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Analisis Peran dan Dampak Zakat Digital Sebagai Upaya Pengentasan Kemiskinan di Jakarta Muhdlor, Nur Khayin
JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Vol 8, No 4 (2023): Agustus, Social Religious, History of low, Social Econmic and Humanities
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimps.v8i4.27125

Abstract

Poverty is a serious problem in the Jakarta area that has significant social and economic impacts. In order to overcome this problem, digital zakat emerged as an innovation in the collection, distribution, and management of zakat using digital technology. The purpose of this study is to analyze the role and impact of digital zakat as an effort to alleviate poverty in the Jakarta area. This research uses a qualitative method. The data collection technique is done by literature study. The data that has been collected is then analyzed through the process of coding and categorization. The results showed that digital zakat plays a role in increasing public access to zakat, so that it can improve the welfare of the poor. While the impact of digital zakat on poverty alleviation in the Jakarta area can be seen from several aspects, namely in the economic aspect, digital zakat can help increase the income of the poor, so as to improve their welfare. While the social aspect, digital zakat can help improve the access of the poor to education, health, and food. While the spiritual aspect, digital zakat can help increase the faith and piety of the poor.
Analysis of the Determinants of Financing Risk in Islamic Banks in Indonesia Masfiatun, Masfiatun; Muhdlor, Nur Khayin; Zuhdi, Mohammaad
Jurnal Indonesia Sosial Sains Vol. 5 No. 11 (2024): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v5i11.1492

Abstract

This research aims to analyze the factors affecting Islamic banks' financing risks. The data used in this study are from Sharia Commercial Banks nationally, with observations from 2018 to 2022 for a monthly time period, while the model in this study is multiple linear regression. The results of the study show that internal factors, such as ROA and CAR, have a significant negative effect on financing risk, while BOPO has a significant positive effect on financing risk. The conclusion of this study emphasizes the importance of bank performance in minimizing risks faced by banks, as well as the need to improve operational efficiency and human resource management.