Article Per Year (5 Year)
p-Index From 2021 - 2026
1.959
P-Index
This Author published in this journals
All Journal Equator Journal of Management and Entrepreneurship Journal of Business & Banking Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Jurnal Ilmiah Ekonomi Islam SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of halal product and research (JHPR) ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Jurnal Ekonomika dan Bisnis Islam
Pertiwi, Tanza Dona
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Immunology & microbiology Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Veterinary Other

Published : 13 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 13 Documents
Search

 1   2 
Literasi Zakat Compliance Bagi Muzakky Pedagang Garmen Fauzia, Ika Yunia; Pertiwi, Tanza Dona
Journal of Business & Banking Vol 12 No 2 (2022): November 2022 - April 2023
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v12i2.3426

Abstract

For the garment merchants in Indonesia, who have the obligation to pay alm, zakat compliance literacy is very important. This study focuses on this issue and stamps from the fact that most pof them missunderstood the concept of zakat -both weatlh and trade- and its aplication. This research aims at exploring the zakat compliance literacy among these merchants in away that maybe appropiated by traders, business community and researchers a liked. This research uses qualitative method, with the modle of case study. More than twenty garment merchants in Indonesia are interviewed, 11 among whom are qualified as informants. The research finds, first: that a most garment merchant in Indonesia are zakat-literate, particulary as far as wealh-zakat is concerned; second, most garment merchant had paid their zakat, some of whom paid even more than they are supposed to do so: third, the way that zakat is distributed is closely related to the way this merchant understand their religion. Merchant with religious background tend to distribute their zakat on their own rather than giving it a through zakat-institution. The practical implication of this research is that there is a need for synergy between BAZNAS and traders to create facilities/media that can facilitate business actors in calculating trade zakat and its payments.
FAKTOR-FAKTOR PENENTU PROFITABILITAS DENGAN PERAN KECUKUPAN MODAL SEBAGAI INTERVENING PADA BANK SYARIAH Pertiwi, Tanza Dona; Kholison, Rohmatul Farokhah; Rusgianto, Sulistya
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p43-63

Abstract

Banks' operational quality heavily depends on their financial performance, which serves as a primary parameter for assessing their contribution to the economy and social welfare. This study looks at how financing risk (NPF), third-party funds (DPK), efficiency (BOPO), and liquidity (FDR) affect profitability (ROA), with capital adequacy ratio (CAR) being a variable that works in between for Islamic banks. The findings, which were conducted on a sample of 12 Islamic banks in Indonesia during the 2019–2023 period using quarterly data, indicate that NPF and DPK are not significant to ROA but influence CAR. BOPO negatively affects ROA, while FDR is not significant to ROA but significant to CAR. CAR acts as an intervening variable, strengthening the relationship between these factors and ROA. This underscores the need for Islamic banks to pay greater attention to managing financing risk, third-party funds, operational efficiency, and liquidity to maintain the balance between capital and profitability. The implications of this study underscore the critical importance of risk and capital management in Islamic banking, as success in these areas will impact the sector's competitiveness and contribution.
EXPLORING THE IMPACT OF QRIS TECHNOLOGY ON GEN Z INTENTION TO CONTRIBUTE INFAQ TO MOSQUES Arifin, Samsul; Ratnasari, Ririn Tri; Pertiwi, Tanza Dona
istinbath Vol. 23 No. 2 (2024): December
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ijhi.v23i2.729

Abstract

This study examines the impact of religiosity, ease of use, motivation, and intention to donate infaq among Generation Z in Jember, Indonesia, focusing on mosque donations via QRIS technology. Using a quantitative approach with 100 participants and analyzed through SEM-PLS, the study finds that religiosity enhances motivation through goal-focused behavior. In contrast, ease of use promotes motivation by simplifying the donation process. The research highlights QRIS's benefits, such as increased convenience and transparency, but also identifies challenges, including low digital literacy and limited understanding of infaq among some congregants. These findings suggest that while QRIS has the potential for improving mosque donations, addressing digital literacy and comprehension barriers is essential for maximizing its effectiveness among younger generations.
Menggali Konsep Maqashid Syariah: Perspektif Pemikiran Tokoh Islam Pertiwi, Tanza Dona; Herianingrum, Sri
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12386

Abstract

This research aims to explore the concept of Maqashid Sharia in the thinking of Islamic figures, namely As-Syaitibi, Al-Ghazali, and Ibn Asyur, with a focus on its potential for adoption in the context of Islamic financial institutions. Maqashid Sharia is the moral foundation for Islamic law, which includes justice, welfare, and protection of human rights. The thoughts of these figures enrich and expand the understanding of the concept, which can become the basis for developing new conceptual models. Through a thought and literature analysis approach, this research will investigate the views of As-Syaitibi, Al-Ghazali, and Ibn Asyur regarding Maqashid Sharia and explore its potential for application in Islamic financial institutions. By producing an integrated conceptual model, it is hoped that this research can provide practical guidance for Islamic financial institutions in carrying out their functions by paying attention to broader moral and social aspects. It is hoped that the results of this research can be a conceptual contribution to the development of Islamic financial institutions, as well as open up space for further research related to the implementation of the Maqashid Sharia concept in the context of Islamic finance.
Studi financial literacy, financial self-efficacy, financial behavior dosen Universidade da Paz Timor Leste Amaral, Leonardo Bele Bau; Iramani, Rr; Pertiwi, Tanza Dona
Journal of Business & Banking Vol 14 No 1: May-October 2024
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v14i1.5024

Abstract

Financial behavior reflects how individuals manage financial resources to meet their needs and achieve life goals. Financial behavior, when supported by financial literacy, experience, and self-efficacy, can enhance living standards. This study aims to explore the influence of financial literacy, financial experience, and the role of financial self-efficacy as an intervening variable. of lecturers at Universidade da Paz. The sample was taken using purposive sampling. Total respondents were 100 lecturers at Universidade da Paz Timor Leste. Research on financial behavior has been conducted in Indonesia and other countries. However, similar research has not touched the society in Timor Leste. Therefore, this research is very important to do in order to enrich empirical findings in behavior finance research. Data was collected using the survey method through questionnaires. Analysis is conducted using SEM-PLS. The results showed that financial literacy and financial experience had no significant direct effect on financial behavior. Financial self-efficacy has a significant positive effect on financial behavior and is proven as a mediator in the relationship between financial experience and financial behavior. The implication is that Universidade da Paz lecturers should improve their financial experience by growing their self-efficacy which in turn makes their financial behavior better.
DOES ISLAMIC FINANCE DRIVE ECONOMIC GROWTH IN INDONESIA? AN ANALYSIS USING VECTOR ERROR CORRECTION MODEL Kurniawan, Eko; Rani, Lina Nugraha; Pertiwi, Tanza Dona
Jurnal Ekonomi dan Bisnis Airlangga Vol. 35 No. 1 (2025): JURNAL EKONOMI DAN BISNIS AIRLANGGA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jeba.V35I12025.203-215

Abstract

Introduction: Indonesia, as the second-largest Muslim-majority country in the world, has significant potential for developing the Islamic finance sector. On the other hand, the financial sector, including Islamic finance, plays a crucial role in a country's economic growth. Methods: This study utilizes quarterly time-series data from 2011 to 2023, with economic growth (GDP) as the dependent variable. The independent variables include Islamic banking assets, outstanding sukuk value, and total zakat distribution. The analysis is conducted using the vector error correction model (VECM), beginning with stationarity testing, optimal lag selection, cointegration testing, model estimation, and variance decomposition analysis. Results: The analysis results indicate that, in the short term, Islamic finance (Islamic banking, sukuk, and zakat) does not have a significant impact on Indonesia's economic growth. However, in the long term, these three variables have a positive and significant effect on economic growth. Conclusion and suggestion: Islamic finance has been proven to play an essential role in driving Indonesia's long-term economic growth. Islamic banking contributes through real sector financing; sukuk supports infrastructure development, and zakat enhances societal welfare and aggregate consumption. The government needs to strengthen Islamic financial infrastructure, improve financial literacy, and enhance the inclusivity of Islamic finance in Indonesia.
Exploring the Economic Benefits of the Halal Certification in International Trade: A Literature Review Muhammad Cholil; Mamduh, Muhammad Faizul; Pertiwi, Tanza Dona; Cipto, Disca Aprilinda; Herianingrum, Sri
SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS SIJDEB, Vol. 8, No. 4, December 2024
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/sijdeb.v8i4.435-458

Abstract

This study explores the economic benefits of the halal industry and its role in driving international trade growth. The rapid expansion of the halal industry, driven by the growing global Muslim population, presents significant opportunities in the global supply chain. As the country with the largest Muslim population, Indonesia has the potential to strengthen its economy by enhancing halal product exports. Using a descriptive-qualitative approach through literature review, this study examines strategies for developing Indonesia’s halal industry based on local wisdom and industry potential. To compete globally, Indonesia must optimize key halal sectors such as food, beverages, pharmaceuticals, cosmetics, and emerging industries like fashion and the creative economy. This study offers a recommended model for a competitive global halal market, providing insights for government institutions, industry practitioners, and academics in supporting Indonesia’s vision to lead the global halal industry.
Enhancing OCB through spiritual leadership, workplace spirituality, and Islamic work ethics Pertiwi, Tanza Dona; Ronny, Ronny; Ratnasari, Ririn Tri; Osman, Ismah; Cholil, Muhammad
Asian Journal of Islamic Management (AJIM) VOLUME 7 ISSUE 1, 2025
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol7.iss1.art10

Abstract

Purpose – This study examined the influence of spiritual leadership (SL), workplace spirituality (WS), and Islamic work ethics (IWE) on organizational citizenship behavior (OCB) among employees. It also investigates whether there are generational differences in the effects between Generation Y and Generation Z in Surabaya.Methodology – This research employed a quantitative approach using Structural Equation Modeling–Partial Least Squares (SEM-PLS) and Partial Least Squares Multi-Group Analysis (PLS-MGA) with the aid of SmartPLS 4. The study involved 110 employees from Generation Y and Generation Z who lived and worked in Surabaya.Findings – The results show that spiritual leadership, workplace spirituality, and IWE have a positive and significant impact on OCB. However, the MGA revealed no significant differences between Generation Y and Z in terms of how these variables affected OCB. These findings support Social Exchange Theory, suggesting that when employees feel valued and spiritually supported, they tend to reciprocate with positive behaviors such as OCB. Despite the assumptions in generational theory, both generations respond similarly to spiritually rooted leadership and ethical Islamic values.Implications – This study offers practical insights for organizations with multigenerational workforces to adopt spiritual leadership, foster spiritual workplaces, and apply Islamic work ethics to consistently enhance OCB across generations.Originality – By incorporating multi-group analysis, this research adds to the limited literature on spirituality and ethics in shaping OCB, particularly among Generation Y and Z Muslim employees in a modern workplace setting.
Toward the future of the halal industry: exploring perceptions and halal awareness among poultry slaughterhouse business practitioners Hikmah, Lailatul; Pertiwi, Tanza Dona; Cholil, Muhammad; Susanto, Arva Athallah; Soleh, Mochammad; Widiastuti, Tika
Journal of Halal Product and Research (JHPR) Vol. 8 No. 1 (2025): Advancing the Halal Industry: Innovation, Sustainability, and Global Impact
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jhpr.vol.8-issue.1.75-89

Abstract

The halal industry has become an integral part of the global economic structure, especially in countries with a majority Muslim population. In Indonesia, significant potential is evident, particularly in the halal food business, both domestically and internationally. However, to foster it, a sustainable halal supply chain requires confirmation or assurance of product halalness. However, this also poses challenges related to awareness and perceptions of halal among business operators, making finding solutions crucial. This research employs a qualitative approach through observation, interviews, and data collection documentation. Research findings indicate that business operators' perceptions and awareness are still limited; thus, there is no impetus to obtain halal certification. Moreover, the results show that business operators face barriers related to halal certification, particularly concerning costs and insufficient socialisation received, leading to a lack of awareness of the necessity of halal certification. However, for already certified halal business operators, such accreditation is considered a good product brand image, supports business sustainability, and opens up new opportunities. Practitioners and academics also concur, identifying costs and socialisation as field constraints. This research focuses on overcoming cost and administrative difficulties, reviewing legislation, and implementing socialization efforts that should reach all business operators. The government and halal centers expect this research to serve as a reference to achieve the future goals of the halal industry in Indonesia. Keywords: Halal Industry, Perceptions, Halal Awareness, Cutting Household Entrepreneurs, Halal Certified
Integrating Tawhidi String Relation into Village Innovation Programs Kholison, Rohmatul Farohah; Fitrianto, Achmad Room; Hendratmi, Achsania; Pertiwi, Tanza Dona; Hikmah, Lailatul
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 11 No. 2 (2024): Mei-2024
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol11iss20242pp148-163

Abstract

The Tawhidi String Relation (TSR) technique is being used in this descriptive qualitative study. This approach uses a shuratic process (interaction, integration, and evolutionary process) to analyze data based on actual field observations. The author of this study examines the role that creativity and innovation programs play in helping the Gosari Gresik community achieve its Villages's Sustainable Development Goals (SDGs). The concept of Islamic Development Economics, which derives from Tawhid philosophy, is the foundation of the analytical instrument that was created. The findings of the study indicate that the dialogue and agreement between the primary institutions for village development, such as the village administration and community and religious leaders, in addressing issues in the village is what causes the process of interaction and integration to occur. The development and execution of creativity and innovation programs in Gosari village heavily relies on these community actors. The six elements of maqashid sharia”hifdz ad-diin, hifdz al-'aql, hifdz an-nafs, hifdz an-nasl, hifdz al-maal, and hifdz al-bi'ah”are all met by the participatory development process, each of which is connected to the others. Then, as the evolutionary process progresses, people's perspectives gradually alter and village labor programs get better as time goes on.
Co-Authors Achmad Room Fitrianto Achsania Hendratmi Aji, Mochamad Syafruddin Amaral, Leonardo Bele Bau Ari Prasetyo Cholil, Muhammad Cipto, Disca Aprilinda Eko Kurniawan Hikmah, Lailatul Ika Yunia Fauzia Iramani, Rr Kholison, Rohmatul Farohah Kholison, Rohmatul Farokhah Mamduh, Muhammad Faizul Muhammad Cholil Osman, Ismah Rani, Lina Nugraha Ririn Tri Ratnasari Ronny Ronny Rusgianto, Sulistya Samsul Arifin Soleh, Mochammad Sri Herianingrum Susanto, Arva Athallah Tika Widiastuti