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All Journal Dinasti International Journal of Digital Business Management IJBEM : Indonesian Journal of Business Economics and Management
Suryani, Devi
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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The Economic Importance of Adolescent Financial Management: Self Control As An Intervention Suryani, Devi; Apriliyana, Lisa; Mardiyani, Mardiyani
Dinasti International Journal of Digital Business Management Vol. 6 No. 2 (2025): Dinasti International Journal of Digital Business Management (February - March
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijdbm.v6i2.4133

Abstract

This study analyzes the effect of digital payment adoption, financial literacy, and shopping behavior on adolescent financial management with self-control as an intervening variable. The research was conducted on teenagers aged 15-24 in Cirebon Regency using a quantitative questionnaire survey method. Data were analyzed using PLS-SEM. The results showed that financial literacy and shopping behavior significantly influence adolescent financial management. Good financial literacy improves adolescents' ability to budget and manage spending wisely, while controlled shopping behavior supports more effective allocation of funds. In contrast, digital payment adoption does not significantly influence financial management or self-control. Moreover, self-control acts as a mediating variable that reinforces the impact of financial literacy and shopping behavior on financial management. This research highlights the significance of financial literacy and self-control as fundamental foundations for developing healthy and sustainable financial habits among adolescent.
Pengaruh Perceived Ease of Use, Perceived Usefulness dan Trust Terhadap Kepuasan Pelanggan Gojek Suryani, Devi; Ermansyah, Ermansyah; Alsukri, Saipul
Indonesian Journal of Business Economics and Management Vol. 1 No. 1: IJBEM December 2021
Publisher : IRPI Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (345.077 KB) | DOI: 10.57152/ijbem.v1i1.171

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui pengaruh persepsi kemudahan penggunaan, persepsi kegunaan dan kepercayaan terhadap kepuasan pelanggan Gojek. Populasi dalam penelitian ini adalah pengguna aplikasi layanan Gojek di Kecamatan Binawidya Pekanbaru. Sampel dalam penelitian ini berjumlah 100 orang yang dipilih dengan menggunakan metode purposive sampling. Pengumpulan data dilakukan dengan menyebarkan kuesioner kepada responden. Penelitian ini merupakan penelitian dengan pendekatan kuantitatif dengan menggunakan metode regresi linier berganda. Data penelitian dianalisis menggunakan program SPSS V.22. Hasil penelitian ini menunjukkan bahwa persepsi kemudahan penggunaan dan persepsi manfaat berpengaruh signifikan terhadap kepuasan pelanggan terhadap transportasi Gojek. Selain itu, variabel kepercayaan tidak berpengaruh signifikan terhadap kepuasan pelanggan. Nilai R Square yang diperoleh adalah 0,470. Artinya variabel kepuasan pelanggan dipengaruhi oleh persepsi kemudahan penggunaan, persepsi kegunaan dan kepercayaan sebesar 47%. Sedangkan sisanya sebesar 53,0% dipengaruhi oleh variabel lain yang tidak digunakan dalam penelitian ini.
Co-Authors Apriliyana, Lisa Ermansyah, Ermansyah Mardiyani Mardiyani Saipul Al Sukri