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All Journal Jurnal Minds: Manajemen Ide dan Inspirasi Jurnal Ilmiah Ekonomi dan Bisnis Hasanuddin Economics and Business Review Jurnal Ilmiah Akuntansi Manajemen Islamic Accounting and Finance Review Maliki Islamic Economics Journal Alkasb: Journal of Islamic Economics
Muchlis, Mustakim
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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The influence of knowledge and accessibility on customer saving decisions with religiosity as a moderation variable Basri, Muh. Arfah; Wahab, Abdul; Awaluddin, Murtiadi; Muchlis, Mustakim; Kouach Yassine
Alkasb: Journal of Islamic Economics Vol. 3 No. 2 (2024)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v3i2.552

Abstract

This study aims to determine the influence of knowledge and accessibility on customer saving decisions at Bank Syariah Indonesia with religiosity as a moderation variable. This type of research is quantitative research. The population in this study is all students of the Department of Sharia Economic Law STAI YAPIS Takalar. The sampling techniques used are: purposive sampling. In this study the sample number was 41 people. The data collection technique used is a questionnaire measured by a Scale Likert. Data analysis techniques Moderating Regression Analysis (MRA) with the help of the program SPSS 24.0 for windows. The results showed that 1) simultaneously knowledge and accessibility have a significant effect on customers' saving decisions at Bank Syariah Indonesia, 2) knowledge has a significant effect on customers' saving decisions at Bank Syariah Indonesia, 3) accessibility has a significant effect on customers' saving decisions at Bank Syariah Indonesia, 4) religiosity is unable to moderate the influence of knowledge on customers' saving decisions at Bank Syariah Indonesia,  5) religiosity is able to moderate accessibility to customers' saving decisions at Bank Syariah Indonesia.
Co-Authors Abdul Wahab Alim Syariati Basri, Muh. Arfah Farid Fajrin Feni, Feni Nurfaisyah Jabir Hanafi, Kartini Jayawarsa, A.A. Ketut Kirana, Andi Aflaha Mulia Kouach Yassine Maharani, Dewi marzuka, syafika Mawahib, Abul Muhammad Ikbal Murtiadi Awaluddin Nur Azizah Latif Raodahtul Jannah Yusniati Yusniati