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Eksistensi Fatwa No.21/DSN-MUI/X/2001 Pada Asuransi Jiwa Syariah di PT. Prudential Life Assurance Cabang Ponorogo Pertiwi, Linda; Abidah, Atik
Invest Journal of Sharia & Economic Law Vol. 1 No. 1 (2021): INVEST - Vol. 1 No. 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/invest.v1i1.2567

This article aims to review the implementation of Fatwa No. 21 / DSN-MUI / X / 2001 concerning General Guidelines for Sharia Insurance in Insurance Institutions. Sharia life insurance is a type of life insurance whose application is based on the provisions of Islam. PT. Prudential Life Assurance is a sharia life insurance company. In carrying out its activities to develop customer funds, PT. Prudential Life Assurance invests. In practice, the investment and insurance percentage determination is carried out unilaterally by the agent. Determining the percentage of this investment will affect customers' cash value claims that do not match the illustration. More specifically, in this connection, the author will analyze two aspects. First, the analysis of Fatwa No.21 / DSN-MUI / X / 2001 regarding the General Guidelines for Islamic Insurance on the implementation of the investment system at PT. Prudential Life Assurance Ponorogo Branch? Second, the analysis of Fatwa No.21 / DSN-MUI / X / 2001 regarding the General Guidelines for Islamic Insurance on the payment of cash value claims for customers at PT. Prudential Life Assurance Ponorogo Branch? The author's type of research is field research using qualitative methods, while the data collection techniques used are interviews and documentation. The analysis used uses the deductive method, namely a discussion that begins with presenting arguments, theories or provisions that are general and then put forward a specific fact. From this research, it can be concluded that the implementation of the investment system at PT. Prudential Life Assurance at the Ponorogo branch is only limited to administration. Where the agent determines the percentage of insurance and investment unilaterally to get a hefty fee, this is not following the DSN fatwa No.21 / DSN-MUI / X / 2001, which reads "investment must be made under sharia." Meanwhile, regarding the payment of cash value claims from customers that do not match the illustration, it follows the DSN fatwa No.21 / DSN-MUI / X / 2001, which reads "different claims in the amount according to the premium paid."

Eksistensi Fatwa No.21/DSN-MUI/X/2001 Pada Asuransi Jiwa Syariah di PT. Prudential Life Assurance Cabang Ponorogo Pertiwi, Linda; Abidah, Atik
Invest Journal of Sharia & Economic Law Vol. 1 No. 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

This article aims to review the implementation of Fatwa No. 21 / DSN-MUI / X / 2001 concerning General Guidelines for Sharia Insurance in Insurance Institutions. Sharia life insurance is a type of life insurance whose application is based on the provisions of Islam. PT. Prudential Life Assurance is a sharia life insurance company. In carrying out its activities to develop customer funds, PT. Prudential Life Assurance invests. In practice, the investment and insurance percentage determination is carried out unilaterally by the agent. Determining the percentage of this investment will affect customers' cash value claims that do not match the illustration. More specifically, in this connection, the author will analyze two aspects. First, the analysis of Fatwa No.21 / DSN-MUI / X / 2001 regarding the General Guidelines for Islamic Insurance on the implementation of the investment system at PT. Prudential Life Assurance Ponorogo Branch? Second, the analysis of Fatwa No.21 / DSN-MUI / X / 2001 regarding the General Guidelines for Islamic Insurance on the payment of cash value claims for customers at PT. Prudential Life Assurance Ponorogo Branch? The author's type of research is field research using qualitative methods, while the data collection techniques used are interviews and documentation. The analysis used uses the deductive method, namely a discussion that begins with presenting arguments, theories or provisions that are general and then put forward a specific fact. From this research, it can be concluded that the implementation of the investment system at PT. Prudential Life Assurance at the Ponorogo branch is only limited to administration. Where the agent determines the percentage of insurance and investment unilaterally to get a hefty fee, this is not following the DSN fatwa No.21 / DSN-MUI / X / 2001, which reads "investment must be made under sharia." Meanwhile, regarding the payment of cash value claims from customers that do not match the illustration, it follows the DSN fatwa No.21 / DSN-MUI / X / 2001, which reads "different claims in the amount according to the premium paid."

PENDAMPINGAN PROMOSI DESTINASI WISATA DESA AIK BUKAQ SEBAGAI DESA WISATA DI KABUPATEN LOMBOK TENGAH Aulia, Maulidya Rahmi; Pertiwi, Linda; Wijaya, Inta Hikna; Hashifa, Alya Maureen; Setiawan, Dawam; Hemawan, Rizal Hendri; Jorgi, Tomas; Bagaskara, Lalu Satria; Adawiyah, Rabiatul; Risma, Ni Kadek Anggitha Yulia
Jurnal Wicara Vol 1 No 5 (2023): Jurnal Wicara Desa
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/wicara.v1i4.3448

Aik Bukaq Village is a village in North Batukliang District, Central Lombok Regency. The village has abundant natural wealth and tourist destinations. Aik Bukaq Village has several tourist destinations including the Aik Bukaq swimming pool, Tereng Kuning tourism, and a reservoir whose water is sourced directly from mountain springs. The KKN program aims to do community service in solving village problems in the field of tourism, namely promotions such as snacks or natural tourist destinations. The outputs expected from the KKN program are: 1) Leaflets related to Appropriate Technology applied; 2) Scientific article entitled "Assisting in the Creative Promotion of Aik Bukaq Village Tourism Destinations as a Tourism Village in Central Lombok Regency"; 3) Mass media publication, 4) A 10-minute documentary video uploaded to social media accounts such as Instagram and YouTube, 5) Video products to promote Aik Bukaq Village tourism. The proposed Village Community Empowerment KKN program includes tourism promotion, tourism awareness outreach, health outreach about stunting, teaching, village office pickets, and games. The KKN program will be carried out in June - August 2023 by a group of 10 people.

Teacher’s Perspectives on Young Children's Computational Thinking Skills through Unplugged Coding Activities, A Case Study of Children Aged 5-6 Years Choiriyah, Choiriyah; Pertiwi, Linda; Rohanah, Rohanah; Valencia, Elen
Indonesian Journal of Early Childhood Education Studies Vol. 14 No. 1 (2025): June 2025
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/ijeces.v14i1.29613

This study explores the development of computational thinking (CT) skills in early childhood through unplugged coding activities, focusing on the perspectives of teachers as observers and facilitators. Using an assessment instrument centered on four core CT components such as decomposition, algorithmic thinking, pattern recognition, and abstraction, the research was conducted with children aged 5–6 years engaging in a fruit skewer-making activity. The results demonstrate a strong alignment between assessment findings and teacher observations. Children showed progress in following procedural steps, recognizing and replicating patterns, breaking down tasks, and abstracting essential information. Teachers reported increased motivation, confidence, and problem-solving abilities among the children. These findings emphasize the importance of integrating unplugged coding into early childhood curricula and highlight the crucial role of teachers in creating supportive learning environments. The study suggests that teacher insights are essential for bridging theory and practice in CT education and recommends institutional support for resources and training to sustain effective implementation.

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