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The Influence of Bank Health Level with RGEC and Methods Market Share on Liquidity Level (Study on State-Owned Banks Listed on the IDX for the Period 2012-2020) Sirait, Hermin; Citarayani, Irma; Saminem, Saminem; Pujiastuti, Endang Tri
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 4 (2021): Budapest International Research and Critics Institute November
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i4.3159

Abstract

This study aims to determine how the influence of the financial soundness of banks based on the RGEC (Risk Profile, Good Corporate Governance, Earnings and Capital aspects) method and Market Share, on the level of liquidity in state-owned banks listed on the IDX for the period 2012 to 2020. This study was carried out by processing secondary data, the analysis technique used multiple linear regression. The results of this study indicate that the financial soundness of banks using the RGEC method has no effect on liquidity, and the market share of both Loan market share and Deposit Market share has a negative effect on liquidity. The effect of financial soundness of banks and market share only affects about 30% of the Loan to Deposit Ratio, and about 70% is influenced by other factors.
Total aset, jaringan kantor, sumber daya manusia dan kinerja perbankan syari’ah sebelum dan selama pandemi Covid 19 di Indonesia : analisis perbandingan Citarayani, Irma
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 10 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (671.614 KB) | DOI: 10.32670/fairvalue.v4i10.1725

Abstract

This study aims to determine whether there are differences in the value of Total Assets, Number of Office Networks, Number of Workers and Return On Assets at Islamic Commercial Banks before the Covid 19 Pandemic and during the Covid 19 Pandemic. The type of data used in this research is quantitative data and is secondary data in the form of monthly time series (time series). The data was obtained from the official website of the Financial Services Authority (OJK) through Sharia Banking Statistics from January 2019 – April 2021 (14 periods before the Covid 19 Pandemic and 14 periods before the Covid 19 Pandemic). The research method used in this research is descriptive and comparative analysis method, which is a method to see a comparison between the conditions of a variable or more in two or more different samples, or at two different times. The data processing was carried out using SPSS software. The results showed that there was a difference in the value of Total Assets, Number of Office Networks, and Return On Assets before the Covid 19 Pandemic and during the Covid 19 Pandemic, while the value of the Number of Workers did not have a difference between before and during the Covid 19 Pandemic.
Pengaruh Current Ratio, Debt to Equity Ratio, dan perputaran aktiva tetap terhadap Return On Asset Citarayani, Irma; Saputro, Rizky Arif
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 5 No. 7 (2023): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/fairvalue.v5i7.2999

Abstract

Companies make money by doing business. All company operations are funded by profits. where company profits are used to finance all company operational activities and company investments. This study aims to examine the effect of the current ratio (CR), debt-to-equity ratio (DER), and fixed asset turnover (FATO). This study uses a quantitative method, which in this study uses data on the annual financial statements of telecommunications sub-sector companies for the years 2013–2020 from certain samples and selective sampling. Five companies met the research requirements. This study uses multilinear regression. The results showed that the current ratio has a large effect on return on assets, the debt-to-equity ratio has no effect and is not significant, and fixed asset turnover has a significant negative effect. The R2 value was corrected by 0.904 (90.4%), meaning that all independent factors influenced the dependent variable by 90.4% while other variables had an effect of 9.6%.
PELATIHAN PELAYANAN PELANGGAN BAGI PEGIAT ASURANSI DI P.T. MSIG INDONESIA, JAKARTA Rahim, Dian Anggraeny; Citarayani, Irma; Damhudi, Dedi; Sukardi, Sukardi
Jurnal Pengabdian Pendidikan Masyarakat (JPPM) Vol 5 No 1 (2024): Jurnal Pengabdian Pendidikan Masyarakat (JPPM) Vol 5 No 1 (2024)
Publisher : LPPM UNIVERSITAS MUHAMMADIYAH MUARA BUNGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52060/jppm.v5i1.1778

Abstract

Customer service for a business institution is a must. For this reason, PT MSIG Indonesia, in collaboration with the Community Service Team of the Faculty of Economics, Darma Persada University, conducted a series of trainings to provide maximum customer service. The implementation of this service activity was carried out for two days and involved forty employees. The activity starts with gathering opinions related to employee needs. As many as 85.7% of employees agreed to hold training, and 14.3% proposed holding a gathering. For the majority vote, the activities carried out are training for employees. Then, the activity continued with focus group discussion (FGD) and made employee self-development strategies as an insurance activist. There are five important elements for increasing customer satisfaction, namely reliability, which is to make customers believe in the ability of insurance activists. The second is assurance namely, insurance activists must be able to explain the achievements achieved by the company and convey them to customers. The third is tangible, which can provide concrete and valuable services. Fourth is empathy, which can understand customer conditions, and responsiveness, responsible for all customer problems. These five attitudes are the basis for employees to act and behave in dealing with customers