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Penerapan Metode SMART (Simple Multi Attribute Rating Technique) Pada Sistem Pendukung Keputusan Kelayakan Pemberian Kredit Motor Bekas Pada Laris Jaya Motor Miftha, Adi; Saputra, Suhanda
BINER : Jurnal Ilmu Komputer, Teknik dan Multimedia Vol. 1 No. 5 (2023): BINER : Jurnal Ilmu Komputer, Teknik dan Multimedia
Publisher : CV. Shofanah Media Berkah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The rapid development of information system sophistication is an aspect that can be utilized to achieve convenience. The convenience of this information system is seen to be increasingly widespread with the use of computers which are indeed very widespread in various lives, one of which is in the field of business or business. At this time there is a transition in the method of granting credit which is done manually, into a decision by utilizing electronic technology, namely the use of a Decision Support System. Laris Jaya Motor has its address in South Tangerang, which is domiciled at Jalan Damai Raya, and has been around since December 5, 2022. Laris Jaya Motor is a company engaged in the automotive trade and offers various financing, one of which is by credit. In the credit granting process, the methods used by credit analysts are still conventional and prone to abuse of authority. Therefore, this research activity was carried out to design and build a web-based application, assess creditworthiness using the SMART method and conduct a search for alternative creditworthiness based on the weight of predetermined criteria. The Simple Multi Attribute Rating Technique (SMART) method is a comprehensive decision-making model that takes into account qualitative and quantitative matters. Calculations in the SMART method are very simple so they do not require complicated mathematical calculations. Transparent The process of analyzing alternatives and criteria in SMART can be seen by the user so that the user can understand how the alternative was selected.
Analisis Perbandingan Format Pesan ISO 8583 dan JSON pada Sistem Transaksi Keuangan Saputra, Suhanda
Bulletin of Computer Science Research Vol. 6 No. 1 (2025): December 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/bulletincsr.v6i1.839

Abstract

The rapid development of financial transaction systems requires data exchange mechanisms that are fast, reliable, and easily integrable. ISO 8583 is a message format standard that has long been used in electronic payment systems such as ATMs, EDCs, and transaction switching networks, while JSON has been widely adopted in modern systems based on web services and microservices architectures. This study aims to analyze and compare ISO 8583 and JSON message formats in financial transaction systems in terms of data structure, message size efficiency, processing time, integration flexibility, and ease of system development and maintenance. The research method employs an experimental approach by simulating transaction transmission and processing using both message formats under identical transaction scenarios. The results indicate that ISO 8583 outperforms JSON in terms of message size efficiency and processing speed, making it more suitable for real-time transaction systems with high performance requirements. In contrast, JSON offers superior readability, flexibility, and ease of integration with modern systems, despite having higher data overhead. This study concludes that the selection of a message format should be aligned with system requirements, where ISO 8583 is more appropriate for core payment systems, while JSON is better suited for service integration and modern financial application development.