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All Journal Jurnal Hukum Novelty Alauddin Law Development Journal (ALDEV)
Famauri, Andi Tenri
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Humanities Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Analisis Kewenangan Lembaga Penjamin Simpanan (LPS) dalam Upaya Penjaminan Dana Nasabah Al-Amanah, Tuhfatul Abrar; Sumardi, Juajir; Famauri, Andi Tenri
Alauddin Law Development Journal (ALDEV) Vol 5 No 2 (2023): ALDEV
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/aldev.v5i2.36614

Abstract

This study aims to implement the Authority and Role of the IDIC in Efforts to Guarantee Customer Funds to provide a sense of security for public savings funds in banks. The method of research is qualitative, using interviews and documentation as data collection methods. The results of this study indicate that (1) The authority and role of LPS in guaranteeing public savings in the banking world is to provide a sense of security for customer deposit funds; (2) the occurrence of cases of bank failures, break-ins, and slips of funds that occurred in the banking world. This is a form of violation that is detrimental to the customer, and LPS, in accordance with the applicable laws and regulations, has the authority to guarantee customer deposits at the bank.
Hidden tactics: Deposit agreement in debt contracts Novriannisya, Siti; Famauri, Andi Tenri; Basri, Muhammad; Aslam, Jamal; Radzi, Mohd Shahril Nizam MD
Jurnal Hukum Novelty Vol. 16 No. 1 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26555/jhn.v16i1.29049

Abstract

Introduction to the Problem: The deposit agreement in the debt agreement, as stated in the receipt, strategically influences the power dynamics between the creditor and the debtor. Often, the practice of such contracts is used to disguise the true intent. The deposit agreement provision behind the debt agreement ensures greater control over the repayment process. In the event of default, the creditor uses the receipt with the deposit clause to report the debtor for embezzlement. Purpose/Study Objectives: This paper analyses the provisions of debt agreements made in deposit receipts to find the best solution for fulfilling a balanced contractual relationship. Design/Methodology/Approach: This research employs a normative juridical approach, focusing on literature reviews, legislative regulations with specific details, and analytical descriptive research. Findings: This research shows that debt and deposit agreements contained in the deed of release of rights are valid and binding for the parties involved as long as no party denies them. However, upon closer examination of the agreement's intent and purpose, it becomes apparent that the agreement can be fabricated and contain invalid reasons. Although the principle of freedom of contract applies to the agreement, it does not mean that you can do it as freely as possible. Criminalizing someone for breaching a contract is not an appropriate course of action. It should be a concern for law enforcement officers unless there is strong evidence that embezzlement or fraud has occurred. Paper Type: Research Article
Co-Authors Al-Amanah, Tuhfatul Abrar Aslam, Jamal Juajir Sumardi Muhammad Basri Novriannisya, Siti Radzi, Mohd Shahril Nizam MD