALITY Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) El-kahfi : Journal of Islamic economics JIFTECH: Journal Of Islamic Financial Technology Journal of Economics and Management Scienties International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) ZAWA:Management of Zakat and Waqf Journal Asian Journal of Muslim Philanthropy and Citizen Engagement
Asmadia, Tezi
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Fruit sale strategy with the lowest price sorakan (cheering) in the view of Fiqh Muamalah Arianti, Farida; Asmadia, Tezi; Leli, Maisarah
Legality : Jurnal Ilmiah Hukum Vol. 30 No. 2 (2022): September
Publisher : Faculty of Law, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/ljih.v30i2.19865

Abstract

Cheering the smallest price of several piles of fruit prices is a fruit-selling strategy to get more consumers. This study aims to understand the description of the smallest price cheers on the fruit sales strategy against the view of fiqh muamalah. What attracts buyers so that they decide to buy and how their interest is raised by hearing price cheers. This is field research conducted in Batusangkar Market. The research employed qualitative descriptive research methods and the research data were obtained from sellers and fruit buyers who shout the smallest price cheer. Data retrieval techniques used in-depth interviews and direct observation of buyers. Interviews were conducted face-to-face with the informants until the same information was obtained. The results show that the strategy of cheering the lowest price from several prices based on piles of fruit quality serves as a driving force and attracts consumers. This strategy is closer to bay' najasy which can drive buyers to buy their merchandise. Therefore, buyers or sellers must ensure that the price they are shouting represents the fruit piles that are visible. When a buyer approaches the place of merchandise, he/she could clearly see the goods being traded.
Pengaruh Tingkat Pengangguran, Pertumbuhan Ekonomi, dan Inflasi Terhadap Tingkat Kemiskinan pada Provinsi Regional Sumatera Asmadia, Tezi; Andriany, Vicy; Sani, Muhammad Syaiful
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 4 No. 03 (2024): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v4i03.545

Abstract

The main problem in this reserch is that unemployment, economic growth and inflation influence poverty, but the data found fluctuates. The purpose of this discussion is to analyze how much the unemployment rate, economic growth and inflation influence the poverty level in provinces in the Sumatra region. This type of research is quantitative. The data collection technique used is documentation. The data analysis techniques used in this test are multiple linear regression analysis, classical assumption testing, and hypothesis testing with the help of the SPSS Version 25 program. From the research conducted by researchers, it can be concluded that the unemployment variable has a significant effect on poverty levels. Meanwhile, the variables economic growth and inflation do not have a significant effect on the poverty level. However, based on joint tests, it shows that unemployment, economic growth and inflation do not have a significant effect on the poverty level which is caused by the weak influence of the independent variables on the dependent variable and the presence of other factors that are more influential such as the level of education, health and access to infrastructure.
Strategi Pengumpulan Dana Zakat Pada Badan Amil Zakat Nasional (BAZNAS) Kota Padang Rinaldi, Rizki Alif; Asmadia, Tezi
ZAWA: Management of Zakat and Waqf Journal Vol 4, No 2 (2024): ZAWA: MANAGEMENT OF ZAKAT AND WAQF JOURNAL
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v4i2.13439

Abstract

The main problem in this research is the strategy for collecting zakat funds at the Padang City National Zakat Amil Agency (BAZNAS). The aim of the research is to explain and describe the strategy for collecting zakat funds at the Zakat Amil Agency at the National Zakat Amil Agency BAZNAS Padang City.The type of research that researchers use is (field research) field research with qualitative descriptive methods. The data collection technique that the author carried out was interviews with the leadership, deputy chairman I, chief executive, head of collection and BAZNAS collection staff in Padang City and documentation in the form of pamphlets, brochures supporting zakat collection. Data analysis techniques are data reduction, data presentation, and drawing conclusions. The research results reveal that the strategy for collecting zakat funds at BAZNAS Padang City uses two methods, namely a direct strategy and an indirect strategy. Researchers also found unique things in zakat fund collection strategies, such as digitalization of zakat collection, education and outreach programs, collaboration with companies and community leaders, special events, zakat product innovation, integrated services, and reward programs. Then the supporting factors are competent amil, government support, innovation and technology, social religious activities, partnership networks, media and communication, while the inhibiting factors are the lack of public awareness of giving zakat through BAZNAS Padang City.
Good Corporate Governance Practices in Managing Finance at Islamic Institutions in Indonesia Asrida, Asrida; Yenti, Elfina; Asmadia, Tezi; Emrizal, Emrizal; Ayu, Suci Putri
International Journal of Multidisciplinary Research of Higher Education Vol 8 No 2 (2025): (April) STEM, Education, Religion Studies, Social Sciences and Economic Developme
Publisher : Islamic Studies and Development Center in Collaboration With Students' Research Center Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ijmurhica.v8i2.374

Abstract

Financial management at Sharia Financial Institutions certainly requires the application of good corporate governance principles so that transparency, accountability, so that the distribution of funds can be carried out fairly and on target. This study aims to analyze how financial management in one of the Sharia Financial Institutions in Indonesia is based on the principles of good corporate governance. The research method used is qualitative with a case study model. Data sources consist of primary data and secondary data. Primary data was obtained through interviews with ten informants consisting of leaders and employees at the Sharia Financial Institution, while secondary data came from official reports and information published through the official website of the Sharia Financial Institution. All data were analyzed thematically using the Milles and Hubberman model. The results showed that financial management in Sharia Financial Institutions has applied the principles of Good Corporate Governance with five levels of optimization of the principles, namely; i) the principle of transparency, ii) the principle of accountability, iii) the principle of responsibility, iv) the principle of independence, v) the principle of equality and fairness. With the optimal application of good corporate governance principles, financial management in sharia institutions can run more effectively in improving the welfare of beneficiaries.
Upaya Pengumpulan Zakat Perkebunan Kelapa Sawit oleh BAZNAS Kabupaten Dharmasraya di Nagari Sitiung Warman, Meilita Teza; Asmadia, Tezi; Nopiardo, Widi; Emrizal, Emrizal
ZAWA: Management of Zakat and Waqf Journal Vol 5, No 1 (2025): ZAWA: MANAGEMENT OF ZAKAT AND WAQF JOURNAL
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v5i1.15273

Abstract

The potential for zakat in Dharmasraya Regency is very large, especially from the oil palm plantation sector which dominates the regional economy. However, zakat collection from this sector is not optimal, especially in Nagari Sitiung, Sitiung District, which has around 402 oil palm farmers with a land area of 2,375 hectares. One of the challenges faced is the lack of understanding and lack of data collection regarding zakat obligations among oil palm farmers. This research aims to analyze the potential for zakat that can be collected from the oil palm plantation sector in Nagari Sitiung and identify the efforts made by the Dharmasraya Regency National Zakat Amil Agency (BAZNAS) in maximizing zakat collection from the oil palm plantation sector. This research uses a qualitative descriptive approach with field research methods, which involves interviews with oil palm farmers and BAZNAS amil Dharmasraya Regency, as well as documentation related to zakat potential and data on oil palm plantations in Nagari Sitiung. The data analysis techniques used include data reduction, data presentation, and drawing conclusions. Source and method triangulation techniques are used to verify the validity of the data. The research results show that the zakat potential from the oil palm plantation sector in Nagari Sitiung reaches around IDR 1,953,213,750 per year, with around 68% of farmers meeting the requirements to pay zakat. BAZNAS Dharmasraya Regency has made various efforts to maximize zakat collection, both through direct approaches (socialization, formation of UPZ, and religious studies) and indirectly (the "One Bunch of Palm Oil for the Poor" program and the use of social media). Even though these efforts have been made, several obstacles, such as limited human resources and facilities, are still challenges in expanding zakat collection from the palm oil sector.
Zakat as a Poverty Alleviation Instrument: A Case Study in Indonesia and Malaysia Asmadia, Tezi; Suryadi, Ahmad; Asrida, Asrida; Utami, Sari
Asian Journal of Muslim Philanthropy and Citizen Engagement Vol. 1 No. 1 (2025): Asian Journal of Muslim Philanthropy and Citizen Engagement
Publisher : MD Research Center Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63919/ajmpce.v1i1.14

Abstract

This study aims to explore the role of zakat as an economic empowerment instrument in addressing social and economic inequalities in Indonesia and Malaysia. These two countries have different zakat management systems, influenced by their social, cultural, and regulatory characteristics. Specifically, this research examines three main aspects: the readiness of zakat institutions' infrastructure in supporting the economic empowerment of the poor, the impact of social and economic disparities on zakat distribution effectiveness, and the influence of cultural and social values on the acceptance and utilization of zakat. The findings show that in Indonesia, despite the legal framework supporting zakat management through BAZNAS (National Zakat Agency) and Zakat Management Organizations (LAZ), zakat collection remains limited, with inadequate infrastructure and imbalanced distribution. Public distrust and operational challenges such as high administrative costs and a lack of transparency hinder the effectiveness of zakat as an empowerment tool. In contrast, Malaysia, with a more centralized zakat system through the State Islamic Religious Councils, shows higher compliance levels and more efficient zakat management, although challenges in equitable distribution still exist. Additionally, cultural and social values play a crucial role in enhancing or inhibiting zakat acceptance. In Indonesia, high levels of religiosity and strong social norms encourage zakat compliance, but poor management practices and lack of transparency reduce public participation. In Malaysia, the integration of zakat with the taxation system provides fiscal incentives, raising awareness and improving compliance. This study recommends the need for reforms in zakat management, alongside improved transparency and communication to enhance public trust, allowing zakat to be more effective in empowering the economy and reducing social inequality.
PENGABDIAN KEPADA MASYARAKAT (PKM) PENGUATAN PEMAHAMAN MASYARAKAT TENTANG ZAKAT HASIL PERKEBUNAN KELAPA SAWIT DI KABUPATEN DHARMASRAYA Emrizal, Emrizal; Gampito, Gampito; Nopiardo, Widi; Firdaus, Rahmat; Asmadia, Tezi; Asrida, Asrida; Teza Warman, Meilita
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 8, No 5 (2025): MARTABE : JURNAL PENGABDIAN KEPADA MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v8i5.2081-2094

Abstract

Zakat yang berasal dari hasil perkebunan kelapa sawit termasuk dalam kategori zakat pertanian sebagaimana diatur dalam ajaran Islam. Namun, tingkat pemahaman masyarakat mengenai kewajiban ini masih beragam, dipengaruhi oleh faktor pengetahuan, kondisi sosial dan ekonomi, serta regulasi yang berlaku. Kegiatan Pengabdian Kepada Masyarakat (PKM) ini bertujuan untuk menganalisis sejauh mana pemahaman masyarakat terkait zakat hasil perkebunan kelapa sawit, mengidentifikasi faktor-faktor yang memengaruhinya, serta memberikan edukasi yang lebih komprehensif mengenai ketentuan zakat tersebut. Pendekatan yang diterapkan dalam kegiatan ini meliputi beberapa tahapan, dimulai dengan wawancara dan diskusi awal bersama masyarakat, diikuti dengan sosialisasi, edukasi, ceramah, serta sesi tanya jawab terkait zakat perkebunan kelapa sawit. Hasil PKM menunjukkan bahwa tingkat pemahaman masyarakat terhadap zakat ini masih relatif rendah, terutama dalam aspek ketentuan nisab, besaran zakat yang wajib dikeluarkan, serta mekanisme pembayarannya. Beberapa faktor utama yang memengaruhi pemahaman tersebut mencakup tingkat pendidikan masyarakat, peran lembaga keagamaan, serta kebijakan pemerintah dalam mendukung sosialisasi dan implementasi zakat. Untuk meningkatkan kesadaran dan kepatuhan masyarakat dalam menunaikan zakat hasil perkebunan kelapa sawit sesuai dengan prinsip syariah, penelitian ini merekomendasikan penguatan edukasi melalui sinergi antara pemerintah, lembaga zakat, dan tokoh agama
Fintech Lending: Threat or Opportunity for Sharia Bank In Indonesia? Aini, Ihdi; Asmadia, Tezi; Agusti, Netta
Journal of Islamic Financial Technology Vol 2, No 2 (2023): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v2i2.9769

Abstract

Data on the percentage of financing distribution to sharia banks in Indonesia in the last 5 years has experienced quite slow growth compared to the percentage of loan distribution by fintech lending which has experienced very significant growth, reaching 2,390.4% from 2018 to February 2023. The literature shows that there are two opposing views regarding the influence of fintech lending on banking. On the one hand, fintech plays an important role in increasing financial inclusion, while on the other hand fintech also has a major impact on the financial services industry. The aim of this research is to examine the influence of fintech lending on financing at Islamic banks in Indonesia and to analyze the impact of fintech lending on Islamic banks in Indonesia. This study uses a quantitative approach. The type of data used is secondary data taken from the official website of the Financial Services Authority (OJK) in the form of statistical data on sharia banks and fintech lending. The number of samples used was 60 financial report data obtained from sample selection through purposive sampling. The data analysis technique uses descriptive statistical analysis with a linear regression analysis model. The results of this research show that 88.9% of fintech lending has an influence on sharia bank financing in Indonesia. In the sense that fintech lending companies exist as complements or complements to sharia banks in providing financial loans to the public, therefore fintech lending can be an opportunity for collaboration for the sharia banking industry in Indonesia. This collaboration can be carried out using several patterns or models, including cooperation through cross-selling schemes, channeling, references, shadow investors, outsourcing platforms and fintech consortiums.
Pemberian Ganti Kerugian kepada Masyarakat Terkait Pengadaan Tanah untuk Kepentingan Umum Andriany, Vicy; Asmadia, Tezi
Journal of Economics and Management Scienties Volume 6 No. 4, September 2024
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jems.v6i4.62

Abstract

The success of infrastructure projects is closely related to land acquisition/land acquisition owned by the community, it is not even possible for population relocation to occur. The implementation of development that requires land acquisition is basically a waiver of land rights. Land Procurement for Public Interest is regulated by the Government in Law No. 2 of 2012 and Other Legislations. The purpose of this study was to determine the process of land acquisition and the calculation of fair market value as the basis for providing compensation. The research method used is literature studies and displayed descriptive. Compensation is a proper and fair compensation to the rightful party in the land acquisition process. The results of the research found are based on Law No. 2 of 2012, the land acquisition process consists of 4 stages, namely planning, preparation, implementation and submission of results. Meanwhile, to provide an opinion on the value of the land, an appraisal process is carried out by a Public Appraiser as a professional independent appraiser who has a license from the Land Agency. The appraisal process for compensation includes physical (material) and non-physical (immaterial) compensation where the final value obtained by the Appraiser is Fair Market Value.
Misinterprestasi Halal Pada Produk Makanan Khas Minangkabau di Kota Padang Octaviani, Rizda; Asmadia, Tezi; Mariko, Suhatri
El-kahfi | Jurnal Ekonomi Islam Vol 5 No 02 (2024): economics and islamics economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v5i02.339

Abstract

Kehalalan produk makanan adalah aspek krusial dalam industri makanan, terutama di daerah dengan populasi mayoritas Muslim seperti Kota Padang, Sumatera Barat. Penelitian ini bertujuan untuk mengeksplorasi fenomena misinterpretasi label halal pada produk makanan khas Minangkabau di kota ini. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan wawancara mendalam. Data dikumpulkan melalui wawancara dengan pelaku usaha, konsumen, dan otoritas terkait, serta analisis dokumen sertifikasi halal. Hasil penelitian menunjukkan bahwa meskipun banyak toko dan rumah makan di Padang mengklaim menyediakan produk halal, terdapat ketidaksesuaian antara sertifikasi toko dan label halal pada produk. Temuan utama mencakup: (1) Kekurangan konsistensi antara sertifikat halal yang dimiliki oleh toko dengan label halal pada produk yang dijual, seperti di Toko Christine Hakim dan Pusat Oleh-oleh Ummi Aufa Hakim. (2) Kendala biaya dan proses pengurusan sertifikasi halal yang lama menghambat UKM untuk mendapatkan label halal resmi, meskipun pengolah produk adalah Muslim. (3) Kesadaran dan kejujuran dalam pengelolaan label halal masih menjadi isu, dengan beberapa pelaku usaha mengabaikan label halal karena alasan biaya atau proses. (4) Penegakan regulasi dan dukungan dari pemerintah untuk mempermudah proses sertifikasi halal bagi UKM perlu diperkuat. Penelitian ini menunjukkan pentingnya penerapan standar halal yang konsisten dan perlunya dukungan lebih untuk pelaku usaha dalam memenuhi persyaratan sertifikasi. Konsumen, terutama umat Islam, memerlukan informasi yang jelas dan akurat mengenai kehalalan produk untuk memastikan bahwa mereka dapat membeli makanan dengan keyakinan penuh. Penelitian ini diharapkan dapat memberikan wawasan bagi pihak berwenang dan pelaku usaha dalam meningkatkan transparansi dan akuntabilitas dalam label halal pada produk makanan khas Minangkabau di Kota Padang.
Co-Authors Agusti, Netta Ahmad Suryadi, Ahmad Aini, Ihdi Andriany, Vicy Asrida Asrida, Asrida Ayu, Suci Putri Emrizal Farida Arianti Gampito, Gampito Leli, Maisarah Mariko, Suhatri OCTAVIANI, RIZDA Rahmat Firdaus Rinaldi, Rizki Alif Sani, Muhammad Syaiful Teza Warman, Meilita Utami, Sari Warman, Meilita Teza Widi Nopiardo Yenti, Elfina