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Sosialisasi Mengenai Program Pemberdayaan Remaja Melalui Kegiatan Kepemudaan yang Positif dan Berpengaruh untuk Melawan Pergaulan Bebas Remaja Hidayat, Candra Nur; Niagara, Serena Ghean
Jurnal Loyalitas Sosial: Journal of Community Service in Humanities and Social Sciences Vol. 7 No. 2 (2025): Jurnal Loyalitas Sosial: Journal of Community Service in Humanities and Social
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/JLS.v7i2.p71-77

Abstract

The issue of juvenile delinquency and free association among teenagers is a major concern at SMA Negeri 2 Cibinong. Based on intensive discussions with school stakeholders, the lack of youth empowerment through positive activities is identified as a core issue. This Community Service Program (PKM) aims to raise awareness and understanding about the importance of youth engagement in character-building activities to prevent risky behaviors. The method used includes mentoring through brainstorming, counseling, and education to broaden students’ perspectives on the negative impacts of free association and the benefits of active participation in positive youth programs. The result shows an increased understanding among students regarding youth empowerment and greater involvement from the school community in supporting such programs. In conclusion, participatory and educational approaches are effective in enhancing awareness and active roles of students and the school community. It is recommended that similar programs be carried out continuously with involvement from parents, teachers, and local communities to strengthen the impact.
IMPLEMENTASI TEHNOLOGI INFORMATIKA YANG BERKEADILAN TERHADAP NASABAH BANK PERKREDITAN RAKYAT DALAM ERA DIGITALISASI Gunherani, Dewi; Astuti, Widiyanti Rahayu Budi; Niagara, Serena Ghean
Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance Vol. 5 No. 1 (2025): Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/bureau.v5i1.704

Abstract

This study aims to examine the obstacles to the implementation of digital information technology in Rural Credit Banks (BPR) and Sharia Rural Credit Banks (BPRS) within the framework of legal protection for customers in the era of the Industrial Revolution 5.0. Using a normative and empirical legal approach, this study combines banking regulation analysis with field findings through interviews and observations at several BPR/BPRS in the Jabodetabek, Banten, and West Java regions. The research findings indicate that the main obstacles lie in the limitations of core capital as per POJK, low digital literacy among customers, limited human resources in technology, inadequate digital infrastructure, insufficient incentives and strategic partnerships, and high vigilance toward legal risks and data breaches. This study concludes that the success of BPR/BPRS digitalization requires not only internal readiness but also affirmative support from regulators and inclusive strategies to improve digital literacy and data security. The implications of these findings highlight the need for differentiated policies and special incentives for microfinance institutions to prevent them from being left behind in the national digital transformation.