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All Journal Among Makarti IJIBE (International Journal of Islamic Business Ethics) Jurnal Manajemen Dayasaing Khasanah Ilmu - Jurnal Pariwisata Dan Budaya INTEGRITAS : Jurnal Pengabdian Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Abdi Makarti Journal of Finance and Islamic Banking Jurnal Manajemen Dayasaing
Nurohman, Yulfan Arif
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Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah

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Acceptance And Use of E-Wallet Top-Up Feature Through Mobile Banking of Bank Syariah of Surakarta Muslim Society: UTAUT 2 Approach Nurohman, Yulfan Arif; Qurniawati, Rina Sari; Anggraini, Vivin Puji
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 10 No 2 (2025): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 2
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v10i2.1303

Abstract

This study aims to identify factors that influence e-wallet top up via mobile banking at Islamic banks for Muslim communities in Surakarta using the UTAUT 2 approach. This study uses a quantitative approach to test and validate the formulated hypotheses. The population of this study were mobile banking users of Islamic banks in the Surakarta area. The sample determination was carried out using a purposive sampling technique, while the respondent criteria were Muslim communities in Surakarta City who had utilized mobile banking services at Islamic banks to top up e-wallets Data collection using questionnaires distributed to 150 Islamic bank customers. The data analysis technique used in this study was the Partial Least Squares (PLS) method which was carried out using SmartPLS software. The results showed that performance expectancy had an effect on behavioral intention, while other variables adopted from UTAUT 2 had no effect on behavioral intention. The contribution of the research findings indicates a shift in consumer preferences and behavior in using digital-based services.
Factors Affecting Gojek Drivers To Use Sharia Insurance In Surakarta Pratama, Andira Putri; Nurohman, Yulfan Arif
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 11 No 1 (2025): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v11i1.1515

Abstract

This study examines the factors influencing Gojek drivers in Surakarta to use sharia life insurance. Despite adhering to Islamic principles and offering financial protection, participation among informal workers remains low. A quantitative descriptive method was employed, with data from 135 active drivers using purposive sampling. Variables analyzed include financial literacy, trust, income, premium rates, and service quality. SPSS was used for validity, reliability, classical assumption, and multiple regression tests. The results show that all five variables significantly influence decisions simultaneously. Partially, only financial literacy, premium rates, and service quality have a significant impact, while trust and income do not. The adjusted R² value of 0.560 indicates that the model explains 56% of decision variance. The study highlights the importance of financial literacy, affordable premiums, and quality service.
Co-Authors Agus Setiawan Alvin Yahya, Alvin Anggraini, Vivin Puji Fahri Ali Ahzar, Fahri Ali Fatharani, Aulia Indriastuti, Adelia Khoirunnisa, Kholifatun Kusuma, Melia Lina Ayu Safitri Muzakar Isa Narulitasari, Devi Pratama, Andira Putri Rina Sari Qurniawati, Rina Sari Rukmi, Indah Setiyo Waluyo Waluyo Waluyo, Alif Yuni Astuti