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All Journal (JDAB) Jurnal Dinamika Administrasi Bisnis
Hidayah, Riya
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Decision Sciences, Operations Research & Management Social Sciences

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PERANAN ANALISA LAPORAN KEUANGAN DALAM EFEKTIFITAS PENILAIAN PERMOHONAN KREDIT Hidayah, Riya; Nasution, Ute Chairuz; Muljati, Diana Juni
Jurnal Dinamika Administrasi Bisnis Vol 1 No 2 (2015): Jurnal "Dinamika Administrasi Bisnis"
Publisher : Universitas 17 Agustus 1945 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30996/jdab.v1i2.2323

Abstract

A company applyin fr a lan then the bank should conductan analysis of the financial statements in an effort to support the effectiveness f the loan application assessment. Financial statement  analysis conducted by the bank assessed using ratios include liquidity ratio, solvency and profitability ratios. The ratio analysis used by the bank to assess the financial condition of a company that will apply for the credit in deciding whether a loan application is accepted or rejected. By using secondary data from the annual financial statement for the period of three years. Quantitative descriptive method by which data is obtained in the from of figures. In this study were collected and analyzed based on predefined criteria to determine the factors that can support the efeectiveness of the loan application assessment with financial statement analysis.  Keyword :financial statement, the effectiveness of the loan application appraisal.
Co-Authors Muljati, Diana Juni Nasution, Ute Chairuz