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All Journal Esteem Journal of English Study Programme FINANCIAL : JURNAL AKUNTANSI Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences
Pujiastuti, Endang Tri
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Religion Arts Humanities Economics, Econometrics & Finance Education Social Sciences

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The Influence of Bank Health Level with RGEC and Methods Market Share on Liquidity Level (Study on State-Owned Banks Listed on the IDX for the Period 2012-2020) Sirait, Hermin; Citarayani, Irma; Saminem, Saminem; Pujiastuti, Endang Tri
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 4 (2021): Budapest International Research and Critics Institute November
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i4.3159

Abstract

This study aims to determine how the influence of the financial soundness of banks based on the RGEC (Risk Profile, Good Corporate Governance, Earnings and Capital aspects) method and Market Share, on the level of liquidity in state-owned banks listed on the IDX for the period 2012 to 2020. This study was carried out by processing secondary data, the analysis technique used multiple linear regression. The results of this study indicate that the financial soundness of banks using the RGEC method has no effect on liquidity, and the market share of both Loan market share and Deposit Market share has a negative effect on liquidity. The effect of financial soundness of banks and market share only affects about 30% of the Loan to Deposit Ratio, and about 70% is influenced by other factors.
PROJECT-BASED LEARNING: MORAL ETHICS EDUCATION FOR THE COMMUNITY TO SUPPORT NATIONAL RESILIENCE IN EAST JAKARTA Jaya Harjani, Haryanti; Sunarti, Herlina; Pujiastuti, Endang Tri; Heningtyas, Oryza Sativa; Erwin
Esteem Journal of English Education Study Programme Vol. 8 No. 1 (2025): Esteem Journal of English Education Study Programme
Publisher : Universitas PGRI Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31851/esteem.v8i1.17211

Abstract

The Community Service (PKM) program, themed "Moral Ethics Education for the Community to Support National Resilience in East Jakarta," will be conducted from March 2024 to December 2024. This program is an integral component of the project-based learning curriculum of Universitas Darma Persada, East Jakarta. The objective is to improve the community's comprehension of moral ethics and the significance of national resilience within the framework of effective governance. The deployed strategies consist of distributing banners, leaflets, providing direct education to the community, and disseminating educational content via YouTube. The program's effectiveness is underpinned by cooperation among the academic community of Universitas Darma Persada, government agencies in East Jakarta, the populace in ten sub-districts, and business entities. A poll of 527 students revealed a necessity for community service programs aimed at bolstering national resilience and governance, namely in the areas of improving the national legal system and anti-corruption initiatives.
APAKAH MANFAAT, KEPERCAYAAN DAN RISIKO ADOPSI FINTECH BERPENGARUH TERHADAP REVOLUSI FINTECH? Heningtyas, Oryza Sativa; Sari, Putri Gina; Pujiastuti, Endang Tri; Hasibuan, Ahmad Basid
JURNAL AKUNTANSI FINANCIAL STIE SULTAN AGUNG Vol 10 No 1 (2024)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/financial.v10i1.562

Abstract

       Tujuan dari penelitian ini adalah untuk mengetahui hasil analisis mengenai manfaat adopsi fintech, kepercayaan adopsi fintech, dan risiko adopsi fintech terhadap revolusi fintech dimana variabel inklusi keuangan digunakan sebagai novelty sekaligus variabel moderasi dalam penelitian ini. Populasi dari penelitian ini meliputi masyarakat di Kota Bekasi yang berprofesi sebagai wirausahawan, pelajar/mahasiswa, ibu rumah tangga, pegawai/pekerja. Dalam penelitian ini telah dipilih 420 responden dari berbagai wilayah di Kota Bekasi dengan menggunakan metodologi pengumpulan data purposive sampling serta penyebaran kuesioner kepada objek penelitian. Aplikasi olah data yang digunakan dalam analisis data dan pengujian hipotesis adalah Microsoft Excel 2019 dan SPSS versi 27. Hasil menunjukkan bahwa manfaat dan kepercayaan adopsi fintech mempunyai pengaruh positif yang cukup besar terhadap revolusi fintech, namun berbeda dengan risiko adopsi fintech mempunyai pengaruh negatif yang cukup besar terhadap revolusi fintech. Selain itu,variabel moderasi inklusi keuangan dapat memoderasi manfaat, kepercayaan, dan risiko adopsi fintech pada masyarakat di Kota Bekasi.
Co-Authors Budiarti, Hasri Nirmala Citarayani, Irma Danny Faturachman, Danny Erwin Hasibuan, Ahmad Basid Heningtyas, Oryza Sativa Jaya Harjani, Haryanti Rini Setiawati Saminem, Saminem Sari, Putri Gina Sirait, Hermin Sulaeman, Karina A. Sunarti, Herlina