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All Journal Jurnal Inovasi Kebijakan (JUMPER) Science Information System and Technology Technopreneurship and Educational Development Review (TENDER)
Ala, Helda Marlin
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Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Public Health Social Sciences Other

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THE RELATIONSHIP BETWEEN ENTREPRENEURIAL MINDSET AND THE ADAPTABILITY AND RESILIENCE OF BUSINESS OWNERS DURING ECONOMIC CRISES Hendrik, Nitaniel; Ala, Helda Marlin; Fanggidae, Herny Constantia; Manafe, Mesri Welhelmina Nisriani
Technopreneurship and Educational Development Review (TENDER) Vol 1 No 3 (2024): October 2024
Publisher : PT. LITERASI SAINS NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61100/tender.v1i3.224

Abstract

This study aims to analyze the relationship between entrepreneurial mindset and the adaptability and resilience of business owners in facing economic crises. Using a qualitative literature review method with descriptive analysis, the research examines 25 selectively chosen articles from a pool of 50 identified through Google Scholar spanning 2001–2024. The findings reveal that an entrepreneurial mindset—characterized by risk-taking, creativity, and opportunity recognition—significantly contributes to the success of business owners in adjusting strategies and enduring economic pressures. Case studies, such as Kopi Kenangan, Rumah Makan Padang Sederhana, and Javara Indonesia, highlight the importance of an entrepreneurial mindset in supporting business adaptability and resilience. However, challenges such as limited access to training and financial constraints remain significant barriers to developing entrepreneurial mindsets among SME owners. This study recommends strengthening entrepreneurial training programs, expanding access to financing, and fostering collaboration among governments, educational institutions, and business owners to enhance SMEs' competitiveness during economic crises.
Pengaruh Penyajian Laporan Keuangan Dan Aksesibilitas Terhadap Akuntabilitas Pengelolaan Laporan Keuangan Daerah Kota Kupang Ala, Helda Marlin; Lerrick, Yudith F.
Jurnal Inovasi Kebijakan Vol 8 No 1 (2024): Jurnal Inovasi Kebijakan
Publisher : Badan Penelitian dan Pengembangan Daerah Kota Kupang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research raises the issue of the influence of financial report presentation and accessibility on the accountability of regional financial management in Kupang City. This research aims to examine: (1) The effect of financial report presentation on regional financial management accountability (2) The effect of accessibility on regional financial management accountability (3) The effect of financial report presentation and accessibility on regional financial management accountability. The research method used is purposive sampling, with primary data sources. The object of this research is the Kupang City Regional Financial and Asset Agency, which is located on Jl. S. K. Lerik No. 1, Kelapa Lima, Kupang City, East Nusa Tenggara, consisting of 35 respondents. Data collection through direct observation and questionnaire surveys to respondents. Data analysis uses quantitative methods using descriptive statistical tests and classical assumption tests, as well as hypothesis testing using SPSS 25. The research results reveal that the presentation of financial reports has a positive and significant effect on regional financial management accountability, this indicates that the better the presentation of regional financial reports, the better the accountability of regional financial management. There is a positive and significant influence of accessibility on regional financial management accountability, this shows that increasing accessibility has had a direct impact on increasing accountability in regional financial management. The results of simultaneous testing with the F test show that both the presentation of financial reports and accessibility have a positive effect on the accountability of regional financial management
Evolution and Dynamics of Technology Based Accounting Information: A Bibliometric Study Fanggidae, Herny Constantia; Ala, Helda Marlin
West Science Information System and Technology Vol. 2 No. 01 (2024): West Science Information System and Technology
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsist.v2i01.816

Abstract

This bibliometric study delves into the evolution and dynamics of technology-based accounting information systems (AIS), exploring the intersection of technological advancements and accounting practices. The integration of technology in accounting has catalyzed significant transformations, reshaping how financial data is managed, analyzed, and reported. Through a comprehensive analysis of 780 publications spanning from 1977 to 2024, this research uncovers key trends, influential works, and emerging themes in the field of technology-based AIS. Utilizing bibliometric techniques such as co-citation analysis and network visualization, the study provides insights into the collaborative landscape, thematic clusters, and temporal trends within the domain of technology-based AIS research. The findings shed light on the evolution of AIS research, highlighting the increasing relevance of emerging technologies such as artificial intelligence and blockchain, while also identifying potential areas for future investigation.
The Impact of Mobile Banking Adoption, Financial Inclusion Programs, Perceived Services Accessibility, and Trust in Financial Institutions on the Financial Empowerment of Rural Communities Manafe, Mesri Welhelmina Nisriani; Fanggidae, Herny Constantia; Pattiruhu, Fransina; Ala, Helda Marlin; Hendrik, Nitaniel
Journal Management & Economics Review (JUMPER) Vol. 3 No. 8 (2026): February
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i8.865

Abstract

This study examines the impact of mobile banking adoption, financial inclusion programs, perceived service accessibility, and trust in financial institutions on the financial empowerment of rural communities. Using a quantitative research design, data were collected through structured questionnaires from 400 adult residents in rural areas. Descriptive statistics, reliability tests, correlation analysis, and multiple regression analysis were conducted to explore the relationships among the variables. The results indicate that all four factors significantly and positively influence financial empowerment, with mobile banking adoption emerging as the strongest predictor. Financial inclusion programs, trust in financial institutions, and perceived service accessibility also contribute meaningfully, highlighting the importance of a multifaceted approach to enhancing financial capabilities in rural populations. The study underscores the need for integrated strategies that combine technology adoption, institutional support, improved service accessibility, and trust-building measures to promote sustainable financial empowerment. These findings provide valuable insights for policymakers, financial institutions, and development practitioners seeking to enhance economic resilience and autonomy in rural communities.
The Role of Green Financial Literacy, Sustainable Awareness, Green Banking Products, and Regulatory Support in Shaping Consumer Adoption of Sustainable Finance Services Ala, Helda Marlin; Hendrik, Nitaniel; Manafe, Mesri Welhelmina Nisriani
Journal Management & Economics Review (JUMPER) Vol. 3 No. 8 (2026): February
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i8.864

Abstract

This study investigates the role of green financial literacy, sustainable awareness, green banking products, and regulatory support in shaping consumer adoption of sustainable finance services. With increasing global emphasis on environmental sustainability, understanding the factors influencing consumer engagement with green financial products is essential for promoting responsible financial behavior. Using a quantitative approach, data were collected from 250 consumers via structured questionnaires and analyzed using Structural Equation Modeling (SEM). The results indicate that all four factors significantly and positively influence adoption behavior, with green financial literacy having the strongest effect, followed by sustainable awareness, green banking products, and regulatory support. These findings highlight the need for a holistic strategy that integrates knowledge enhancement, awareness programs, accessible product offerings, and robust regulatory frameworks to foster sustainable financial practices. The study provides theoretical contributions by linking financial literacy, environmental awareness, product innovation, and institutional support to adoption behavior, and practical implications for policymakers, financial institutions, and educators in advancing sustainable finance markets.
Pengaruh Penerapan Sistem Informasi Akuntansi Terhadap Kinerja Pegawai Pada Kantor Walikota Kupang Ala, Helda Marlin; Saduk, Lispridona Magdalena
Jurnal Inovasi Kebijakan Vol 9 No 1 (2025): Jurnal Inovasi Kebijakan
Publisher : Badan Penelitian dan Pengembangan Daerah Kota Kupang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37182/ntfrgt11

Abstract

The purpose of this study is to analyze The Effect of The Implementation of An Accounting Information System on Employee Performance at the Kupang Mayor's Office. The independent variables studied were the Utilization of The Accounting Information System, The Quality of The Accounting Information System, and The Security of the Accounting Information System, while the dependent variable was Employee Performance. This study was conducted at Regional Work Units (SKPD) within the Kupang City Government with 30 Respondents. Data were obtained through the distribution of questionnaires completed directly by the respondents. Data analysis used the following methods: classical assumption test, multiple linear regression analysis, t-test, F-test, and coefficient of determination using SPSS version 16 software. The results indicate that The Utilization of The Accounting Information System, The Quality of The Accounting Information System, and The Security of The Accounting Information System have a positive and significant effect on employee performance. This study is expected to serve as a reference for further research and provide recommendations for government agencies to improve employee performance through the optimal implementation of an Accounting Information System.
Co-Authors Hendrik, Nitaniel Herny Constantia Fanggidae Lerrick, Yudith F. Mesri Welhelmina Nisriani Manafe Pattiruhu, Fransina Saduk, Lispridona Magdalena