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All Journal ASAS : Jurnal Hukum Ekonomi Syariah Jurnal Signaling
Putro Aji, Gatot Bintoro
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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TRANSFORMASI PERBANKAN SYARIAH DI INDONESIA (Peluang dan Tantangan Pasca Merger) Putro Aji, Gatot Bintoro
Jurnal Signaling Vol 14, No 1 (2025): Jurnal Signaling
Publisher : STMIK Pringsewu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56327/signaling.v14i1.1819

Abstract

The development of Islamic banking in Indonesia is very rapid, most recently three Islamic banks owned by the State-Owned Bank Association (Himbara), namely PT Bank BRI Syariah Tbk (BRIS), PT Bank Syariah Mandiri (BSM), and PT Bank BNI Syariah (BNIS) merged into Bank Syariah Indonesia (BSI). However, the existence of Islamic banks and the merger of the three banks into BSI has not been fully responded to positively by the market. Some Indonesian people, especially Muslims, have not made Islamic banks a reference, in fact they often prefer to use conventional banks. In fact, in its system, BSI refers to sharia principles that guarantee its halalness and are far from usurious systems and practices. This study uses a literature study method. This study concludes that the transformation of BSI has the potential to improve the economy of the Indonesian people. BSI can increase the competitiveness of Islamic finance in the digital era because there are many components that support the creation of superior and trusted Islamic banking. On the other hand, BSI also faces challenges, namely the lack of institutional development, socialization and promotion, quality of human resources and utilization of technology.
IMPLEMENTASI WAKAF PRODUKTIF (Studi di Dewan Da’wah Islamiyah Indonesia Cabang Bandar Lampung) Putro Aji, Gatot Bintoro; Anisa, Darania
ASAS Vol. 12 No. 01 (2020): Asas, Vol. 12, No. 01 Juli 2020
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v12i01.6928

Abstract

Waqf paradigm in Indonesia before the enactment of Law No. 41 of 2004 on waqf, only limited to dead and unproductive objects.One form of institution that developed in the Da'wah Islamiyah Indonesia Council is productive waqf institutions.This institution was founded in 1967 and was only developed in 2006.In addition to endowments in the form of productive land, the Qur'an endowment service also developed.This paper describes the implementation of productive endowments carried out by the Council of Da'wah Islamiyah Indonesia Bandar Lampung. The funds collected as a result of the management of waqf land which are fully productive are allocated for the benefit of the people,and to finance the preachers who were sent to the regions on the task of religious symbols, and also allocated to nadzir. Paradigma wakaf di Indonesia sebelum berlakunya UU No. 41 Tahun 2004 tentang wakaf, hanya dipahami sebatas pada benda mati dan tidak produktif. Salah satu bentuk lembaga yang berkembang di Dewan Da’wah Islamiyah Indonesia adalah lembaga wakaf produktif.Lembaga ini sudah berdiri dari tahun 1967 dan baru dikembangkan pada tahun 2006.Selain wakaf berupa tanah yang diproduktifkan, maka berkembang juga layanan wakaf Qur’an.Tulisan ini mendeskripsikan implementasi wakaf produktif yang dilaksanakan oleh Dewan Da’wah Islamiyah Indonesia Cabang Bandar Lampung.Dana yang terkumpul sebagai hasil dari pengelolaan tanah wakaf yang di produktifkan sepenuhnya dialokasikan untuk kepentingan umat, dan untuk membiayai para da’I yang dikirim ke daerah-daerah dengan tugas Syiar Agama, dan juga dialokasikan untuk Nadzir.Kata Kunci : Implementasi wakaf produktif, Dewan Da’wah Islamiyah Indonesia 
Co-Authors Anisa, Darania