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All Journal Jurnal Ilmu Manajemen (JIM) Journal of Economics, Business, & Accountancy Ventura Journal of Business & Banking MABIS: Manajemen dan Bisnis
Iramani, Rr
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : journal of business

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Peran locus of control pada perilaku pengelolaan keuangan nelayan Alfiani, Ahmad Rizki; Iramani, Rr
Journal of Business & Banking Vol 13 No 1 (2023): Mei - Oktober 2023
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v13i1.3903

Abstract

Perilaku pengelolaan keuangan merupakan topik riset yang perlu dikaji sampai dengan saat ini. Hal ini disebabkan karena karena banyaknya faktor yang dapat mempengaruhi perilaku seseorang dalam mengelola keuangannya. Tujuan penelitian ini adalah untuk menguji serta menganalisis locous of control, pengetahuan keuangan serta pendapatan pada perilaku pengelolaan keuangan nelayan di pulau Bawean, Jawa Timur. Penelitian ini menggunakan purposive sampling. Data penelitian ini bersumber pada data primer yang diperoleh dari responden. Penelitian ini merupakan penelitian kuantitatif dimana dalam pengumpulan datanya menggunakan metode survei. Data dikumpulkan dengan cara menyebar kuesioner baik offline maupun online melalui goole form di pulau Bawean. Teknik analisis yang digunakan adalah structural equation model. Hasil penelitian ini berhasil membuktikan bahwa locus of control dan pengetahuan keuangan mempunyai peran sangat penting dalam perilaku pengelolaan keuangan nelayan di pulau Bawean. Sementara pendapatan tidak berdampak pada pengelolaan keuangannya. Hasil ini berimplikasi dalam kehidupan nelayan di pulau Bawean untuk selalu mengendalikan diri serta meningkatkan pengetahuan keuangannya agar bijak dalam mengelola keuangannya.
Studi financial literacy, financial self-efficacy, financial behavior dosen Universidade da Paz Timor Leste Amaral, Leonardo Bele Bau; Iramani, Rr; Pertiwi, Tanza Dona
Journal of Business & Banking Vol 14 No 1: May-October 2024
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v14i1.5024

Abstract

Financial behavior reflects how individuals manage financial resources to meet their needs and achieve life goals. Financial behavior, when supported by financial literacy, experience, and self-efficacy, can enhance living standards. This study aims to explore the influence of financial literacy, financial experience, and the role of financial self-efficacy as an intervening variable. of lecturers at Universidade da Paz. The sample was taken using purposive sampling. Total respondents were 100 lecturers at Universidade da Paz Timor Leste. Research on financial behavior has been conducted in Indonesia and other countries. However, similar research has not touched the society in Timor Leste. Therefore, this research is very important to do in order to enrich empirical findings in behavior finance research. Data was collected using the survey method through questionnaires. Analysis is conducted using SEM-PLS. The results showed that financial literacy and financial experience had no significant direct effect on financial behavior. Financial self-efficacy has a significant positive effect on financial behavior and is proven as a mediator in the relationship between financial experience and financial behavior. The implication is that Universidade da Paz lecturers should improve their financial experience by growing their self-efficacy which in turn makes their financial behavior better.
Studi financial literacy, financial self-efficacy, financial behavior dosen Universidade da Paz Timor Leste Amaral, Leonardo Bele Bau; Iramani, Rr; Pertiwi, Tanza Dona
Journal of Business & Banking Vol 14 No 1 (2024): May-October (2024)
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v14i1.5024

Abstract

Financial behavior reflects how individuals manage financial resources to meet their needs and achieve life goals. Financial behavior, when supported by financial literacy, experience, and self-efficacy, can enhance living standards. This study aims to explore the influence of financial literacy, financial experience, and the role of financial self-efficacy as an intervening variable. of lecturers at Universidade da Paz. The sample was taken using purposive sampling. Total respondents were 100 lecturers at Universidade da Paz Timor Leste. Research on financial behavior has been conducted in Indonesia and other countries. However, similar research has not touched the society in Timor Leste. Therefore, this research is very important to do in order to enrich empirical findings in behavior finance research. Data was collected using the survey method through questionnaires. Analysis is conducted using SEM-PLS. The results showed that financial literacy and financial experience had no significant direct effect on financial behavior. Financial self-efficacy has a significant positive effect on financial behavior and is proven as a mediator in the relationship between financial experience and financial behavior. The implication is that Universidade da Paz lecturers should improve their financial experience by growing their self-efficacy which in turn makes their financial behavior better.
Co-Authors Alfiani, Ahmad Rizki Amaral, Leonardo Bele Bau Butar Butar, Ningsi Emma Yulianti Hendro Setiawan, Hendro Lutfi Lutfi Ongkowidjojo, Anita Pertiwi, Tanza Dona Shintani, Nadella Putri