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All Journal Journal of Islamic Monetary Economics and Finance Action Research Literate (ARL) Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan The South East Asian Journal of Management Jurnal Indonesia Sosial Sains
Muhammad Miqdad Robbani
Department Of Management, Universitas Indonesia
Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Energy Environmental Science Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Neuroscience Physics Social Sciences

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 1 
PROGRESSIVE FINANCING IN INDONESIAN ISLAMIC MICROFINANCE INSTITUTIONS: IMPROVED MONITORING OR DISTINCTIVE COMMERCIALISATION? Muhammad Miqdad Robbani; Mahdiah Aulia; Fatiya Rumi Humaira
Journal of Islamic Monetary Economics and Finance Vol 6 No 3 (2020)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v6i3.1183

Abstract

Microfinance institutions (MFIs) play pivotal roles to providing financing and services to micro and small enterprises (MSEs) in Indonesia. Islamic MFIs, which follow Shariah principles in their operations, aim not only to provide financing, but also to improve the socioeconomic conditions of poor people. There is heightened interest in the factors influencing the development of MFIs, such as relationship lending. This study aims to explore the effectiveness of such lending and the uniqueness of the implementation of social purpose in Islamic MFIs. The paper adopts a quantitative methodology, using cross-sectional survey data from 1,001 microloan borrowers from five MFIs, three of which are Islamic MFIs which provided financing in 13 regions in Indonesia in 2018. The results show that Islamic MFIs do not differ in the implementation of relationship lending. Furthermore, there is a likelihood that they are able to be more focused on profit-oriented transactions ensuring sustainability, due to their unique characteristics, as they have Baitul Maal with the social instruments of zakat, infaq and sadaqa to provide social-oriented transactions to improve outreach to the poor. The study enhances our understanding and adds knowledge to the existing literature on Islamic MFIs, especially in Indonesia.
Religion, Attitude, and Entrepreneurship Intention in Indonesia Sulung, Liyu Adhi Kasari; Putri, Niken Iwani Surya; Robbani, Muhammad Miqdad; Ririh, Kirana Rukmayuninda
The South East Asian Journal of Management Vol. 14, No. 1
Publisher : UI Scholars Hub

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Abstract

Research Aims: The present research investigates the relationships among behavioural belief, attitude toward entrepreneurship, religiosity, and entrepreneurial intention in Indonesia. Design/methodology/approach: We use a structural equation model supported by LISREL 8.80 to analyse a sample of 146 owners of micro and small enterprises. Research Findings: We found new results to add to the entrepreneurship literature regarding the relationship between religiosity and entrepreneurship. Although religiosity has been mostly discussed in previous research as a moderator, this study found that religiosity also has a strong direct relationship to entrepreneurial intention. Further, most of the independent variables also show a significant influence on entrepreneurial intention. Theoretical Contribution/Originality: Based on our result, this paper found that religiosity has a strong direct relationship to entrepreneurial intention. Our paper is also the first to aggregate behavioral beliefs through multiple religious points of view regarding entrepreneurial intention. Managerial Implication in the South East Asian context: The result can be applied to enhance entrepreneurship in South East Asian countries Research limitation & implications: The result has implications for entrepreneurship education, business practitioners, and policy makers to strengthen entrepreneurial intention. Furthermore, since affective attitude and instrumental attitude involve a reciprocal process over a long period, this study recommends that future research should apply longitudinal study
Revolutionizing Aquaculture Strategy: The Journey of eFishery from Startup to Unicorn with Non-App-Based Technology Dian Alanudin; Muhammad Miqdad Robbani
Co-Value Jurnal Ekonomi Koperasi dan kewirausahaan Vol. 15 No. 2 (2024): Co-Value: Jurnal Ekonomi, Koperasi & Kewirausahaan
Publisher : Program Studi Manajemen Institut Manajemen Koperasi Indonesia Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/covalue.v15i2.4351

Abstract

The emergence of the fishery, founded by Gibran, has revolutionized the aquaculture landscape through its innovative technology-driven solutions. Beginning with the development of an automated fish-feeding device in 2012, eFishery's journey from startup to unicorn status has been marked by transformative advancements in fish farming practices. This abstract explores eFishery's trajectory, encompassing its strategic evolution, technological innovations, and significant milestones. From securing series D financing in 2023 to pioneering non-app-based technology, the fishery has reshaped the aquaculture industry, empowering fish farmers worldwide with efficient, cost-effective solutions. Moreover, eFishery's expansion into shrimp farming technology and the launch of eFarm and eFisheryFresh demonstrate the company's commitment to continual product innovation. Through a blend of trial and error, technological prowess, and strategic foresight, fishery has cemented its position as a leader in aquaculture technology, driving sustainable growth and profitability in the sector.
Harmonizing Social Impact and Corporate Success: The Nexus of GOTO's Contribution to Society and Profitability Dian Alanudin; Muhammad Miqdad Robbani
Jurnal Indonesia Sosial Sains Vol. 5 No. 08 (2024): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v5i08.1222

Abstract

This research examines the relationship between social impact and corporate profitability in the context of GoTo, Indonesia's largest technology conglomerate. This study analyzes GoTo's transformation from a simple ojek service to a comprehensive digital ecosystem, as well as its role during the COVID-19 pandemic. Using quantitative and qualitative mixed methods, this study investigates changes in consumer behavior, GoTo's economic contributions, and post-IPO challenges. Key findings show a significant increase in GoTo's service usage during the pandemic, with annual contributions reaching 1.6% of Indonesia's GDP. However, GoTo's pursuit of profitability post-IPO faces market volatility and regulatory scrutiny, particularly regarding driver-partner welfare. This research highlights the complexity of balancing social missions with the demands of profitability in the gig economy, emphasizing the importance of a holistic approach to sustainable growth that considers the interests of all stakeholders.
Harmonizing Social Impact and Corporate Success: The Nexus of GOTO's Contribution to Society and Profitability Dian Alanudin; Muhammad Miqdad Robbani
Jurnal Indonesia Sosial Sains Vol. 5 No. 08 (2024): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v5i08.1222

Abstract

This research examines the relationship between social impact and corporate profitability in the context of GoTo, Indonesia's largest technology conglomerate. This study analyzes GoTo's transformation from a simple ojek service to a comprehensive digital ecosystem, as well as its role during the COVID-19 pandemic. Using quantitative and qualitative mixed methods, this study investigates changes in consumer behavior, GoTo's economic contributions, and post-IPO challenges. Key findings show a significant increase in GoTo's service usage during the pandemic, with annual contributions reaching 1.6% of Indonesia's GDP. However, GoTo's pursuit of profitability post-IPO faces market volatility and regulatory scrutiny, particularly regarding driver-partner welfare. This research highlights the complexity of balancing social missions with the demands of profitability in the gig economy, emphasizing the importance of a holistic approach to sustainable growth that considers the interests of all stakeholders.
Navigating Uncertainty: Evaluating the Pandemic's Impact on Warung Upnormal's Expansion Strategy Alanudin, Dian; Miqdad Robbani, Muhammad
Action Research Literate Vol. 8 No. 8 (2024): Action Research Literate
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/arl.v8i8.490

Abstract

The COVID-19 pandemic presented significant challenges to the food and beverage industry, impacting consumption patterns and economic dynamics. This research aims to evaluate the impact of the COVID-19 pandemic on the expansion strategy of Warunk Upnormal, one of the leading restaurant chains in Indonesia. This research employs a case study approach to explore the impact of the COVID-19 pandemic on the food and beverage industry in Indonesia. the pandemic led to a 40% decline in sales, necessitating adaptations like transitioning to take-away-only operations. While foot traffic gradually recovered post-pandemic, changing consumer preferences prompted the closure of multiple outlets. Financial strains exacerbated by the franchise model underscored the delicate balance between profitability and operational sustainability. Similarly, other startups like Kopi Kenangan faced challenges despite alternative business strategies. Roy Mandey of the Indonesian Retailers Association emphasizes the importance of adaptability and innovation in navigating volatile market conditions. Sustained innovation and a deep understanding of evolving consumer preferences will be crucial for future success in the post-pandemic landscape.
Harmonizing Social Impact and Corporate Success: The Nexus of GOTO's Contribution to Society and Profitability Alanudin, Dian; Robbani, Muhammad Miqdad
Jurnal Indonesia Sosial Sains Vol. 5 No. 08 (2024): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v5i08.1222

Abstract

This research examines the relationship between social impact and corporate profitability in the context of GoTo, Indonesia's largest technology conglomerate. This study analyzes GoTo's transformation from a simple ojek service to a comprehensive digital ecosystem, as well as its role during the COVID-19 pandemic. Using quantitative and qualitative mixed methods, this study investigates changes in consumer behavior, GoTo's economic contributions, and post-IPO challenges. Key findings show a significant increase in GoTo's service usage during the pandemic, with annual contributions reaching 1.6% of Indonesia's GDP. However, GoTo's pursuit of profitability post-IPO faces market volatility and regulatory scrutiny, particularly regarding driver-partner welfare. This research highlights the complexity of balancing social missions with the demands of profitability in the gig economy, emphasizing the importance of a holistic approach to sustainable growth that considers the interests of all stakeholders.
Co-Authors Dian Alanudin Fatiya Rumi Humaira Kirana Rukmayuninda Ririh Kirana Rukmayuninda Ririh Luh Putu Ratna Sundari Mahdiah Aulia Niken Iwani Surya Putri Niken Iwani Surya Putri, Niken Iwani Surya Sulung, Liyu Adhi KAsari