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Persepsi Masyarakat terhadap Kesadaran Muzakki dalam Membayar Zakat di Kabupaten Pinrang Hj. Muliati; St. Cheriah Rasyid
DIKTUM: Jurnal Syariah dan Hukum Vol 17 No 1 (2019): DIKTUM: JURNAL SYARIAH DAN HUKUM
Publisher : Fakultas Syariah dan Hukum Islam Institut Agama Islam Negeri (IAIN) Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (666.576 KB) | DOI: 10.35905/diktum.v17i1.706

Abstract

This study discussed the public`s perception towards the consciousness of muzakki to paying zakaah in Pinrang Regency. This research objectivewas to know the public perception towards the muzakki`sconsciousness in paying zakaah. This research founded some results as follow: First, the National Zakat Agency of Pinrang Regency has more hard-wired and fairness program according to utilizing of zakaah resource, such as optimal planning and collecting, effective distributing, as well as accountability reporting. Second, the Public perception on a determinant consciousness of muzakki to pay zakaah was more determinate by some results as follows; the religiosity behavior of worship, the Muzakki`s literacy on zakaah obligation, the economic income or wealth factor of Muslim society, the Local Government`s regulation and Muslim Scholar`s role on zakaah literacy, as well as the credibility of National Zakat Agency
ANALISIS AKAD MURABAHAH TERHADAP PEMBIAYAAN KPR BTN BERSUBSIDI IBDI BANK BTN SYARIAH Yulia Faradhiba; Andi Bahri; Damirah Damirah; Hj. Muliati; Hj. Syahriyah Semaun
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 8 No 1 (2025): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v8i1.2274

Abstract

In BTN Sejahtera iB KPR financing, one of the obligations given by the bank to subsidized Sharia KPR customers is to pay home ownership credit before the 20th of each month. In providing subsidized Sharia KPR financing, BTN Syariah Parepare collaborates with subsidized housing in Parepare City. The aim of this research is to analyze murabahah contracts for sharia mortgage financing for subsidized housing, a case study at Bank BTN Syariah Parepare. This study used qualitative research methods. The location of this research is Bank BTN Syariah Parepare City Branch. The interviewees were 3 people from marketing at Bank BTN Syariah, Parepare City and 10 customers of Bank BTN Syariah, Parepare City, who took subsidized mortgages. The data analysis techniques in this research are data reduction, data presentation, and drawing conclusions. The research results show that the forms of financing at the BTN Syariah Bank in the city of Parepare are divided into three, namely FLPP (Housing Financing Liquidity Facility), Public Housing Savings (TAPERA), and Savings-based housing financing assistance (BP2BT). Where Islamic banks provide financing with the aim of obtaining income and helping customers or other communities who need these financing funds in developing their various businesses so that the economy becomes prosperous