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All Journal RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Jurnal Manajemen dan Ilmu Administrasi
Rachmawati, Afria
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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MANAJEMEN PENGENDALIAN KUALITAS DALAM MENJAGA KONSISTENSI PRODUK KOPI ROBUSTA MENURUT PERSPEKTIF ISLAM PADA HOME INDUSTRY PENGOLAHAN KOPI X-BARUE Samsuri, Samsuri; Rachmawati, Afria; Alkhumaisi, Muhammad Abduh
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol 4 No 2 (2025): July 2025
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/ribhuna.v4i2.3378

Abstract

This study aims to provide general and Islamic knowledge related to quality control in maintaining product consistency of Robusta coffee at Home Industry X-Barue Kalibaru. The manuscript in this research can facilitate every coffee business enthusiast in implementing good quality control practices in accordance with principles taught in Islam. This research falls under the category of qualitative research, guided by the theory of Total Quality Management (TQM) with one of its generic tool elements, namely the process flow chart (flowchart), to visualize the production process comprehensively. The PDCA cycle from Edward W. Deming's development is also used as a presentation of data in the form of necessary work and evaluation. Data collection techniques were carried out through interviews and documentation, and the data were analyzed by performing data reduction, data presentation, and drawing conclusions. The results of this study indicate that the quality control and product consistency of Robusta coffee at Home Industry X-Barue Kalibaru are good and have implemented Islamic principles. Interviews, direct field observations, and existing documentation provide evidence that Islamic quality control has been implemented. Thus, the quality control and product consistency of Robusta coffee at Home Industry X-Barue Kalibaru have effectively applied Islamic principles and are suitable for similar businesses. Keywords: Quality Control, Product Consistency
Penerapan Prinsip 5C 7P dalam Upaya Kehati-hatian (Prudential Principle) Risiko Pembiayaan pada BSI KCP Purwoharjo Menurut Perspektif Islam Rofiq, Ahmad Sahrul; Khoiruddin, Muh.; Rachmawati, Afria
Jurnal Manajemen dan Ilmu Administrasi Vol 1 No 2 (2025): AGUSTUS
Publisher : CV. Lentera Literasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58472/jmia.v1i2.117

Abstract

This study aims to analyze the implementation of the prudential principle in financing distribution at BSI KCP Purwoharjo through the application of the 5C principles (Character, Capacity, Capital, Collateral, Condition of Economy) and 7P principles (Personality, Purpose, Payment, Protection, Prospect, Party, Profitability), viewed from the perspective of Islamic economics. This research employs a qualitative approach using a case study method. Data were collected through observation, in-depth interviews, and documentation, and analyzed using the Miles, Huberman & Saldana technique. The findings reveal that consistent implementation of the 5C and 7P principles effectively minimizes the risk of problematic financing and strengthens the institution’s credibility. From an Islamic perspective, applying the prudential principle reflects the trust (amanah) and moral responsibility of Islamic financial institutions in managing the public’s funds, aligned with the principles of justice, transparency, and public benefit (maslahah). Therefore, the 5C and 7P principles are not only technical analytical tools but also embody ethical values in the Islamic banking system.
Implementasi akad Rahm pada Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) BMT NU Jawa Timur Cabang Genteng Banyuwangi Syafly, Iqbalul Luayyi; Khoiruddin, Muh.; Rachmawati, Afria
Jurnal Manajemen dan Ilmu Administrasi Vol 1 No 2 (2025): AGUSTUS
Publisher : CV. Lentera Literasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58472/jmia.v1i2.119

Abstract

This study aims to describe the partners' understanding of the rahn contract and the concept of daily ujrah, as well as to analyze the role of KSPPS BMT NU Genteng Branch, Banyuwangi, in empowering the ummah's economy through the implementation of the rahn contract. The method used is descriptive qualitative with data collection techniques including observation, interviews, and documentation. The results show that some partners do not fully understand the mechanism of daily ujrah in the rahn contract, which leads to complaints at the time of repayment. This lack of understanding is caused by low Islamic financial literacy and the suboptimal dissemination of information by the institution. On the other hand, BMT NU Genteng Branch plays a strategic role in providing fair and quick access to Sharia-based financing, especially for lower-middle-class communities who do not have conventional collateral. The rahn contract not only serves as an emergency financial solution but also functions as a tool for empowering the ummah’s economy in accordance with the principles of justice, mutual help (ta’awun), and balance in Islamic economics.
Co-Authors Alkhumaisi, Muhammad Abduh Khoiruddin, Muh. Rofiq, Ahmad Sahrul Samsuri Samsuri Syafly, Iqbalul Luayyi