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All Journal Jurnal Indonesia Sosial Sains Cerdika: Jurnal Ilmiah Indonesia Jurnal Keamanan Nasional
Masfiatun, Masfiatun
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Religion Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Immunology & microbiology Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Neuroscience Physics Public Health Social Sciences

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Pengaruh Faktor Ekonomi Terhadap Jumlah Kejahatan (Crime Total) Di Indonesia (2015-2017) Masfiatun, Masfiatun
Jurnal Keamanan Nasional Vol. 5 No. 2 (2019): JURNAL KEAMANAN NASIONAL VOL 5 NO 2 TAHUN 2019
Publisher : Pusat Kajian Keamanan Nasional (Puskamnas) Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study is motivated by the number of crimes in Indonesia in 2015-2017 that are fluctuating. Efforts and policies to prevent and reduce crime have been carried out by state in this case the security apparatus (Polri), but the implication is that not all regions can reduce the number of crimes. Therefore this study tries to examine whether economic factors influence the number of crimes. The model used in this study is a random effect model with a period of research from 2015 to 2017. The results of the study indicate economic inequality has a positive effect significant on the number of crimes, while the variables of economic growth, poverty, and unemployment do not affect significantly to the number of crimes.
Analysis of the Determinants of Financing Risk in Islamic Banks in Indonesia Masfiatun, Masfiatun; Muhdlor, Nur Khayin; Zuhdi, Mohammaad
Jurnal Indonesia Sosial Sains Vol. 5 No. 11 (2024): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v5i11.1492

Abstract

This research aims to analyze the factors affecting Islamic banks' financing risks. The data used in this study are from Sharia Commercial Banks nationally, with observations from 2018 to 2022 for a monthly time period, while the model in this study is multiple linear regression. The results of the study show that internal factors, such as ROA and CAR, have a significant negative effect on financing risk, while BOPO has a significant positive effect on financing risk. The conclusion of this study emphasizes the importance of bank performance in minimizing risks faced by banks, as well as the need to improve operational efficiency and human resource management.
Pengaruh Struktur Modal Terhadap Kinerja Keuangan Bank Syariah di Indonesia Masfiatun, Masfiatun
Cerdika: Jurnal Ilmiah Indonesia Vol. 6 No. 1 (2026): Cerdika: Jurnal Ilmiah Indonesia
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/cerdika.v6i1.3282

Abstract

Penelitian ini bertujuan untuk melihat pengaruh struktur modal terhadap kinerja kekuangan bank syariah. Variabel yang digunakan untuk mengukur kinerja bank adalah ROA (Return on Asset) sedangkan indikator struktur modal bank menggunakan FDR (Financing to Deposit Ratio) dan CAR (Cappital Adequacy Ratio). Data yang digunakan dalam penelitian ini adalah data time series dengan frekuensi bulanan dari tahun 2022 hingga 2024. Untuk menganalisis hubungan antar variabel, penelitian ini menggunakan model regresi linear berganda. Hasil penelitian ini menemukan bahwa FDR dan ROA berpengaruh positif signifikan sedangkan CAR tidak berpengaruh signifikan. Oleh karena itu pemangku kebijakan harus melakukan pengawasan khusus agar FDR berada dalam indikator yang sehat.
Co-Authors Muhdlor, Nur Khayin Zuhdi, Mohammaad