Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Serambi Engineering

Analisis Manajemen Risiko Finansial pada Startup Pengolahan Limbah Plastik Berbasis Inovasi Maryam; Nengsih, Rita; Hanum, Filia; Khairuna; Humaira, Ajrina
Jurnal Serambi Engineering Vol. 10 No. 4 (2025): Oktober 2025
Publisher : Faculty of Engineering, Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Innovative plastic waste recycling startups play a crucial role in promoting the circular economy and sustainable development. However, this sector faces various complex financial risks, including high initial investment requirements, market fluctuations, liquidity constraints, and regulatory uncertainty. This article aims to analyze the main categories of financial risks faced by plastic recycling startups and identify effective mitigation strategies based on recent literature reviews. Using a qualitative approach through an extensive review of international sources such as OECD, UNIDO, and IFC, the study reveals that initial investment and liquidity risks have the highest probability and impact on business sustainability. Effective mitigation strategies include funding diversification (via venture capital, green crowdfunding, and green financing), technology-based operational efficiency, and the implementation of digital cash management systems. Furthermore, external actors particularly governments, financial institutions, research bodies, and NGOs play a significant role in strengthening startups’ financial resilience through regulation, financing, innovation, and advocacy support. This study highlights the importance of integrating technological innovation with financial risk management as a foundation for sustainable eco-friendly startups while addressing the existing research gap on financial risk management in the recycling sector of developing countries
Model Rekayasa Sistem Pembiayaan Industri Alternatif dalam Mendukung Industri Pengolahan Limbah Plastik Yana, Syaifuddin; Rusmina, Cut; Maksalmina, Maksalmina; Maryam, Maryam; Nengsih, Rita; Nurfiqi, Aisyah
Jurnal Serambi Engineering Vol. 11 No. 1 (2026): Januari 2026
Publisher : Faculty of Engineering, Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Plastic waste processing businesses play a strategic role in supporting environmental sustainability and the development of a circular economy. However, business development in this sector continues to face limited access to financing due to enterprise characteristics dominated by MSMEs, relatively high risk levels, and the mismatch of conventional financing schemes. This article aims to examine and synthesize the literature related to the development of alternative financing systems for plastic waste processing businesses. The method employed is a literature review using a descriptive–analytical approach to various relevant scientific sources and policy reports. The findings indicate that alternative financing mechanisms such as microfinance and cooperatives, partnership-based financing, Islamic financing, crowdfunding, impact investing, as well as government and CSR support have significant potential to improve access to financing for plastic waste processing enterprises. This article also proposes a conceptual model for the development of an integrated alternative financing system involving business actors, financial institutions, markets, and regulatory support. These findings provide important implications for the formulation of green financing policies and the advancement of future research on environmentally oriented business financing