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All Journal Jurnal Ekonomi & Studi Pembangunan Jurnal Ekonomi Syariah Teori dan Terapan Journal Islamic Economics Ad Diwan Muslim Business and Economic Review Jurnal Pendidikan Islam Anak Usia Dini (Anaking)
Rani Surya Resiana
Fakultas Ekonomi Dan Bisnis Universitas Padjadjaran
Religion Economics, Econometrics & Finance Education Social Sciences Other

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PENGARUH RELIGIUSITAS, PRODUK DAN LAYANAN TERHADAP MINAT MASYARAKAT MUSLIM DI KABUPATEN GARUT UNTUK BERTRANSAKSI DENGAN BANK SYARIAH Resiana, Rani Surya; Cupian, Cupian
Jurnal Ekonomi Syariah Teori dan Terapan Vol 7, No 7 (2020): Juli-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20207pp1276-1286

Abstract

The purpose of this research is to find out what is the influence of religiosity, product, and service on Islamic community’s interest in Garut to perform financial transaction with sharia banking. The research method used was quantitative descriptive method. The sample of this study are 100 person from community of Garut that actively do the transaction with Sharia Bank Mandiri, Sharia Bank BJB, and Bank Muamalat. The result of the study shows that simultaneously, religiosity, product, and service factors together influences the Islamic community’s interest in Garut to perform financial transactions with sharia banking. However, partially or individually just two variabels, it is religiousity and service that affect significantly while product variabel not is not affect significantly influences the Islamic community’s interest in Garut to perform transaction with sharia banking.Keywords: Sharia Banking, Religiousity, Transaction, Muslim Community
THE INFLUENCE OF RELIGIOSITY, PRODUCTS AND SERVICES TOWARDS THE INTERESTS OF MUSLIM COMMUNITIES IN GARUT REGENCY TO TRANSACT WITH SHARIA BANKS Rani Surya Resiana; Cupian Cupian
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 7 (2020): Juli-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20207pp1276-1286

Abstract

The purpose of this research is to find out what is the influence of religiosity, product, and service on Islamic community’s interest in Garut to perform financial transaction with sharia banking. The research method used was quantitative descriptive method. The sample of this study are 100 person from community of Garut that actively do the transaction with Sharia Bank Mandiri, Sharia Bank BJB, and Bank Muamalat. The result of the study shows that simultaneously, religiosity, product, and service factors together influences the Islamic community’s interest in Garut to perform financial transactions with sharia banking. However, partially or individually just two variabels, it is religiousity and service that affect significantly while product variabel not is not affect significantly influences the Islamic community’s interest in Garut to perform transaction with sharia banking.Keywords: Sharia Banking, Religiousity, Transaction, Muslim Community
Waqaf Produktif dan Kesejahteraan Masyarakat: Melalui Transformasi Ekonomi Melalui Waqaf Produktif: Productive Waqf and Community Welfare: Through Economic Transformation Through Productive Waqf Enceng, Enceng Iip Syaripudin; Gini Gaussian; Rani Surya Resiana; Deni Konkon Furkony; Rano Nurhada
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 1 (2024): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i1.920

Abstract

Productive waqf is the main choice when people are in a slump of acute poverty. With productive waqf, it means that the existing waqf gets the main priority aimed at more productive efforts. Productive waqf is a medium to create economic justice and welfare, reduce poverty, develop social security systems, provide health care facilities, and develop education. This phenomenon makes the discussion of waqf productive, especially if it is associated with improving the economic welfare of the community which is very important to do. In this study, a qualitative research method with a phenomenological approach is used. Meanwhile, the study method used is a method in the form of an analytical explanatory descriptive study. With this approach, the researcher tries to understand the model of productive waqf empowerment in Indonesia, in empowering the economic welfare of the community. The models that will be studied from the empowerment of productive waqf in Indonesia are: the model of productive waqf empowerment in the management of investing Waqf Assets, Waqf investment has great potential to be developed in Indonesia. Because with this waqf model, the mobilization reach will be much more evenly distributed to community members compared to the traditional-conventional waqf model, namely in the form of physical property that is usually carried out by relatively capable families.   Keywords: Waqaf,; Welfare; Community; Economic Transformation;
Pengaruh Alat Permainan Edukatif (APE) Monopoli Terhadap Pemahaman Anak Usia Dini Tentang Uang Dan Pengelolaan Keuangan Resiana, Rani Surya; Pratiwi, Siti Nur Elbayyinah Rahayu
Jurnal Pendidikan Islam Anak Usia Dini : Anaking Vol 3 No 1 (2024): Jurnal Pendidikan Islam Anak Usia Dini : Anaking
Publisher : LP2M STAI Al-Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/anaking.v3i1.705

Abstract

This research aims to describe young children's understanding of money and financial management using the monopoly educational game tool.This research is experimental research and involves two variables, namely the independent variable and the dependent variable, the independent variable is the monopoly educational game tool and the dependent variable is young children's understanding of money and financial management. The population in this study were all Kober Kurnia  and RA Nabila Azzahra Wanaraja. students with a total of 130 students. Sampling was carried out by purposive sampling, the sample in this study was 99 students. The instrument used is a test of children's understanding of money and financial management. The results of data analysis show that the average score of children's understanding of money and financial management in the experimental class is 66.81% and the average score of children's understanding of money and financial management in the control class is 32.7%. The results of the hypothesis test used the t test, where the calculation results obtained tcount > ttable, namely 4.829 > 1.677. From the results of this analysis, it was found that there were differences in children's understanding of money and financial management between students who learned through the monopoly game and students who did not learn through the monopoly game. Likewise, the results of children's understanding of money and financial management using the monopoly game are higher than those of students who do not learn using the monopoly game. Keywords: Monopoly educational game tools, money and financial management, early childhood
Pengaruh Penggunaan Aplikasi Belajar Anak “Icando” Terhadap Perkembangan Kognitif Anak Usia Dini Dalam Berfikir Simbolik Di TK Darul Fikri Resiana, Rani Surya; Hayati, Dian
Jurnal Pendidikan Islam Anak Usia Dini : Anaking Vol 3 No 2 (2025): Jurnal Pendidikan Islam Anak Usia Dini : Anaking
Publisher : LP2M STAI Al-Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/anaking.v3i2.704

Abstract

This research is motivated by the lack of cognitive development of early childhood in symbolic thinking among students at Darul Fikri Kindergarten. In facing the era of industrial revolution 4.0, the use of technology, especially in learning, is important. In Indonesia, technology-based applications, such as Icando, have been introduced as an interactive learning tool for early childhood. The Icando children's learning application is one method that can be used to improve cognitive development. This research aims to describe the influence of using the Icando children's learning application on the cognitive development of young children in symbolic thinking. The population of this study were students, parents and teachers at Darul Fikri Kindergarten, Sucinaraja District, Garut Regency with a sample size of 22 people. This research uses a quantitative descriptive method with a correlation design, and analysis of the coefficient of determination is also carried out to determine how much contribution the analysis will make after it is carried out. The results of data analysis in this study show that partially, the Children's Learning Application "Icando" has a significant influence on the cognitive development of young children in symbolic thinking. The results of the coefficient of determination show that 66.9% of children's cognitive development in symbolic thinking is influenced by the use of the Icando children's learning application, while the remaining 33.1% is influenced by other factors, such as the learning methods applied at Darul Fikri Kindergarten. Keywords: Early childhood education, learning applications, "Icando" Children's Learning Application, cognitive development, symbolic thinking
Pengaruh Aplikasi Marbel Huruf Terhadap Motivasi Belajar Dan Kemampuan Mengenal Huruf Di RA Nurul Huda Bayongbong Garut Resiana, Rani Surya; Asvia, Silma
Jurnal Pendidikan Islam Anak Usia Dini : Anaking Vol 3 No 1 (2024): Jurnal Pendidikan Islam Anak Usia Dini : Anaking
Publisher : LP2M STAI Al-Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/anaking.v3i1.707

Abstract

In general, it is known that activities at RA Nurul Huda have placed more emphasis on technical reading and writing skills. This research aims to determine the effect of the Marbel Letter Application on learning motivation and the ability to recognize letters in early childhood. The research used is quantitative research, where quantitative research is more concerned with depth of data and can record as much data as possible. The results of the research that has been carried out have obtained significant values, where the post-test coefficient of determination (R2) test value is 69.2% higher than the pre-test value of 40.8%. This shows the influence of the Marbel Letter Application (X) on learning motivation (Y1) and the ability to recognize letters (Y2) in early childhood.  Keywords: Marbel Letter Application, Learning Motivation, Ability Recognizing Letters, Early Childhood
Driving regional economy: Digital technology adoption's role for effective distribution of islamic social finance in Indonesia Munifatussaidah, Asma; Zahara, Jihan Nabila; Resiana, Rani Surya; Ningsih, Lita Ayudha
Jurnal Ekonomi & Studi Pembangunan Vol. 25 No. 2: October 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v25i2.23838

Abstract

Indonesia holds significant potential in leveraging the vast collection of Islamic social funds. Amid the widespread digital transformation within financial institutions, it is critical to examine the impact of the adoption of digital technology in affecting the distribution of Islamic social finance and its subsequent impact on regional economic development in Indonesia. The research utilized data from 21 provinces in Indonesia to construct a regression model that investigates and evaluates the performance of Islamic social fund distribution concerning regional economic growth. This study integrates a moderation effect model to assess the impact of digital adoption on this relationship. Grouped regression models were used to investigate further regional variations, with robustness checks conducted across different fundraising levels. The findings reveal a significant influence of Islamic social fund distribution on regional economic development, with digital adoption—measured by access to and use of digital technology—acting as a considerable moderator. Further heterogeneity analysis reveals that provinces with lower GINI coefficients experience a more pronounced dampening effect of Islamic social fund distribution on regional economic development, moderated by the extent of digital adoption. This research offers new insights into the relationships between Islamic social fund distribution and digital adoption (ICT) in regional economic development, providing strategic implications for philanthropic institutions and policymakers considering Islamic social fund management.
Driving regional economy: Digital technology adoption's role for effective distribution of islamic social finance in Indonesia Munifatussaidah, Asma; Zahara, Jihan Nabila; Resiana, Rani Surya; Ningsih, Lita Ayudha
Jurnal Ekonomi & Studi Pembangunan Vol. 25 No. 2: October 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v25i2.23838

Abstract

Indonesia holds significant potential in leveraging the vast collection of Islamic social funds. Amid the widespread digital transformation within financial institutions, it is critical to examine the impact of the adoption of digital technology in affecting the distribution of Islamic social finance and its subsequent impact on regional economic development in Indonesia. The research utilized data from 21 provinces in Indonesia to construct a regression model that investigates and evaluates the performance of Islamic social fund distribution concerning regional economic growth. This study integrates a moderation effect model to assess the impact of digital adoption on this relationship. Grouped regression models were used to investigate further regional variations, with robustness checks conducted across different fundraising levels. The findings reveal a significant influence of Islamic social fund distribution on regional economic development, with digital adoption—measured by access to and use of digital technology—acting as a considerable moderator. Further heterogeneity analysis reveals that provinces with lower GINI coefficients experience a more pronounced dampening effect of Islamic social fund distribution on regional economic development, moderated by the extent of digital adoption. This research offers new insights into the relationships between Islamic social fund distribution and digital adoption (ICT) in regional economic development, providing strategic implications for philanthropic institutions and policymakers considering Islamic social fund management.
Assessing Renewable Energy Project Efficiency through Green Sukuk: Evidence from Indonesia and Malaysia Sri Ulfa; Tri Wahyuningsih; Rani Surya Resiana
Muslim Business and Economics Review Vol. 5 No. 1 (2026)
Publisher : Universitas Islam Internasional Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56529/mber.v5i1.412

Abstract

Amidst global climate challenges, green sukuk has emerged as a shariah-compliant instrument to finance renewable energy projects, supporting the Sustainable Development Goals (SDGs) in Organisation of Islamic Cooperation (OIC) countries such as Indonesia and Malaysia. This study examines the impact of green sukuk structures on the efficiency of renewable energy projects. While existing literature has broadly discussed the effects of green sukuk, a significant gap remains in their quantitative assessment of efficiency, particularly in an approach that integrates both financial cost-effectiveness and operational performance. This study explicitly addresses this gap by developing a novel framework that integrates cost-effectiveness analysis (CEA) and data envelopment analysis (DEA) to evaluate four prominent green sukuk: Indonesia’s Green Sovereign Sukuk 2018 and 2019, and Malaysia’s Tadau Energy Sukuk 2017 and Quantum Solar Park Sukuk 2018, using data from official reports and prospectuses. Results show the Green Sovereign Sukuk 2018 as the most efficient (2.90 MW/USD million, 1,600-ton CO₂/USD million, DEA score 1.0000), driven by large-scale implementation and centralized governance, whereas Quantum Solar 2018 scored lowest (0.61 MW/USD million, 808.08-ton CO₂/USD million, DEA score 0.5051) due to project fragmentation. Ijarah contracts enhance governance, whereas mudharabah fosters adaptability but increases risk. The study concludes that hybrid contracts (e.g., musharakah-murabahah) and balanced regulations can optimize the efficiency of green sukuk, offering a scalable model for OIC countries to advance sustainable financing aligned with ESG and SDG objectives.
Co-Authors Asvia, Silma Cupian Cupian Deni Konkon Furkony Dian Hayati Enceng Iip Syaripudin Gini Gaussian Munifatussaidah, Asma Ningsih, Lita Ayudha Pratiwi, Siti Nur Elbayyinah Rahayu Rano Nurhada Sri Ulfa Tri Wahyuningsih Zahara, Jihan Nabila