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All Journal ProBank: Jurnal Ekonomi dan Perbankan Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Jurnal Riset Akuntansi dan Keuangan Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JIKA: Jurnal Ilmu Keuangan dan Perbankan Jurnal Riset Bisnis dan Investasi Jurnal Darma Agung Jurnal Pengabdian UNDIKMA Jurnal Ekonomi Unram Journal of Community Service (UJCS) Indonesian Journal of Economics and Management Journal of Applied Islamic Economics and Finance Al-Muhasib: Journal of Islamic Accounting and Finance Journal of Fundamental Management (JFM)
Pratiwi, Leni Nur
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Nursing Public Health Social Sciences Other

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Pengaruh Aplikasi SISKEUDES, Kompetensi, dan Spiritualitas terhadap Efektivitas Sistem Pengendalian Internal Pemerintahan Desa Kecamatan Babakan Cikao Afriady, Arif; Pratiwi, Leni Nur
ProBank Vol 9, No 2 (2024)
Publisher : STIE AUB Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36587/probank.v9i2.1854

Abstract

Penelitian bertujuan menguji pengaruh Aplikasi SISKEUDES, Kompetensi, dan Spiritualitas terhadap Efektivitas Sistem Pengendalian Internal di Pemerintahan Desa Kecamatan Babakan Cikao Aplikasi. Metode penelitian ini adalah metode kuantitatif dengan pendekatan kausal yang bertujuan mengetahui seberapa besar pengaruh penggunaan aplikasi SISKEUDES, kompetensi aparatur desa, dan spiritualitas terhadap efektivitas sistem pengendalian internal pemerintah desa di Kecamatan Babakan Cikao Teknik analisis yang digunakan adalah analisis jalur yang digunakan untuk menguji hubungan antara variabel independen (SISKEUDES, kompetensi, dan spiritualitas) dengan variabel dependen (efektivitas sistem pengendalian internal), serta mengidentifikasi hubungan langsung dan tidak langsung antar variabel. Berdasarkan hasil pengujian statistik dengan menggunakan SMART-PLS, penelitian menemukan bahwa (1) bahwa spiritualitas tidak memiliki pengaruh langsung terhadap efektivitas SPIP, (2) Kompetensi terhadap Aplikasi Siskeudes memiliki pengaruh positif (3) Kompetensi aparatur desa sangat berpengaruh terhadap penerapan SPIP (4) Kompetensi memberikan pengaruh positif terhadap Spiritualitas (5) Aplikasi Siskeudes berperan sebagai mediator yang signifikan positif dalam hubungan antara Kompetensi dan SPIP (6) Hubungan antara kompetensi dan SPIP menjadi lebih signifikan ketika dimediasi oleh penggunaan aplikasi SISKEUDES (7) Kompetensi memengaruhi spiritualitas, tetapi hubungan ini tidak cukup kuat untuk memengaruhi SPIP secara signifikan. Penelitian ini memberikan kontribusi dalam memahami faktor-faktor yang memengaruhi efektivitas SPIP di pemerintahan desa.
ANALISIS KINERJA KEUANGAN PT. TELEKOMUNIKASI INDONESIA TBK TAHUN 2020 - 2024 MENGGUNAKAN RASIO LIKUIDITAS, RASIO PROFITABILITAS, DAN RASIO SOLVABILITAS Nashia, Keysa Noor Auzora; Pratiwi, Leni Nur
Journal of Fundamental Management (JFM) Vol 5, No 2 (2025): JULI 2025
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jfm.v5i2.33998

Abstract

This study aims to analyze the financial performance of PT Telkom Indonesia (Persero) Tbk based on liquidity ratios, profitability ratios, and solvency ratios. The method used is descriptive quantitative analysis, with assessment indicators Current Ratio (CR), Return on Assets (ROA), Return on Equity (ROE), Gross Profit Margin, Debt to Assets Ratio (DAR) and Debt to Equity Ratio (DER). The analysis results show that CR tends to fluctuate and remains below the ideal limit, indicating the need for improvement in current asset management. ROA and ROE also fluctuate downward and have not reached the ideal limit, indicating that the company needs to optimize the use of its assets and equity to generate profit. GPM showed relatively good results as it approached or exceeded the ideal benchmark, suggesting the need for better control over operational expenses. DAR and DER showed fluctuating decreases that reflect the company's efforts to improve the capital structure. Therefore, the company should remain consistent in strengthening its capital structure to reduce its reliance on debt. (Financial Performance, Liquidity Ratio, Profitability Ratio, Solvency Ratio)
Building The Capacity of Financial Literacy of MSMES in Bandung City to Improve Competitiveness in The International Market Hertina, Dede; Hendayana, Yana; Ichsani, Sakina; Fatihat, Gita Genia; Pratiwi, Leni Nur
Jurnal Pengabdian UNDIKMA Vol. 6 No. 3 (2025): August
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v6i3.16582

Abstract

This community service program aims to enhance the financial literacy of MSMEs in Bandung City, thereby improving their competitiveness in the international market. In collaboration with KADIN Bandung City, the Faculty of Economics and Business at Widyatama University conducted a participatory training session for 15 MSME participants from the culinary, fashion, trade, and service sectors. The training combined presentations, discussions, and hands-on simulations using the SIAPIK financial application, where participants practiced recording real transactions, managing cash flow, and generating financial reports using their own business data. Post-training evaluations indicated increased digital readiness and a better understanding of financial documentation, with over 80% of participants able to independently use the SIAPIK application to produce basic financial reports. Participants also recognized the relevance of digital financial tools for accessing credit and enhancing business transparency. This program offers a scalable model for financial literacy development among MSMEs and underscores the importance of institutional collaboration for sustainability and broader adoption.
Empowerment of Financial Literacy in the Era of Digitalization 5.0 MSME Trade at the Bandung City Chamber of Commerce Hertina, Dede; Hendayana, Yana; Ichsani, Sakina; Fatihat, Gita Genia; Pratiwi, Leni Nur
Unram Journal of Community Service Vol. 5 No. 3 (2024): September
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v5i3.708

Abstract

Technological developments have brought us to an era where digital financial literacy has become very important, especially for people accustomed to the digital world. In today's digital era, skills in managing finances are no longer enough just to count money conventionally. The micro, small, and medium enterprises sector plays a vital role in the national economy, especially in creating jobs and increasing people's income. Based on this, the Community Service implementation team held training and outreach activities with the theme Empowering Financial Literacy in the Era of Digitalization 5.0 Micro, Small and Medium Enterprise Trade at the Bandung City Chamber of Commerce and Industry. Community Service Activities in the form of presenting material regarding Financial Literacy Empowerment in the Digitalization Era 5.0 will be held on July 31 2024. 15 Bandung City KADIN Micro, Small and Medium Enterprise partners who attended this activity have businesses in the culinary, fashion, service and trade sectors. The activities went well based on the evaluation results, and the training materials were based on work needs. A follow-up to this activity is the need for a sustainability program with the help of lecturers from the Faculty of Economics and Business, Widyatama University and KADIN Bandung City to help partners in the field of Financial Technology so that partners and the community can maximize training and development of financial literacy, especially for MSMEs in the Era-based trade sector. Digital 5.0 is vital because the micro, small, and medium enterprises sector is essential in advancing the country's economy.
Cryptocurrency market dynamics: analysis of price movements and their influence factors Nugrahani, Wahyu Panji; Pratiwi, Leni Nur; Yanida, Pebri
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article analyzes cryptocurrency market dynamics with a special focus on price movements and the factors that influence them. We explore high market volatility, highlighting price movement trends in the long and short term. Our analysis includes technical aspects, such as moving averages, RSI, and MACD indicators, to help understand market patterns and momentum. We also consider fundamental factors, including trading volume, market sentiment, and the impact of economic news on price changes. The results of the regression analysis show that trading volume has a significant correlation with price movements, reflecting the critical role of market participation in determining price direction. Market sentiment and global economic events have also been shown to significantly influence price fluctuations, demonstrating the extent to which market information and perception can be a catalyst for price change. In addition, we identify intraday factors that play an important role in cryptocurrency price movements in the short term. This article provides in-depth insight into the complexity of cryptocurrency market dynamics and contributes to the understanding of those concepts that have not been fully uncovered in previous literature. The results of this research can provide valuable guidance for investors, market analysts, and regulators to make smarter investment decisions in the face of this unique market volatility.
The Influence of Potential Loss Portfolio Ratio and PBH Investment Ratio on Bus ROA in Indonesia 2015 - 2022 Nuriasari, Selvia; Rodoni, Ahmad; Pratiwi, Leni Nur
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 3 No. 2 (2023)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuhasib.v3i2.1099

Abstract

The ratio of the portfolio of potential losses in profit-sharing financing to the mudharabah and musyarakah investment portfolio and the ratio of investment in profit-sharing financing to total financing is used to measure the results of Sharia bank investments in profit-sharing-based financing. It is known that from 2015 to 2022 the development of assets and disbursed financing (PYD) tends to decrease and in the following year increases, resulting in fluctuations in the two investment ratios. The fluctuation of two investment ratios is an interesting problem to research. This research is a quantitative descriptive study using PASW 18 which describes the results using figures with secondary data sources including the OJK Sharia Banking Statistics Report for 2015 - 2022 and the Monthly Financial Report of Sharia Banks. The research conclusion is that the investment ratio from 2015 to 2022 experienced fluctuations due to the decline in mudharabah financing and musyarakah financing at Sharia Banks.
Co-Authors Afriady, Arif Ahmad Rodoni Dede Hertina Deisti, Aldi Ramdhani Fahlevi Fatihat, Gita Genia Hasbi Assidiki Mauluddi Hendayana, Yana Ichsani, Sakina Kristianingsih, Kristianingsih Mochamad Umar Mai Nashia, Keysa Noor Auzora Nugrahani, Wahyu Panji Pebri Yanida, Pebri Putri, Ivon Sandya Sari Rahmawati, Rahmawati Rani Putri Kusuma Dewi Sarah, Ira Siti Selvia Nuriasari Setiawan Setiawan Taruno, Agus Yanida*, Pebri