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All Journal Islamika : Jurnal Ilmu-Ilmu Keislaman Al-Usrah : Jurnal Al-Ahwal As-Syakhsiyah SANGKEP: Jurnal Kajian Sosial Keagamaan Taqnin: Jurnal Syariah dan Hukum Aghniya: Jurnal Ekonomi Islam Indonesia of Journal Business Law Wahana Islamika: Jurnal Studi Keislaman Tabayyanu : Journal of Islamic Law Jurnal Manajemen Bisnis dan Keuangan IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita
Muhammad Ilham
STAIN Bengkalis
Religion Arts Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Business Potential of Small Fishing Communities under Sharia-Based Village Enterprises Regulation Sandi Andika; Muhammad Ilham
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 15 No 1 (2026): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita-June
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v15i1.2897

Abstract

Bengkalis Regent Regulation Number 81 of 2019 was issued as the legal foundation for the development of Sharia-based Village-Owned Enterprises (BUMDes); however, its implementation has stalled due to a gap between the regulations and their operationalization. Purpose: This study aims to analyze the association between the implementation of this policy and the perceived business potential of small-scale fishermen in the coastal areas of Bengkalis Regency. Method: Employing a quantitative approach with an associative cross-sectional design, data were collected from 408 respondents via questionnaires and analyzed using simple linear regression. Findings: The results indicate that the implementation of the regulation is significantly related to the fishermen’s perceived business potential. The regression equation Y = 18.379 + 0.534X reveals an interesting finding: fishermen have a very high baseline level of potential and mental readiness, even without intervention. However, a paradox emerged: ideological support for the interest-free program is high (97.30%), whereas technical understanding of the regulatory content remains low (49.51%). The regulatory contribution of 26.4% R2 confirms that this policy is a necessary condition for legal certainty, yet operational success depends heavily on other adaptive capacity factors (73.6%). Implications: Theoretically, this study clarifies that legal certainty acts as a stimulus for economic readiness. In practice, the findings suggest that the primary barrier to Sharia BUMDes is operational literacy rather than cultural resistance. Therefore, policy dissemination must shift from normative socialization to technical guidance on Sharia contracts to effectively transform the community’s high moral capital into tangible economic participation.
Analisis Hukum Islam terhadap Legalitas Transaksi Cryptocurrency di Indonesia: Pendekatan Ushul Fikih dan Regulasi Keuangan Digital Muhammad Ilham; Erna Dwi Pamungkas
Tabayyanu : Journal Of Islamic Law Vol. 1 No. 02 (2024)
Publisher : Yayasan Dar Arrisyah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66174/bn5m4n55

Abstract

The rapid expansion of digital financial technology has transformed contemporary financial systems and accelerated the emergence of cryptocurrency as a new form of digital asset. Its growing adoption has generated complex legal debates concerning its legitimacy under both Indonesian positive law and Islamic law. Existing studies predominantly examine cryptocurrency through the normative concepts of gharar, maysir, and riba, while relatively few integrate the methodology of uṣūl al-fiqh, maqāṣid al-sharī‘ah, and Indonesia's evolving digital financial regulatory framework. This study aims to analyze the legality of cryptocurrency transactions from the perspective of Islamic law by integrating uṣūl al-fiqh, maqāṣid al-sharī‘ah, and Indonesia's digital financial regulations. This research employs normative legal research using statutory, conceptual, and uṣūl al-fiqh approaches. Primary legal materials consist of the Qur'an, Hadith, statutory regulations, and relevant religious fatwas, while secondary materials include scholarly books and peer-reviewed journal articles. Data were analyzed qualitatively through descriptive and analytical methods. The findings demonstrate that cryptocurrency is not recognized as a lawful means of payment under Indonesian law but is legally acknowledged as a regulated digital asset within the national digital asset trading framework. From the perspective of Islamic law, cryptocurrency may be classified as māl (property) rather than thaman (money), and its legal status cannot be determined categorically. Instead, its legality depends upon the purpose of the transaction, compliance with applicable regulations, the absence of prohibited elements such as excessive gharar, maysir, and riba, and its consistency with the objectives of maqāṣid al-sharī‘ah, particularly the protection of property (ḥifẓ al-māl) and public welfare (maṣlaḥah). This study contributes to the literature by proposing an integrative legal framework that combines uṣūl al-fiqh, maqāṣid al-sharī‘ah, and digital financial regulation to formulate contextual parameters for assessing the legality of cryptocurrency transactions in Indonesia's contemporary digital economy.  
Co-Authors Dody Wijaya Hardi Erna Dwi Pamungkas Imam Fakhruddin Ivahni Ivahni Jamiah Jamiah M TAUFIQ Nova Resty Kartika Saifullah Sandi Andika