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All Journal Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Islam Realitas: Journal of Islamic and Social Studies Syarah: Jurnal Hukum Islam dan Ekonomi
Baharuddin, A Zamakhsyari
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Hifzh Mal: Premium Payment Due at PT Takaful Keluarga RO Al-Jannah Agency Sagulung Batam Sukur Indra, Fadhila; Faila, Febri; Muhammad Fuad, Andi; Baharuddin, A Zamakhsyari
Syarah: Jurnal Hukum Islam dan Ekonomi Vol. 14 No. 1 (2025): SYARAH : Jurnal Hukum Islam dan Ekonomi
Publisher : Fakultas Syariah Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/syarah.v14i1.5955

Abstract

The term premium in insurance is no longer unfamiliar to the public, including insurance customers. Premiums are paid on a regular basis (monthly, quarterly, semi-annually, or annually). However, many customers face financial or non-financial difficulties that result in late premium payments, as was the case with insurance customers at PT Takaful Keluarga RO Al-Jannah Agency Sagulung Batam. The difficulties experienced also impact individuals and companies, including insurance companies, due to the large number of participants who are late in paying their premiums. This study aims to examine the issue of late premium payments at PT Takaful Keluarga RO Al-Jannah Agency Sagulung, Batam, and how premium payment delays are viewed from the perspective of the maqasid syariah hifz mal. This study is a field study using qualitative methods, with data collection techniques through interviews and observations. Analysis was conducted using inductive reasoning. The research findings indicate that, from the perspective of the maqasid syariah hifz mal, delays in premium payments by customers do not affect the benefits customers receive from insurance products. However, if customers consistently fail to make premium payments, their insurance policies will automatically become inactive or void, and customers will lose the benefits they receive.
Islamophobia, Indian Media, and Covid-19 Pandemic: A Critical Discourse Analysis Baharuddin, Andi Farid; Baharuddin, A Zamakhsyari
Islam Realitas: Journal of Islamic and Social Studies Vol. 8 No. 1 (2022): June 2022
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/islam_realitas.v8i1.5352

Abstract

This research is designed to demonstrate (1) how the Indian media attempts to construct the Islamophobia issue during the Covid-19 pandemic (particularly in the earlier March-April, 2020) and (2) how the Indian news media use social media, such as Instagram and Twitter, to claim that Muslims were the disseminators of the virus to the majority of Indian population. In collecting and analyzing data, the researchers use the descriptive qualitative methodology as the scientific research procedure. There are three collected data classified in this research i.e., the primary data, the secondary data, and the supporting data. Furthermore, in analyzing the data, the researchers appled the critical discourse analysis (CDA) as the linguistics theory to study the Islamophobia discourse on the news media. Finally, the research result shows that (1) most of the Indian mainstream media not only spread Islamophobia but also justify and hegemonize Muslims as Corona virus disseminators , and (2) these news media eventually influenced hate speech memes and racial statements posted by Indian netizens/Buzzers on social media that accuse Muslim minority as the disseminator of the Corona virus. Penelitian ini dirancang untuk menunjukkan (1) bagaimana upaya media India dalam mengkonstruksi wacana Islamofobia kepada warga sipil selama pandemi Covid 19 (khususnya pada awal Maret-April 2020) dan (2) bagaimana berita media India memiliki berimplikasi pada penggunaan media sosial seperti Instagram dan Twitter, yang mengklaim minoritas Muslim sebagai penyebar virus Corona terhadap mayoritas penduduk India. Untuk mengumpulkan dan menganalisis data penelitian, peneliti menggunakan metodologi deskriptif kualitatif sebagai prosedur penelitian ilmiah. Data yang terkumpul diklasifikasikan menjadi tiga data yaitu data primer, data sekunder, dan data pendukung. Selanjutnya, dalam menganalisis data, peneliti menerapkan analisis wacana kritis (CDA) sebagai teori linguistik untuk memahami dan mempelajari wacana Islamofobia berdasarkan berita media. Akhirnya, hasil penelitian menunjukkan fakta yang sebenarnya bahwa (1) sebagian besar media utama India tidak hanya mengkonstruksi wacana Islamofobia namun juga membenarkan dan menghegemoni bahwa masyarakat muslim merupakan penyebar virus Corona (2) berita media ini pada akhirnya berimplikasi pada meme ujaran kebencian dan pernyataan rasial yang diposting oleh netizen/Buzzers India di media sosial yang menuduh minoritas Muslim sebagai penyebar virus Corona. 
Nazir Wakaf Profesional, Standarisasi dan Problematikanya Baharuddin, A Zamakhsyari; Iman, Rifqi Qowiyul
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 2 (2018): December 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i2.1197

Abstract

Among the obstacles of waqf law implementation is the problem of nazir which is stilltraditional-consumptive due to the lack of understanding of waqf and the low quality ofhuman resources. This paper will discuss the problems of nazir which include, definitions, obligation, criteria of professional nazir, obstacle and solutions. Based on the results of study, it is concluded that the requirements of professional nazir contains moral, management and business as well as other supporting knowledge and insights. In addition, professional nazir should master human skill, technical skills and human relations. While the obstacle consists of lack of knowledge, coaching, recruitment, reward, competence and supervision. And among the solutions that can be done are changes of paradigm, the existence of Nazir associations, the establishment of Nazir schools, and increasing the welfare of Nazir
Co-Authors Baharuddin, Andi Farid Faila, Febri Iman, Rifqi Qowiyul Muhammad Fuad, Andi Sukur Indra, Fadhila