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All Journal The Indonesian Journal of Business Administration Journal of Management and Business Review Bioma : Jurnal Biologi Indonesia
Ardiansyah, Dhany
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Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Immunology & microbiology Social Sciences

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Risk management model in sharia pawnbroking business solusi emas syariah pt bank danamon tbk. Ardiansyah, Dhany; R. Jayaprawira, Acep
The Indonesian Journal of Business Administration Vol 5, No 1 (2016)
Publisher : The Indonesian Journal of Business Administration

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Abstract

Abstract - In the Indonesian banking business, pawnbroking is one of the most prospecting financing business that  has not been touched by conventional bank, and it is only sharia banking that may run this pawnbroking business. Under sharia principle, the agreement / akad has been ruled by National Sharia Council (Dewan Syariah Nasional) where the basis of transaction is through Akad Rahn & Qardh, however, accepted pawn collateral is limited to gold only. For period 2010 to 2014, majority of sharia banks have run pawnbroking business, such as Bank Syariah Mandiri, BRI Syariah, BNI Syariah, BTPN Syariah, BJB Syariah, CIMB Niaga Syariah, dan Danamon Syariah. Nevertheless, risk management of pawnbroking business is not easy, where the potential risks always happen and occur, not only those small amount of risks with high frequencies, but also low frequency with significant financial impact, or even high amount of potential risks with high frequencies. With respect to the complexity of risk management and the slow business performance and achievement, majority of the above sharia banks’ managements have decided to stop the product and no more selling to its customers. The “stop-pawn product” decision had happened during 2013-2014. Bank Danamon Syariah’s management has decided to totally stop selling pawn product as per 15 April 2015. This research is solely purposed for exploration and management of the risks spread out in the pawnbroking process flow, and those are analyzed based on Basel 2 Accord and Peraturan Bank Indonesia related to risk management, and creating the most effective and efficient risk management model for pawnbroking. The choice of Bank Danamon Syariah as the research base because of this bank is the only sharia bank window who has opened 150 branches whose services are uniqely focused on sharia pawnbroking, and operated since 2010 until 15 April 2015.  Keywords: sharia 7 key pawnbroking process, risk management model, risk identification, risk level, risk mapping, risk mitigation.  
Pengaruh Kompetensi dan Motivasi terhadap Kinerja Anggota Reskrim Polres Blitar Kota dalam Pengamanan Pemilihan Gubernur Jawa Timur Tahun 2018 Earlyanti, Novi Indah; Ardiansyah, Dhany
Journal of Management and Business Review Vol 18, No 2 (2021): Special Issue Konferensi Nasional Riset Manajemen XI, 2021
Publisher : Research Center and Case Clearing House PPM School of Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34149/jmbr.v18i2.246

Abstract

Blitar Police Station is one of the jurisdictions in East Java Province which has participated in securing the Governor's Election in 2018. Security is carried out in terms of managerial human resources, by minimizing the potential of existing security disturbances soas not to develop into real disturbances.The research objective was to analyze the effect of competence and motivation on the performance of members of the Blitar City Police Criminal Investigation Unit in securing the East Java Governor Election in 2018. Quantitative research approaches and survey methods. Data obtained from filling out questionnaires of 56 items by 73 respondents who were sampled. From the results of the analysis obtained a regression equation is Y = 15,028+0,250X1+0,313X2+e ; It was concluded that the competency variable was 0.250 and motivation was 0.313 with a significant value of 0.005 and 0,000 which partially affected the performance of members. Simultaneously, the variables of competence and motivation affect performance by 34.4%. Members can produce good performance if there is support for self-competence and motivation that is formed. This is inseparable from the role of the leader who gives members the opportunity to take part in training education, gives responsibility, maintains positive interactions so as to generate motivation that can spur members to complete predetermined work targets to produce good performance.
Kelimpahan Kodok Jam Pasir Leptophryne borbonica di Sepanjang Aliran Sungai Cisuren, Bodogol, Taman Nasional Gunung Gede Pangrango: Abundance of Hourglass Toad Leptophryne borbonica along Stream Gradient Ardiansyah, Dhany; Karunia, Arini; Auliandina, Talita; Putri, Dien Anugerah; Noer, Mohamad Isnin
Bioma Vol. 10 No. 2 (2014): Bioma
Publisher : LPPM Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (525.866 KB) | DOI: 10.21009/Bioma10(2).2

Abstract

There is high spatial variation in physical and chemical characteristics both within and between streams, some of which has been linked to natural factors. Stream characteristics affect many biological and physical processes. Leptophryne borbonica is stream-dependent toad that spend their life completely in or around stream. The purpose of this study was to determine the effect of habitat characteristics on abundance of Leptophryne borbonica in Bodogol, Sukabumi, West Java. Survey was conducted to obtain data on 27 until 29 June 2013 along Cisuren stream of Bodogol. Parameters that used in this study were conductivity, temperature, humidity, and salinity. The findings showed that all physical factors of stream have weak correlation with the abundance of Leptophryne borbonica. Abiotic factors that forming an ecosystem could affect the abundance and distribution of a amphibians species, because amphibians are sensitive to environmental change. Our result suggested that chemical characteristics along this stream were within the range of fundamental niche of Leptophryne borbonica. However, the slightly different in the number of individuals obtained among plots indicated that there were other factors that may be at play.
Co-Authors Auliandina, Talita Karunia, Arini Mohamad Isnin Noer Novi Indah Earlyanti Putri, Dien Anugerah R. Jayaprawira, Acep