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ANALYSIS OF SUSTAINABILITY ECONOMIC PERFORMANCE ASPECTS IN THE CORPORATE SOCIAL RESPONSIBILITY OF BANK BJB SYARIAH Kamaludin, Asep; Jubaedah, Dedah
El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Vol 5, No 1 (2025): Januari (El-Ecosy: Jurnal Ekonomi dan Keuangan Islam)
Publisher : Universitas Suryakancana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35194/eeki.v5i1.4935

Abstract

This study compares and contrasts the concepts of CSR Pyramid Carrol andCSR Perspective Islam. There are significant philosophical and objective distinctions between the two ideas. In addition to maximizing profit and fostering public trust, CSR Pyramid Carrol is typically focused on addressing issues of poverty. On the other hand, CSR is associated with human social and individual responsibility from an Islamic perspective. Analysis of Bank BJB Syariah's sustainable economic performance provides an overview of the company's commitment to carrying out every activity by corporate social responsibility through the three CSR pillars: profit, people, and planet, and by the Carroll Pyramid CSR concept. This study used a qualitative approach, which is defined as research that aims to identify, assess, characterize, and explain the nature or specialization of social factors that a quantitative technique cannot adequately explain. Library research is the scientific approach employed, specifically research that uses information and data gathered from various sources in the literature. The study's findings anticipate an overview of the current concept compared to the tenets of the Islamic concept
Analisis Manajemen Risiko Keuangan dan Implementasi Strategi pada Perusahaan Travel Internasional: Studi Kasus Mytravelink Bandung Kamaludin, Asep; Jabbar, Bella Hidayat Rohul; Sobana, Dadang Husen
Economic Reviews Journal Vol. 4 No. 4 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

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Abstract

In the modern financial landscape, risk is an inevitable element that must be managed systematically to maintain corporate stability. Risks emerge from uncertainties driven by internal and external factors such as market volatility, government policies, and global economic fluctuations. This study aims to examine the concept of financial risk and relevant mitigation strategies for financial institutions and corporations, illustrated through a case study of MyTravelink, an international travel company based in Bandung. Using a descriptive qualitative approach through library research and empirical case analysis, data were collected from academic literature, official regulations, and direct observations of foreign exchange risk at MyTravelink. The findings reveal four main categories of financial risk, market, credit, liquidity, and operational, each requiring different mitigation strategies, including hedging, portfolio diversification, and strengthening corporate governance (GCG). The MyTravelink case shows how euro-to-rupiah exchange rate fluctuations during global crises increased operational costs, and how hedging strategies combined with adaptive contract policies effectively reduced potential losses. The study highlights the importance of a structured risk management process, identification, measurement, control, and monitoring, supported by decision-making theories such as Classical Decision Theory, Prospect Theory, and Contingency Theory. A consistent and adaptive risk management culture is essential for maintaining financial resilience and sustaining business opportunities.