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All Journal Journal of Education, Humaniora and Social Sciences (JEHSS) Journal of Artificial Intelligence and Digital Business
Siregar, M. Yamin
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Computer Science & IT Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering Health Professions Public Health Social Sciences

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Pengaruh Financial Self Efficacy dan Fintech Payment terhadap Manajemen Keuangan Pribadi Mahasiswa FEB Universitas Medan Area Sitepu, Jefanya Franyuda; Siregar, M. Yamin; Wijaya, Muslim
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.1563

Abstract

This study aims to determine the effect of Financial Self Efficacy and Fintech Payment on Personal Financial Management of Students of the Faculty of Economics and Business, Medan Area University. This research uses quantitative methods with causal associative research types. The sample of this study was 99 students of the Faculty of Economics and Business, Medan Area University using a sample collection technique, namely purposive sampling technique. Data collection was carried out by distributing questionnaires directly so that the collected data would be processed using SPSS to obtain research results. The results showed that partially Financial Self Efficacy has a positive and significant effect on Student Personal Financial Management, partially Fintech Payment simultaneously has a positive and significant effect on Student Personal Financial Management and simultaneously Financial Self Efficacy and Fintech Payment simultaneously have a positive and significant effect on Personal Financial Management of Students of the Faculty of Economics and Business, Medan Area University. Based on the results of the Coefficient of Determination (R2) test, it is found that the Adjusted R Square value is 0.745, describing that the value of variance owned by Personal Financial Management from the Financial Self Efficacy and Fintech Payment variables is 74.5% and the remaining 25.5% is influenced by other variables or faktors that are not examined and not explained.
Analisis Pengaruh Kreativitas dan Pengetahuan Kewirausahaan Terhadap Minat Berwirausaha di Pajak Melati Medan Wahyudi, Rifky; Siregar, M. Yamin
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 8, No 1 (2025): Journal of Education, Humaniora and Social Sciences (JEHSS), August
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34007/jehss.v8i1.2635

Abstract

This study was conducted with the aim of determining the effect of Creativity and Entrepreneurial Knowledge on Entrepreneurial Interest in Pajak Melati Medan. This type of research is descriptive quantitative, namely a study that aims to explain an empirical phenomenon accompanied by statistical data, characteristics and relationships between variables whose data collection techniques use questionnaires. Data collection in this study was carried out by distributing questionnaires using a Likert scale. The sample of this study was 68 respondents from Pajak Melati Medan entrepreneurs. The method used in data collection is the non-probability sampling technique, the analysis uses multiple linear regression analysis with the help of the SPSS 25 program. The results of this study indicate that between the two dimensions of Creativity and Entrepreneurial Knowledge, there is an influence on Entrepreneurial Interest in Pajak Melati Medan. The R2 value of the equation is 47.5, meaning that the variable of entrepreneurial interest (dependent) that can be explained by the variables of creativity and entrepreneurial knowledge (independent) in this study is 47.5 while 53.6% is influenced by other variables not explained by this study.
Co-Authors Muslim Wijaya, Muslim Sitepu, Jefanya Franyuda Wahyudi, Rifky