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All Journal Ath Thariq Jurnal Dakwah dan Komunikasi Dialektika: Jurnal Ekonomi dan Ilmu Sosial Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Sahwahita: Community Engagement Journal Al-Mashadir JAS (Jurnal Akuntansi Syariah) Islamic Studies in the World
Rinawati, Ika
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Strategi Fundraising Wakaf Uang Melalui Peran Dakwah Kyai Kampung Rinawati, Ika
Ath Thariq Jurnal Dakwah dan Komunikasi Vol 7 No 2 (2023): Ath-Thariq
Publisher : Fakultas Ushuluddin Adab dan Dakwah IAIN Metro-Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ath-thariq.v7i2.6850

Abstract

The imbalance that accurs between the projected acquisition of cash waqf, which is 3 trilion annually and the actual acquisition of cash waqf, which is 10 billion annually, has led to the emergence of research which states that the problem of low acquisition of cash waqf is caused by a lack of socialization of cash waqf, the lack of socialization of cash waqf occupies the percentage the largest is 36.3% among other problem factors, namely the lack of skill in managing cash waqf, technology and accountability. This research method is descriptive qualitative using a case study approach. Data was collected by means of interviews, observation and documentation. The data was analyzed by means of data reduction, data presentation and verification. The results of the study were classified into 3, namely first, before the da'wah activities of the village clerics, the community did not know cash waqf at all and had never made waqf because they did not understand the benefits and management models, second, the concept of da'wah used by village kyai in Turen in socializing cash waqf consists of da'wah methods (Al Hikmah Al mau'idza al khasanah and Al mujJadilah bi al lati hiya ahsan), da'wah media (lectures and question and answer), and da'wah strategies (recitation strategies, imperative strategies), third, after the clerics' da'wah activities villages, the level of public understanding of cash waqf has increased, people have begun to understand the benefits of waqf and its management. In terms of interest in waqf, the community is not ready to do waqf for several reasons, including: the large number of routine benefits that are participated in (weekly, monthly and yearly compensation), preferring to invest in NU coins, and not being able to afford it economically.
Profitability of Islamic banks: an empirical investigation of internal factors at Bank Muamalat Indonesia Muhammad, Helmi; Rinawati, Ika
JAS (Jurnal Akuntansi Syariah) Vol 9 No 1 (2025): JAS (Jurnal Akuntansi Syariah) - June
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jas.v9i1.2251

Abstract

Purpose - This research seeks to examine the impact of internal factors on the financial performance of Bank Muamalat Indonesia, a forerunner of Islamic banking within Indonesia. Method - This study adopts a quantitative approach involving secondary data from Bank Muamalat Indonesia's monthly financial statements from January 2014 to December 2023 for 120 observations. Multiple linear regression analysis was employed to investigate the relationship between a dependent variable and various independent variables. Findings - This study reveals that the CAR, RISK, and FIN variables, serving as capital adequacy, credit risk, and financing indicators, exhibit a noteworthy negative effect on profitability. In contrast, the COST and LIQ variables, which act as proxies for efficiency and liquidity, demonstrate a notable positive influence on profitability. Implications - Theoretically, this research provides a conceptual framework for comprehending the influence of internal variables on profitability via investment strategies while contributing to scientific knowledge. Practically, this research is a reference for policymakers to promote economic advancement through initiatives to enhance banking profitability.
Business Model Canvas dalam Tinjauan Ekonomi Islam Rinawati, Ika; Khusnudin, Khusnudin
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 10 No 1 (2025): Dialektika: Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/dialektika.v10i1.6187

Abstract

Business Model Canvas (BMC) seems to be in accordance with the demands of the times as a form of innovation in business, this is in accordance with Islamic guidance. This study aims to explain the nine basic blocks in BMC according to the perspective of Islamic economics. The methodology used is library research with a normative approach, analyzing various literature and documents related to BMC in accordance with the book entitled Business Model Generation and Islamic business documents and literature in accordance with the Qur'an and Hadith. The analysis was carried out on the suitability of the characteristics of the nine basic blocks with the normative rules Qur'an and Hadith. The results of this study explain the Islamic economic review of the nine basic blocks of BMC, including: customer segment (determining market segments), value proposition (creating consumer benefits), channel (speed and accuracy of delivery), consumer relationship (not committing ba'i prohibitions), revenue stream (how to obtain wealth and utilize it), key resources (utilization of resources), key activities (realizing noble attitudes), key partnership (maintaining relationships with partners) and cost structure (managing finances fairly).
Strategi Promosi Perspektif Ekonomi Islam Guna Meningkatkan Jumlah Pengunjung di Wisata Edukasi “Kampung Nanas” Desa Palaan Kabupaten Malang Rinawati, Ika; Chotib, Romadlon; Maya Sari, Ulil
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 4 No 1 (2022): MEI
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v4i1.890

Abstract

The tourist village "Kampung Nanas" which is still in the development stage requires a promotional strategy to increase the number of visitors. Promotion strategy in the perspective of Islamic economics is the right strategy because the promotion style is different from others. This study wants to provide ideas for the "Kampung Nanas" tourist village which has just been established and is trying to develop with all its limitations. The research method used is a qualitative research method with a case study approach. Data collection methods used are interviews, observation and documentation. The results show that the promotion strategy in the Islamic economy consists of 1. Advertising or advertising which is divided into the principle of monotheism, the principle of justice and the principle of trust, 2. Sales Promotion is by giving free entrance tickets. 3. Personal Selling is by socializing it to the Palaan community. Kampung Nanas Tourism Village has implemented promotions in accordance with Islamic teachings but needs to be maximized again because the promotions carried out are still very limited.
Financial Literacy Assistance in Banking Products (BPRS Mitra Harmoni) to Primary School Students in Increasing Financial Awareness from an Early Time (Study at Madrasah Ibtidaiyah Malang) Nazylah, Choirun; Umamah Listya R, Sayidah; Rinawati, Ika
Sahwahita: Community Engagement Journal Vol. 1 No. 2 (2024): Community Engagement Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/sahwahita.v1i2.56

Abstract

The importance of managing finances from an early age aims to ensure that people can manage their finances personally and become financially free. Financial institutions or schools need to take important steps to participate in providing literacy to students from the elementary school level up. The activity method consists of the Activity Planning stage, implementation stage, and closing or observation stage. The results of the literacy activities are: first, providing PowerPoint material. The material contains material that explains various financial institutions and their benefits for our lives in the future. Second, watch a video together, an animated video that contains how to carry out financial transactions at financial institutions correctly, the benefits and goodness that can be obtained when someone diligently saves and puts their money in an official financial institution, the convenience of saving facilities without having to come to a BPRS financial institution Harmony Partners. Third, distribution of financial institution literacy media in the form of brochures and registration forms. Fourth, practice saving. Students practice saving by filling in the account opening registration form as the first step that must be taken. Then the students deposit money as an initial deposit of IDR 10,000.00 to the officer in the cash car. Closing Activities or Evaluation from MI Wahid Hasyim School there are 103 customers and MI NU Sumberpasir School there are 123 customers.
MODEL PENYELESAIAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAH DI KSPS ARTHAMITRA SEJATI KABUPATEN MALANG Rinawati, Ika; Khusna, Ilmiyatul; Fatimah, Devi Sofiyatul
AL-MASHADIR : Jurnal Ilmu Hukum dan Ekonomi Islam Vol. 5 No. 2 (2023): JULI
Publisher : Fakultas Agama Islam Universitas Alkhairaat Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31970/almashadir.v5i2.151

Abstract

Pembiayaan murabahah merupakan pembiayan yang paling banyak diminati oleh para nasabah yaitu sebesar 45% dari keseluruhan jumlah nasabah telah memilih pembiayaan murabahah. Karena merupakan jenis pembiayaan yang paling banyak diminati maka jumlah pembiayaan bermasalah pada akad murabahah juga tinggi. Dalam perkembangannya ternyata KSPS Arthamitra sejati mampu mengatasinya sehingga rasio analisa kredit macet tidak melebihi 5% dan ini menyebabkan kategori kondisi KSPS Arthamitra sejati masuk dalam kategori sehat. Peneliti menggunakan metode kualitatif dengan pendekatan studi kasus. Sumber data yang digunakan dalam penelitian ini yaitu data primer yang diperoleh dari wawancara dengan para informan yang telah ditentukan. Data sekunder yaitu data yang berasal dari observasi dan dokumentasi. Hal yang dilakukan peneliti setelah mendapatkan data adalah menganalisis data tersebut. Adapun teknik pengumpulan data yang dilakukan oleh peneliti terdiri dari Wawancara, Dokumentasi , Dan observasi.Teknik Analisis Data yang dilakukan oleh peneliti adalah Reduksi data, Data Display serta Verification. Uji Keabsahan Data dalam peneltian ini adalah menggunakan metode trianggulasi. Hasil penelitian menunjukkan bahwa model penyelesaian guna mengatasi pembiayaan murabahah bermasalah adalah menggunakan model penyelesaian dengan teguran, model penyelesaian dengan musyawarah bersama, model penyelesaian dengan pemberian sanksi, model penyelesaian dengan metode write off.
Sharia Promotion Strategy in Fashion Business Competition (Study on Mayang Collection Malang) Rinawati, Ika; Nuroh, Syifaun
Islamic Studies in the World Vol. 1 No. 1 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/isw.v1i1.1001

Abstract

Background. Muslim fashion products have quite a big opportunity because the fashion industry is one sector that is able to show development in increasing the country's economic growth. On the other hand, in reality business in the fashion sector does not always increase, because this business sector opens up opportunities for the entry of new competitors. Purpose. The aim of the research is to examine sharia promotional strategies which aim to provide references regarding promotional strategies in the Mayang Collection business competition. Method. This research method uses qualitative research methods with a case study approach and data collection techniques using interview techniques, observation and documentation, data analysis techniques using data reduction, data presentation and drawing verification conclusions. Results. The results of the research show that sharia promotional strategies can be applied to 5 marketing mixes, including advertising that is seen applying the practice of shiddiq (principle of honesty), personal sales that is seen applying tabligh (communication intelligence), sales promotion by giving istikomah discounts, direct marketing by applying Fathonah's nature is to provide correct information about its products. Conclusion. The conclusion of this research is that Mayang carries out sharia promotional activities in accordance with what Islam teaches, including first, advertising. In advertising, Mayang does it honestly and says that the products it sells are in accordance with reality. Second, personal marketing, Mayang Collection carries out promotions in the form of personal marketing.  Third, public relations, in this case, may not promote sharia in the field of public relations.  The four sales promotions carried out by Mayang Collection provide promotions at certain times and also provide bonuses or prizes for customers who have purchased Mayang Collection products. The five direct marketing activities carried out by Mayang Collection Gondanglegi are direct marketing activities.
Co-Authors Chotib, Romadlon Fatimah, Devi Sofiyatul Khusna, Ilmiyatul Khusnudin Khusnudin, Khusnudin Maya Sari, Ulil Muhammad, Helmi Nazylah, Choirun Nuroh, Syifaun Umamah Listya R, Sayidah