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Analisis Konsep Ujrah Pada Sistem Pengupahan Karyawan PT RHF Malang Melintang Di Lawang-Kabupaten Malang Maulidiyah, Dewi Sari; Sukamto, Sukamto; Aslikhah, Aslikhah
Jurnal Iqtisaduna Vol.10 No.1 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v10i1.47156

Abstract

Ujrah is the payment of salary or wages promised by the first party to the second party based on the work that has been done or the results of that work. This concept emphasizes that ujrah is a reward for the work a person has done. In the context of muamalah fiqh, transactions between money and human labor are referred to as ujrah or wages. In the perspective of Islamic law, wages (ujrah) are a right obtained by individuals who have worked, and it is the employer's obligation to pay them. Wage regulation is included in the ijarah category in muamalah fiqh. Sources of Islamic law that serve as guidelines for resolving various wage problems include the Al-Qur'an, Hadith, and Ijma', as well as various other relevant legal sources. This research aims to evaluate the concept of ujrah as the basis for an employee wage system in a company context, taking into account Islamic principles and state legal policies. The research method used is a qualitative approach with a descriptive approach. Research instruments include observation, interviews and documentation. The research results show that payments to workers are adjusted to their respective fields of work. Fairness in wage payments is considered important, where workers must receive wages fairly and adequately. According to employees, the principle of fairness in paying wages is when there is no difference in treatment between one employee and another based on the work they do. Based on these results, it can be concluded that the wages received by employees are in accordance with the agreement that has been made. Keywords: Ujrah concept, Ujrah, wages, wage system.
Strategy For Resolving Financing Problems In The Alfa Mabruk Wonorejo Pasuruan Syariah Cooperative Jannah, Miftakhul; Aslikhah, Aslikhah; Sukamto, Sukamto
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 10 No 1 (2024): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v10i1.1147

Abstract

Sharia cooperatives are part of sharia financial institutions (LKS) which are based on sharia principles. The main objective is to promote community welfare through a profit- and falah-oriented approach. This research aims to determine and analyze strategies for resolving problematic financing at the Alfamabruk Wonorejo Pasuruan sharia cooperative. This is important because if it is not handled immediately it can damage the cooperative's performance and become an obstacle in business development due to financial difficulties. This research is qualitative research with a descriptive approach in which researchers carry out field studies to obtain accurate information by conducting interviews, then from these results data analysis and data credibility are carried out in order to obtain good results. The results of the research concluded that the factors that cause financing problems are business failure, poor character of customers, misuse of capital, increasing unemployment due to the difficult economic situation, due to the Covid-19 disaster. The strategy used by the Alfamabruk Wonorejo sharia cooperative is through rescheduling, reconditioning, restructuring and using a personal approach.
THE ROLE OF FINTECH IN THE TRANSFORMATION OF THE ISLAMIC FINANCIAL SECTOR Nizar, Muhammad; Sukamto, Sukamto; Aslikhah, Aslikhah
Journal Of Islamic Ekonomic and Business Vol 3 No 2 (2024): IEB: Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v3i2.26735

Abstract

This study aims to analyze the role of fintech in the transformation of the Islamic financial sector in East Java. Using a descriptive qualitative approach, this study explores how fintech has influenced the accessibility of Islamic financial services, driven product innovation, and faced challenges in its implementation. The results ofthe study show that fintech contributes significantly to expanding Islamic financial inclusion, especially in remote areas, through digital services that facilitate financial transactions. In addition, product innovations such as Islamic crowdfunding and Islamic peer-to-peer financing are increasingly enriching the choice of financial services that are in accordance with Islamic principles. However, the challenges faced include the low digital financial literacy of the community and regulations that do not fully support the development of Islamic fintech. This study recommends increasing digital financial literacy and strengthening more flexible regulations to support fintech innovation in Islamic finance. With this step, it is hoped that fintech can continue to accelerate the transformation of the Islamic financial sector in East Java and expand financial inclusion throughout Indonesia.