Article Per Year (5 Year)
p-Index From 2021 - 2026
0.817
P-Index
This Author published in this journals
All Journal Unram Journal of Community Service (UJCS) Indonesian Journal of Innovation Studies Journal of Artificial Intelligence and Digital Business
Annisa, Widya
Unknown Affiliation
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Building Financial Awareness and Personal Branding: Strategies to Avoid Riba and High-Risk Online Transactions Sholahuddin, Muhammad; Nasir, Moechamad; Bawono, Andy Dwi Bayu; Permatasari, Qisthoni; Annisa, Widya
Unram Journal of Community Service Vol. 5 No. 4 (2024): December
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v5i4.756

Abstract

In the face of increasing financial complexities and digital transaction risks, a workshop and mentoring program was conducted by Universitas Muhammadiyah Surakarta (UMS) in collaboration with MSU, PCIM-PCIA Malaysia, and PRIM-PRIA Malaysia to enhance financial literacy, personal branding skills, and awareness of secure online transactions. Engaging 38 participants, the program utilized an interactive learning model—comprising pre-tests, visual presentations, case simulations, group discussions, and post-tests—to cover topics such as professional identity building, Islamic financial principles to avoid riba, and strategies to counter digital fraud. The pre-test results revealed an average score of 53.2, indicating a low-to-moderate understanding, while the post-test results showed significant improvement, with an average score of 82.1. Participants demonstrated improved abilities in identifying online transaction risks, recognizing forms of riba, and applying strategic personal branding techniques. This initiative effectively addressed critical challenges in financial literacy and digital security, while also offering a replicable educational model. The outcomes contribute to fostering financially aware, digitally secure, and professionally resilient individuals, equipping them to thrive in a globalized economic and digital environment
Building Financial Awareness and Personal Branding: Strategies to Avoid Riba and High-Risk Online Transactions Sholahuddin, Muhammad; Nasir, Moechamad; Bawono, Andy Dwi Bayu; Permatasari, Qisthoni; Annisa, Widya
Unram Journal of Community Service Vol. 5 No. 4 (2024): December
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v5i4.756

Abstract

In the face of increasing financial complexities and digital transaction risks, a workshop and mentoring program was conducted by Universitas Muhammadiyah Surakarta (UMS) in collaboration with MSU, PCIM-PCIA Malaysia, and PRIM-PRIA Malaysia to enhance financial literacy, personal branding skills, and awareness of secure online transactions. Engaging 38 participants, the program utilized an interactive learning model—comprising pre-tests, visual presentations, case simulations, group discussions, and post-tests—to cover topics such as professional identity building, Islamic financial principles to avoid riba, and strategies to counter digital fraud. The pre-test results revealed an average score of 53.2, indicating a low-to-moderate understanding, while the post-test results showed significant improvement, with an average score of 82.1. Participants demonstrated improved abilities in identifying online transaction risks, recognizing forms of riba, and applying strategic personal branding techniques. This initiative effectively addressed critical challenges in financial literacy and digital security, while also offering a replicable educational model. The outcomes contribute to fostering financially aware, digitally secure, and professionally resilient individuals, equipping them to thrive in a globalized economic and digital environment
An Overview of Social Anxiety in Young Girls at Senior High Schools in Sidoarjo: Gambaran Social Anxiety pada Remaja Putri di Sekolah Menengah Atas di Sidoarjo Annisa, Widya; Mariyati, Lely Ika
Indonesian Journal of Innovation Studies Vol. 21 (2023): January
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (942.846 KB) | DOI: 10.21070/ijins.v21i.809

Abstract

This research is motivated by the phenomenon of adolescent girls experiencing social anxiety at SMA Porong Sidoarjo. This study uses a descriptive quantitative research method with data collection in this study using a Likert scale model, namely the social anxiety scale modified from the Adawiyah Robiah scale. The sample in this study were 233 young women from 683 populations. The results showed that young women had high social anxiety, there was a frequency of Social Anxiety Levels with the acquisition of a percentage of 38%, namely young women had high social anxiety and based on the aspect of obtaining 37% in the negative evaluation aspect.
Peran Penggunaan Qris Pada Peningkatan Penjualan Produk UMKM Di Pasar Cidu Kota Makassar Annisa, Widya; Abdi, Muhammad Nur; Syahriani, A. Tenri
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.7595

Abstract

Qris (Quick Response Code Indonesian Standard) merupakan sistem pembayaran digital yang berbasis kode QR yang dikembangkan oleh Bank Indonesia untuk menyatukan berbagai metode pembayaran non-tunai ke dalam satu standar nasional. Inovasi ini hadir untuk memenuhi kebutuhan transaksi digital yang lebih praktis, aman, dan efisien, mengingat perkembangan teknologi dan semakin popular nya gaya hidup tanpa tunai di Indonesia. Qris memudahkan proses transaksi antara penjual dan pembeli tanpa menggunakan uang tunai, serta mendorong transformasi digital dalam sektor perdagangan, termasuk di kalangan pelaku umkm. Peneliti ini bertujuan untuk mengetahui peran penggunaan qris dapat meningkatkan penjualan produk umkm di pasar cidu kota makassar. Jenis penelitian ini menggunakan pendekatan deskriptif kualitatif yaitu peneliti berupaya mengumpulkan fakta-fakta yang ada mengenai mengenai objek yang akan diteliti dengan data berupa kata-kata atau ga bar bukan angka. Teknik pengumpulan data dalam penelitian ini melalui wawancara, dokumentasi, dan observasi. Berdasarkan hasil penelitian menunjukkan dapat diketahui bahwa penggunaan Qris pada penjualan produk UMKM dapat meningkatkan penjualan produk kisaran 40-50% setelah menggunakan pembayaran QRIS. Banyak pelanggan yang menggunakan QRIS karena lebih mudah penggunaannya dan lebih aman dari pencurian. Penggunaan QRIS sebagai metode pembayaran telah membawa dampak positif bagi UMKM di pasar cidu yang pada awalnya dapat menjual 15-20 pcs dalam sehari setelah menggunakan QRIS meningkat menjadi 20-25 pcs dalam sehari.
Co-Authors Abdi, Muhammad Nur Andy Dwi Bayu Bawono Lely Ika Mariyati M. Sholahuddin Moechamad Nasir, Moechamad Permatasari, Qisthoni Syahriani, A. Tenri