Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Katalogis Akuntansi Bisnis & Manajemen (ABM)
Nayoan, Fera
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
PENGARUH NON PERFORMING LOAN, BIAYA OPERASI PADA PENDAPATAN OPERASI, DAN NET INTEREST MARGIN TERHADAP PERTUMBUHAN LABA (Studi Pada Perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2007-2011) Nayoan, Fera
Katalogis Vol 6, No 8 (2018)
Publisher : Katalogis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (329.918 KB)

Abstract

This research aims to analyze the effects of non perfoming loan, operation cost of operation income and net interest margin on profit growth. Data have been collected from financial report of general banking companies which are registered at Indonesia Stock Exchange within period of five years (2007-2011). Sample of this research cover 10 general banks that have been selected using pourposive sampling technique. This study employs multiple linear regression to test proposal hypotheses. The results show that non performing loan, operation cost of operation income and net interest margin simultaneously perform significant effects on profit growth. Partially, non performing loan, and operation cost of operation income perform negative and significant effects on profit growth, meanwhile net interest margin performs positive and significant effect on profit growth. Based on the result of multiple linear regression, it indicates that profit growth is affected by 56,8% of those three variables, and 43,2% is affected by other factors which are not investigated in this research.
Perilaku Manajemen Keuangan Pengrajin Tenun Desa Wisata Towale (Financial Management Behaviour of Towale Tourism Village Weavers) Farid, Erwan Sastrawan; Annisah, Annisah; Nayoan, Fera; Sutanto, Pascalia
Akutansi Bisnis & Manajemen ( ABM ) Vol 31 No 1 (2024): April
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35606/jabm.v31i1.1385

Abstract

Penelitian ini bertujuan untuk menguji hubungan antara pengetahuan keuangan, sikap keuangan, dan lokus kendali terhadap perilaku manajemen keuangan pribadi. Data dikumpulkan dengan menyebarkan kuesioner kepada para pengrajin tenun di Desa Towale, Kabupaten Donggala sebanyak 133 responden, yang selanjutnya dianalisis berdasarkan sample dengan menggunakan rumus slovin sebanyak 100 orang. Data dianalisis dengan menggunakan Model Persamaan Struktural (SEM) melalui perangkat lunak Smart PLS 4.0. Hasilnya menunjukkan bahwa sikap keuangan tidak memiliki pengaruh signifikan terhadap perilaku manajemen keuangan pribadi, begitu juga dengan pengetahuan keuangan. Namun, lokus kendali memiliki pengaruh signifikan terhadap perilaku manajemen keuangan pribadi. Selain itu, pengetahuan keuangan memiliki pengaruh signifikan terhadap lokus control, tetapi tidak memoderasi hubungan antara sikap keuangan dan perilaku manajemen keuangan pribadi.
Co-Authors Annisah, Annisah Erwan Sastrawan Sutanto, Pascalia