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All Journal JURNAL EKONOMI DAN BISNIS AIRLANGGA Kubis
Lutfi, Bintang Aulia
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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EXPLORING GENDER DIFFERENCES IN DETERMINANTS OF BANK ALADIN SHARIA ADOPTION: A MULTI-GROUP ANALYSIS APPROACH Lutfi, Bintang Aulia; Prasetyo, Ari; Timur, Yan Putra; Rifqi, Muhammad
Jurnal Ekonomi dan Bisnis Airlangga Vol. 33 No. 1 (2023): JURNAL EKONOMI DAN BISNIS AIRLANGGA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jeba.V33I12023.40-52

Abstract

Introduction: This study aims to determine what factors lead people in East Java use Bank Aladin Sharia services based on gender differences. Methods: The PLS-SEM Multi Group Analysis approach is used as an evaluation model in this study's quantitative methodology, which makes use of SmartPLS 3.0. The information was gathered by having respondents living in East Java to fill out an online survey, which was then divided by gender. 417 respondents who met the requirements of being Indonesian citizens, Muslims, and capable cell phone users were used as the sample. Results: Performance expectations, social influence, and price values”generally have an impact on a customer's decision to adopt digital Islamic banking services. The same outcomes were also seen in the male data group, demonstrating again how customer intents to use Bank Aladin Sharia services were influenced by performance expectations, social influence, and price values. The pricing value variable is the only factor influencing customer intentions in this female data group. Conclusion and suggestion: The study results show that different factors encourage males and females to use Bank Aladin Sharia services. Researchers suggest that Islamic banks can increase public understanding of sharia digital banking services. This study has limitations on the UTAUT2 variable as an exogenous variable. In future research, it is possible to modify the UTAUT-2 model by including a moderating variable.
Peta Ilmiah Pembiayaan Syariah Pada Agrikultur: Analisis Bibliometrik 2000–2025 Fathoni, Mohamad Rifqi; Timur, Yan Putra; Lutfi, Bintang Aulia; Putri, Cinantya Sriyono
KUBIS Vol 5 No 01 (2025): Mei
Publisher : Program Studi Agribisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/kub.v8i01.4205

Abstract

Penelitian tentang pembiayaan sektor pertanian menjadi topik krusial dalam Penelitian tentang pembiayaan sektor pertanian menjadi topik krusial dalam menghadapi tantangan para petani saat ini. Berbagai kajian sebelumnya telah mengeksplorasi hubungan pembiayaan terhadap keanekaragaman hayati, pencapaian Tujuan Pembangunan Berkelanjutan (SDGs), hingga tekanan ekonomi yang dialami petani. Namun demikian, masih terdapat kekosongan dalam literatur terkait pemetaan perkembangan studi pembiayaan syariah di sektor pertanian secara komprehensif. Penelitian ini bertujuan untuk memetakan tren dan karakteristik ilmiah dari topik “pembiayaan syariah agrikultur” dengan pendekatan bibliometrik berbasis data Scopus dalam konteks global selama periode 1982–2025. Hasil analisis menunjukkan rata-rata pertumbuhan publikasi sebesar 3,28% per tahun, dengan total 83 dokumen dari 55 sumber, serta rerata 2,63 penulis per dokumen yang menandakan tingginya tingkat kolaborasi. Kolaborasi internasional tercatat sebesar 22,89%, memperkuat nilai global dari kajian ini. Penulis dari Indonesia dan Malaysia menjadi kontributor utama, sementara India menempati posisi strategis dalam jaringan kolaborasi lintas negara. Studi ini mengidentifikasi bahwa dinamika penelitian pembiayaan syariah agrikultur didominasi oleh pendekatan konseptual dengan dominasi pembahasan pada aspek akad dan institusi keuangan, serta masih minim kajian berbasis bukti empiris terkait performa dan efektivitas skema pembiayaan di tingkat petani.
Co-Authors Ari Prasetyo Fathoni, Mohamad Rifqi Muhammad Rifqi Putri, Cinantya Sriyono Yan Putra Timur