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All Journal Jurnal Ilmiah Mahasiswa FEB Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik
Utomo, Daryoto Muslih
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Economics, Econometrics & Finance Education

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The Impact of People’s Business Credit (KUR) on Economic Growth in the Agricultural Sector of West Nusa Tenggara Utomo, Daryoto Muslih; Akbar, Syafaat Ali
Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Vol. 10 No. 3 (2025): Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijak
Publisher : Direktorat Jenderal Perbendaharaan, Kementerian Keuangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33105/itrev.v10i3.1185

Abstract

Research Originality — The existing literature offers limited empirical evidence on the role of targeted government credit programs in the agricultural sector as a strategy for mitigating the impacts of climate change. This study addresses this gap by examining the specific impact of the Kredit Usaha Rakyat (KUR) program on agricultural economic growth in a climate-vulnerable region. Research Objectives — The research aims to assess the effect of KUR on economic growth in the agricultural sector of West Nusa Tenggara, Indonesia. Research Methods - An explanatory research design was employed, using data on KUR distribution, rice production, and Gross Regional Domestic Product from 2019 to 2023. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4.0, a method well-suited for complex predictive models. Empirical Result — The findings reveal that KUR has a positive and significant impact on rice production, and rice production, in turn, is a vital driver of the region's economic growth. However, the distribution of KUR does not directly contribute to economic growth without the intermediary effect of increased rice production. Implications — This study provides policymakers with evidence that targeted credit programs can be an effective tool for stimulating agricultural output and regional economic growth, underscoring the need for coordinated efforts among government bodies and credit distributors.
ANALISIS EFISIENSI DAN EFEKTIVITAS PELAKSANAAN ANGGARAN BERDASARKAN PERATURAN MENTERI KEUANGAN NOMOR 249 TAHUN 2011 (Studi Pada Kantor Pelayanan Perbendaharaan Negara Malang Periode 2015 - 2017) Utomo, Daryoto Muslih
Jurnal Ilmiah Mahasiswa FEB Vol. 7 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Penyerapan anggaran yang rendah di Indonesia pada tahun 2017 menimbulkanpertanyaan terkait tingkat efisiensi dan efektivitas pelaksanaan anggaran sektor publik diIndonesia. Analisis efisiensi dan efektivitas pelaksanaan anggaran didasarkan padaPeraturan Menteri Keuangan Nomor 249/PMK.02/2011 tentang Pengukuran dan EvaluasiKinerja atas Pelaksanaan Rencana Kerja dan Anggaran Kementerian Negara/Lembaga.Aspek-aspek yang dianalisis yaitu aspek implementasi dan aspek manfaat. Penelitian inibertujuan untuk mengetahui kinerja keuangan sektor publik dengan studi kasus pada KPPNMalang periode 2015 – 2017. Penelitian bersifat deskriptif. Hasil yang diperoleh yaitu (1)nilai kinerja KPPN Malang tahun 2015, 2016, dan 2017 adalah “Sangat Baik”, (2) tingkatefektivitas pelaksanaan anggaran KPPN Malang tahun 2015, 2016, dan 2017 adalah“Sangat Baik”, dan (3) tingkat efisiensi pelaksanaan anggaran KPPN Malang tahun 2015berkategori “Kurang”, tahun 2016 berkategori “Sangat Baik”, sedangkan tahun 2017berkategori “Baik”. Berdasarkan hasil penelitian ini diharapkan KPPN Malang dapatmeningkatkan efisiensinya.Kata kunci: efektivitas, efisiensi, pelaksanaan anggaran
Co-Authors Akbar, Syafaat Ali