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All Journal Signifikan : Jurnal Ilmu Ekonomi Forum Ilmu Sosial Jurnal Ilmiah Pangabdhi Harmony : Jurnal Pembelajaran IPS dan PKN Jurnal Ekonomi, Akuntasi dan Manajemen Indonesia(JEAMI)
Pambudi, Rakhmat Dwi
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences Other

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PERKEMBANGAN FINTECH DI KALANGAN MAHASISWA UIN WALISONGO Pambudi, Rakhmat Dwi
HARMONY Vol 4 No 2 (2019): Volume 4 Nomor 2 November 2019
Publisher : Program Studi IPS Universitas Negeri Semarang Kampus Sekaran, Gunungpati, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (386.916 KB)

Abstract

Financial technology (fintech) is the result of a combination of financial services and technology that ultimately transforms the conventional business model into a moderate one, which initially pays face to face and brings a sum of money, can now make long-distance transactions with payment transactions that can be done in just seconds. Buying and selling, borrowing funds, and even sending money through online applications makes things easier so that people are no longer limited by distance and time. The purpose of this study is to determine the level of development and also to determine students' interest in using fintech. This research method uses quantitative methods by conducting an online survey with a sample of research is UIN Walisongo students. The results showed that students of UIN Walisongo were quite enthusiastic about welcoming and using fintech services, even though fintech understanding was not so good. For students, the existence of fintech that offers ease of transactions and many bonuses is new and interesting to apply in everyday life. With effective promotion and transparent regulations, this will provide a smooth path for future development of fintech. Finansial teknologi (fintech) adalah hasil dari kombinasi layanan keuangan dan teknologi yang pada akhirnya mengubah model bisnis konvensional menjadi moderat, yang awalnya membayar tatap muka dan membawa sejumlah uang tunai, kini dapat melakukan transaksi jarak jauh dengan transaksi pembayaran yang dapat dilakukan hanya dalam hitungan detik. Kegiatan jual beli, dana pinjaman, dan bahkan mengirim uang melalui aplikasi online membuat segalanya lebih mudah sehingga orang tidak lagi dibatasi oleh jarak dan waktu. Tujuan penelitian ini adalah untuk mengetahui tingkat perkembangan dan juga untuk mengetahui minat mahasiswa dalam menggunakan fintech. Metode penelitian ini menggunakan metode kuantitatif dengan melakukan survei online dengan sampel penelitian adalah mahasiswa UIN Walisongo. Hasil penelitian menunjukkan bahwa mahasiswa UIN Walisongo cukup antusias menyambut dan menggunakan layanan fintech, walaupun dengan pemahaman fintech yang belum begitu baik. Bagi mahasiswa, keberadaan fintech yang menawarkan kemudahan transaksi dan bonus yang banyak adalah hal baru dan menarik untuk diterapkan dalam kehidupan sehari-hari. Dengan promosi efektif serta peraturan yang transparan, hal ini akan memberikan jalan yang mulus untuk pengembangan fintech di masa depan.
Pelestarian Jimpitan sebagai Upaya Pemberdayaan Masyarakat dalam Pembangunan di Kelurahan Patemon, Gunung Pati, Kota Semarang Pambudi, Rakhmat Dwi
Forum Ilmu Sosial Vol 47, No 1 (2020): June 2020
Publisher : Faculty of Social Science, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/fis.v47i1.24704

Abstract

The concept of community empowerment is the process of preparing the community with various resources, opportunities, knowledge, and expertise to increase the capacity of the community in determining the future, as well as participating and influencing life in the community itself. One form of community participation in RT 04 RW 01, Patemon, Gunung Pati, Semarang City in development is through a “jimpitan” program. “Jimpitan” is a tradition of community self-help program where the community voluntarily gives money or rice to the designated officers and usually the collection time is every day in conjunction with night watch patrols. This activity is an example of a village community empowerment program, where the community has an active role in working together to collect voluntary contributions and manage and process the results in the form of physical and non-physical development in their respective areas. In addition to utilizing money from the “jimpitan”, the collection process also has a positive impact, namely improving family attitudes and mutual cooperation in the community amid the rapid development of social media, creating harmony, peace, and increasing community participation in protecting and developing the environment. The tradition of “jimpitan” is very worth keeping because of the many positive effects it poses.
The Impact of Covid-19 Pandemic on the MSMEs Economy in Rawa Pening Eco-tourism (Case Study on Eco-tourism in Asinan Village, Bawen Sub-district, Semarang Regency) Pambudi, Rakhmat Dwi; Islami, Laily Tasya; Imron, Ali; Syakur, Riza Rizki Faozan
Forum Ilmu Sosial Vol 48, No 2 (2021): December 2021
Publisher : Faculty of Social Science, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/fis.v48i2.33845

Abstract

Rawa Pening has been famously known as a potential tourism site seen from its multiple natural and artificial attractions. During the Covid-19 pandemic, the numbers of visitors coming to the Asinan Village Ecotourism can even be said to be stable. This study aims to reveal the visitors' characteristics, the impact of Covid-19 on the MSMEs actors' economy, and the strategy of the Asinan Village Ecotourism in Rawa Pening. This study was qualitative descriptive. Respondents taken were visitors and MSMEs actors in the Asinan Village Ecotourism. The results indicate that the Covid-19 impacts the MSMEs actors' economy at the Asinan Village Ecotourism. Even though tourism still stands and comes up better than other sites—especially on weekends, most MSMEs actors find their income decreased. This condition is due to the escalating number of MSMEs actors, while the buying interest on the visitors tends to go lower. The decline can be influenced by changing purchasing power, consumption behavior dynamics, and social distancing as a part of the health protocols implementation.
Membangun Ketahanan Ekonomi Melalui Pendampingan Perilaku Hidup Bersih dan Sehat di Ekowisata Desa Asinan Danau Rawa Pening Pambudi, Rakhmat Dwi; Sumaga, Amalia Salsa; Wijayanti, Anis Fitria; Tasya Islami, Laily
Jurnal Ilmiah Pangabdhi Vol 9, No 2: Oktober 2023
Publisher : LPPM Universitas Trunojoyo Madura

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Abstract

The Covid-19 pandemic demands the implementation of Clean and Healthy Behavior in various aspects of life, including in the tourism sector. The purpose of this community service activity is to increase understanding and application of Clean and Healthy Behavior in the Asinan Danau Rawa Pening Village Ecotourism. The targets of this activity are MSME actors, visitors, and the community around the Asinan Village Ecotourism. The types of activities carried out are outreach, mentoring and provision of disinfection kits. In its implementation, this activity uses the ABCD (Asset Based Community Development) approach. Based on the results of the community service activities carried out, it can be concluded that public understanding and awareness of clean and healthy living behavior still needs to be improved. Socialization of Clean and Healthy Behavior to the community and MSME actors is very important to continue, because it will be beneficial to improve the quality of public health, create environmental sustainability, and contribute to increasing the economic resilience of the Asinan community Village.
Presidential Candidate Figures Towards the Vision of Advanced Indonesia 2045 Pambudi, Rakhmat Dwi
Forum Ilmu Sosial Vol 50, No 2 (2023): December 2023
Publisher : Faculty of Social Science, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/fis.v50i2.48433

Abstract

Achieving the Vision of Advanced Indonesia 2045 can only be achieved through a quality leadership and development planning process. Therefore, the presidential election in 2024 as part of the development planning process is important to make development implementation successful. This research is quantitative descriptive. Data collection techniques in this research took the form of online surveys and interviews. The respondents in this research were students of the Islamic Economics Study Program, Faculty of Islamic Economics and Business, UIN Walisongo Semarang who had taken the Development Planning Course. The research results show that respondents consider the economic and industrial sectors, as well as human resource development, especially the education sector, to be the main fokus in the RPJMN for the 2025-2029 period. Thus, a state leader is needed who has an honest and trustworthy character, as well as being intelligent and innovative in carrying out national development priorities. The majority of respondents view track record as one of the considerations in choosing a presidential candidate. Respondents obtained most of the information regarding presidential candidates from the internet.
Depreciation and Trade Balance: An Exploration of the J-Curve Phenomenon in Indonesia Mashilal, Mashilal; Pambudi, Rakhmat Dwi
Signifikan: Jurnal Ilmu Ekonomi Vol 13, No 1 (2024)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v13i1.40972

Abstract

Research Originality: Global economic uncertainty has increased in recent years, leading to an appreciation of the US dollar relative to most global currencies, including the Indonesian rupiah. The novelty of this study is the inclusion of natural resource commodity price index variables, given the importance of these commodities in Indonesia's balance of trade.Research Objectives: This study aims to examine the effect of rupiah exchange rate depreciation on Indonesia's trade balance.Research Methods: This study uses a Vector Error Correction Model (VECM) to analyze Indonesia's balance of trade from January 2015 to December 2023, examining the potential J-Curve phenomenon resulting from the depreciation of the Indonesian rupiah.Empirical Result: Findings from the impulse response analysis suggest that the J-Curve phenomenon is present in Indonesia's balance of trade as a result of the rupiah's depreciation. The results of this study also confirm the positive effect of increasing natural resource commodity prices on Indonesia's trade balance.Implications: The implication of these findings is that exchange rate depreciation can improve Indonesia's trade balance only when natural resource commodity prices are rising. Conversely, if commodity prices decline, maintaining the stability of the rupiah exchange rate becomes crucial.JEL Classification: F11, F14, F31, Q02
Perekonomian Penduduk Kelurahan Tambak Aji Ngaliyan Adanya Uin Walisongo Nisa, Anief Khaefatun; Az-zahra, Aulia; Rahmawan, Bunga Nabila; Adhela, Ghina; Rosdiyanti, Halida Indah; Nugraha, Hamam Defa Adi; Maisaroh, Latip Atun; Ardhani, Muhammad Chabibul; Alfani, Muhammad Furqon; Akhiyat, Najih; Jannah, Ninik Faiqotul; Nur Fadhilla, Oktavia; Lestari, Puji; Firmansyah, Zendy; Ulya, Zumrotul; Pambudi, Rakhmat Dwi
Jurnal Ekonomi, Akuntasi dan manajemen Indonesia (JEAMI) Vol. 2 No. 02 (2024): Jurnal Ekonomi, Akuntasi dan Manajemen Indonesia (JEAMI), Mei 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/jeami.v2i02.332

Abstract

Kesejahteraan dapat diwujudkan apabila memiliki pendapatan yang stabil hingga peningkatan pendapatan Pendapatan adalah upah yang diterima oleh seseorang setelah melakukan pekerjaan atau balas jasa. Tujuan penelitian ini yaitu untuk mengetahui berapa pendapatan pendapatan dan keadaan perekonomian masyarakat dengan adanya UIN Walisongo. Penelitian ini berfokus pada peningkatan pendapatan masyarakat yang memiliki usaha atau bertempat tinggal disekitar UIN Walisongo. Penelitian ini menggunakan pendekatan kualitatif dengan menggunakan pendekatan kualitatif. Jenis penelitian yang digunakan yaitu studi kasus yang mana didukung oleh teknik pengumpulan data dengan cara wawancara, observasi dan dokumentasi yang memperkuat data penelitian. Hasil penelitian peningkatan pendapatan yang diperoleh masyarakat yang bertempat tinggal atau mendirikan usaha area UIN Walisongo yaitu informan merasa terbantu perekonomiannya mulai ada yang tinggal dan mendirikan kost, warung makan, hingga pedagang kaki lima. Adapun dampak positif dan negatif adanya UIN Walisongo yaitu meningkatnya taraf hidup, kesejahteraan dan pendapatan masyarakat dapat menjadi perekonomian baru disekitarnya. UIN Walisongo sebagai institusi Pendidikan dapat memberi pengaruh positif terhadap perekonomian di sekitarnya. Terbukti dari tiga informan merasa terbantu adanya UIN Walisongo yang membawa peningkatan pendapatan. Namun, ketiga informan kurang menguasai teknologi sehingga promosi belum dilakukan secara massif.
Depreciation and Trade Balance: An Exploration of the J-Curve Phenomenon in Indonesia Mashilal, Mashilal; Pambudi, Rakhmat Dwi
Signifikan: Jurnal Ilmu Ekonomi Vol. 13 No. 1 (2024)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v13i1.40972

Abstract

Research Originality: Global economic uncertainty has increased in recent years, leading to an appreciation of the US dollar relative to most global currencies, including the Indonesian rupiah. The novelty of this study is the inclusion of natural resource commodity price index variables, given the importance of these commodities in Indonesia's balance of trade.Research Objectives: This study aims to examine the effect of rupiah exchange rate depreciation on Indonesia's trade balance.Research Methods: This study uses a Vector Error Correction Model (VECM) to analyze Indonesia's balance of trade from January 2015 to December 2023, examining the potential J-Curve phenomenon resulting from the depreciation of the Indonesian rupiah.Empirical Result: Findings from the impulse response analysis suggest that the J-Curve phenomenon is present in Indonesia's balance of trade as a result of the rupiah's depreciation. The results of this study also confirm the positive effect of increasing natural resource commodity prices on Indonesia's trade balance.Implications: The implication of these findings is that exchange rate depreciation can improve Indonesia's trade balance only when natural resource commodity prices are rising. Conversely, if commodity prices decline, maintaining the stability of the rupiah exchange rate becomes crucial.JEL Classification: F11, F14, F31, Q02
Co-Authors Adhela, Ghina Akhiyat, Najih Alfani, Muhammad Furqon Ali Imron Ardhani, Muhammad Chabibul Az-zahra, Aulia Firmansyah, Zendy Islami, Laily Tasya Jannah, Ninik Faiqotul Maisaroh, Latip Atun Mashilal, Mashilal Nisa, Anief Khaefatun Nugraha, Hamam Defa Adi Nur Fadhilla, Oktavia PUJI LESTARI Rahmawan, Bunga Nabila Rosdiyanti, Halida Indah Sumaga, Amalia Salsa Syakur, Riza Rizki Faozan Tasya Islami, Laily Ulya, Zumrotul Wijayanti, Anis Fitria