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Eksistensi BMT sebagai Baitul Maal Wat Tamwil dan Problematika Hukumnya Arafat, Fashihuddin
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 10 No. 1 (2020): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The existence of BMT as Baitul Maal wat Tamwil is an indication that there are the strengthening of the Islamic economy in the microfinance sector in Indonesia, but since its establishment in 1984 until now, there has not been a single law that regulates BMT. Whereas BMT is a form of institutional entity that integrates commercial aspects (profit) in the form of Baitul Tamwil and social aspects (non-profit) in the form of Baitul Maal. This shows the difficulty of developing BMT institutions in Indonesia. This article was written with the aim of knowing the clarity of the existence of functions held by BMT, namely as Baitul Maal and Baitul Tamwil. whether it still holds that status or has changed by just becoming Baitul Tamwil and how it illustrates the problem law. The method used is descriptive-qualitative with juridical-normative approach. Based on research results show that BMT can still exist with one or two functions. in order to continue to exist constitutionally, there are several legal umbrella options including; BMT can be in the form of Koperasi or Perseroan Terbatas with consequences that must be subject to regulations that underlie BMT activities, although the Maal function is contrary to Article of The Act Number 23 Year 2011 concerning Management of Zakat. Keywords: Existence; BMT; Law problem. Abstrak : Keberadaan BMT sebagai Baitul Maal wat Tamwil merupakan indikasi adanya penguatan ekonomi syariah pada sektor lembaga keuangan mikro di Indonesia, namun sejak berdiri di tahun 1984 hingga saat ini, belum ada satupun produk undang-undang yang mengatur secara khusus tentang BMT. Padahal BMT merupakan wujud entitas lembaga yang mengintegrasikan aspek komersil (profit) dalam bentuk Baitul Tamwil dan aspek sosial (non-profit) dalam bentuk Baitul Maal, yang bisa menjadi solusi gambaran bagi potret ekonomi Islam kaffah (ekonomi islam terintegrasi). Hal ini mengindikasikan sulitnya mengembangkan lembaga BMT di Indonesia. Artikel ini ditulis dengan tujuan untuk mengetahui kejelasan eksistensi fungsi yang dimiliki BMT, yaitu sebagai Baitul Maal dan Baitul Tamwil, apakah tetap menyandang status tersebut atau telah berubah dengan hanya menjadi Baitul Tamwil dan bagaimana gambaran problematika hukumnya. Metode yang digunakan adalah deskriptif-kualitatif dengan pendekatan yuridis-normatif. Berdasarkan hasil pengkajian menunjukkan bahwa BMT tetap bisa eksis dengan satu atau dwifungsinya (Baitul Maal Wat Tamwil), agar tetap bisa eksis secara konstitusional, terdapat beberapa pilihan payung hukum diantaranya; BMT dapat berbentuk Koperasi atau Perseroan Terbatas dengan konsekuensi harus tunduk pada peraturan yang melandasi kegiatan BMT, meskipun dalam fungsi Maal-nya terdapat pertentangan dari Pasal 18 ayat (2) butir (a) Undang-undang Nomor 23 Tahun 2011 tentang Pengelolaan Zakat.
Eksistensi BMT sebagai Baitul Maal Wat Tamwil dan Problematika Hukumnya Fashihuddin Arafat
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 10 No. 1 (2020): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2020.10.1.89-104

Abstract

The existence of BMT as Baitul Maal wat Tamwil is an indication that there are the strengthening of the Islamic economy in the microfinance sector in Indonesia, but since its establishment in 1984 until now, there has not been a single law that regulates BMT. Whereas BMT is a form of institutional entity that integrates commercial aspects (profit) in the form of Baitul Tamwil and social aspects (non-profit) in the form of Baitul Maal. This shows the difficulty of developing BMT institutions in Indonesia. This article was written with the aim of knowing the clarity of the existence of functions held by BMT, namely as Baitul Maal and Baitul Tamwil. whether it still holds that status or has changed by just becoming Baitul Tamwil and how it illustrates the problem law. The method used is descriptive-qualitative with juridical-normative approach. Based on research results show that BMT can still exist with one or two functions. in order to continue to exist constitutionally, there are several legal umbrella options including; BMT can be in the form of Koperasi or Perseroan Terbatas with consequences that must be subject to regulations that underlie BMT activities, although the Maal function is contrary to Article of The Act Number 23 Year 2011 concerning Management of Zakat. Keywords: Existence; BMT; Law problem. Abstrak : Keberadaan BMT sebagai Baitul Maal wat Tamwil merupakan indikasi adanya penguatan ekonomi syariah pada sektor lembaga keuangan mikro di Indonesia, namun sejak berdiri di tahun 1984 hingga saat ini, belum ada satupun produk undang-undang yang mengatur secara khusus tentang BMT. Padahal BMT merupakan wujud entitas lembaga yang mengintegrasikan aspek komersil (profit) dalam bentuk Baitul Tamwil dan aspek sosial (non-profit) dalam bentuk Baitul Maal, yang bisa menjadi solusi gambaran bagi potret ekonomi Islam kaffah (ekonomi islam terintegrasi). Hal ini mengindikasikan sulitnya mengembangkan lembaga BMT di Indonesia. Artikel ini ditulis dengan tujuan untuk mengetahui kejelasan eksistensi fungsi yang dimiliki BMT, yaitu sebagai Baitul Maal dan Baitul Tamwil, apakah tetap menyandang status tersebut atau telah berubah dengan hanya menjadi Baitul Tamwil dan bagaimana gambaran problematika hukumnya. Metode yang digunakan adalah deskriptif-kualitatif dengan pendekatan yuridis-normatif. Berdasarkan hasil pengkajian menunjukkan bahwa BMT tetap bisa eksis dengan satu atau dwifungsinya (Baitul Maal Wat Tamwil), agar tetap bisa eksis secara konstitusional, terdapat beberapa pilihan payung hukum diantaranya; BMT dapat berbentuk Koperasi atau Perseroan Terbatas dengan konsekuensi harus tunduk pada peraturan yang melandasi kegiatan BMT, meskipun dalam fungsi Maal-nya terdapat pertentangan dari Pasal 18 ayat (2) butir (a) Undang-undang Nomor 23 Tahun 2011 tentang Pengelolaan Zakat.
KEPASTIAN HUKUM WAKAF TANAH HAK GUNA BANGUNAN Fashihuddin Arafat
MIYAH : Jurnal Studi Islam Vol. 14 No. 2 (2018)
Publisher : Institut Keislaman Abdullah Faqih Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (256.597 KB) | DOI: 10.33754/miyah.v14i2.154

Abstract

Abstrak: Banyak orang mengira perwakafan tanah hanya bisa dilakukan jika tanah tersebut berstatus Hak Milik dan mempunyai jangka waktu yang panjang, padahal dalam peraturan wakaf yang merujuk pada Undang-undang Nomor 41 Tahun 2004 tentan Wakaf, adanya kemungkinan mewakafkan tanah dengan status Hak Guna Bangunan, yang tentunya wakaf ini terbatas pada jangka waktu tertentu.Kata Kunci : Wakaf, Hak Guna Bangunan
Konstruksi Hukum Berpindahnya Hak Perwalian Sebab Masafatul Qashri Fashihuddin Arafat
MASADIR: Jurnal Hukum Islam Vol. 1 No. 2 (2021): Oktober 2021
Publisher : Universitas Kiai Abdullah Faqih (UNKAFA) Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33754/masadir.v1i2.424

Abstract

Abstract : In marriage, the existence of a marriage guardian is an element that must be fulfilled for the sake of the marriage. If the guardian is unable to attend the wedding due to a long distance, for example the distance allowed for qashar prayer (masafatul qashri). What is the status of guardianship rights? This study aims to determine whether guardianship rights can be transferred to other people due to long distances (masafatul qashri). With library research methods with secondary data sources. The results show that the Shafi'i school says if the aqrab guardian is unknown or unseen (masafatul qashri) then the guardianship rights shift to the guardian judge. Meanwhile, the Hambali School says that if the wali aqrab's whereabouts are unknown or unseen, then his guardianship rights can be transferred to wali ab'ad. The transfer of guardianship rights due to masafatul qashri is still very relevant. Because the long distance does not become a barrier for a guardian to marry off his child. The legal solution is in Article 12 paragraph (4) of the Regulation of the Minister of Religion No. 20 of 2019 concerning Marriage Registration. Keywords: Guardianship Rights, Masafatul Qashri
Efektifitas Layanan Pernikahan Pada Masa Pemberlakuan Pembatasan Kegiatan Masyarakat (PPKM) Darurat Di Kantor Urusan Agama Kebomas Gresik Perspektif SE. NO : P-001/DJ III/Hk.007/07/2021 Fashihuddin Arafat; Erina Putri Amalia
MASADIR: Jurnal Hukum Islam Vol. 2 No. 1 (2022): April, 2022
Publisher : Universitas Kiai Abdullah Faqih (UNKAFA) Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33754/masadir.v2i1.517

Abstract

This study aims to describe the implementation of marriage service policies during the implementation of emergency community activity restrictions (PPKM) at the Office of Religious Affairs, Kebomas District, Gresik Regency, describe the supporting and inhibiting factors, as well as solutions to overcome these obstacles. A qualitative-descriptive approach was used as an analytical knife. The results showed that the policy of marriage services during the implementation of emergency community activity restrictions (PPKM) at the Office of Religious Affairs was stated in Circular No.: P-001/DJ III/Hk.007/07/2021 concerning Technical Guidelines for Marriage Services at KUA District of Emergency PPKM Period. The circular has also been implemented according to the guidelines and is considered effective in its implementation, although there are things that are found to be obstacles, such as there are still people who do not fully comply with the health protocol rules by not wearing masks and not keeping their distance. However, the KUA Kebomas District has taken strategic steps to overcome these obstacles.
Eksistensi BMT sebagai Baitul Maal Wat Tamwil dan Problematika Hukumnya Arafat, Fashihuddin
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 10 No. 1 (2020): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2020.10.1.89-104

Abstract

The existence of BMT as Baitul Maal wat Tamwil is an indication that there are the strengthening of the Islamic economy in the microfinance sector in Indonesia, but since its establishment in 1984 until now, there has not been a single law that regulates BMT. Whereas BMT is a form of institutional entity that integrates commercial aspects (profit) in the form of Baitul Tamwil and social aspects (non-profit) in the form of Baitul Maal. This shows the difficulty of developing BMT institutions in Indonesia. This article was written with the aim of knowing the clarity of the existence of functions held by BMT, namely as Baitul Maal and Baitul Tamwil. whether it still holds that status or has changed by just becoming Baitul Tamwil and how it illustrates the problem law. The method used is descriptive-qualitative with juridical-normative approach. Based on research results show that BMT can still exist with one or two functions. in order to continue to exist constitutionally, there are several legal umbrella options including; BMT can be in the form of Koperasi or Perseroan Terbatas with consequences that must be subject to regulations that underlie BMT activities, although the Maal function is contrary to Article of The Act Number 23 Year 2011 concerning Management of Zakat. Keywords: Existence; BMT; Law problem. Abstrak : Keberadaan BMT sebagai Baitul Maal wat Tamwil merupakan indikasi adanya penguatan ekonomi syariah pada sektor lembaga keuangan mikro di Indonesia, namun sejak berdiri di tahun 1984 hingga saat ini, belum ada satupun produk undang-undang yang mengatur secara khusus tentang BMT. Padahal BMT merupakan wujud entitas lembaga yang mengintegrasikan aspek komersil (profit) dalam bentuk Baitul Tamwil dan aspek sosial (non-profit) dalam bentuk Baitul Maal, yang bisa menjadi solusi gambaran bagi potret ekonomi Islam kaffah (ekonomi islam terintegrasi). Hal ini mengindikasikan sulitnya mengembangkan lembaga BMT di Indonesia. Artikel ini ditulis dengan tujuan untuk mengetahui kejelasan eksistensi fungsi yang dimiliki BMT, yaitu sebagai Baitul Maal dan Baitul Tamwil, apakah tetap menyandang status tersebut atau telah berubah dengan hanya menjadi Baitul Tamwil dan bagaimana gambaran problematika hukumnya. Metode yang digunakan adalah deskriptif-kualitatif dengan pendekatan yuridis-normatif. Berdasarkan hasil pengkajian menunjukkan bahwa BMT tetap bisa eksis dengan satu atau dwifungsinya (Baitul Maal Wat Tamwil), agar tetap bisa eksis secara konstitusional, terdapat beberapa pilihan payung hukum diantaranya; BMT dapat berbentuk Koperasi atau Perseroan Terbatas dengan konsekuensi harus tunduk pada peraturan yang melandasi kegiatan BMT, meskipun dalam fungsi Maal-nya terdapat pertentangan dari Pasal 18 ayat (2) butir (a) Undang-undang Nomor 23 Tahun 2011 tentang Pengelolaan Zakat.