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Implementasi Sistem Produk Pembiayaan Muḍârabah: Studi Faktor Turunnya Profit di Bank Muamalat Jember Asra, Moh.
Istidlal: Jurnal Ekonomi dan Hukum Islam Vol 2 No 1 (2018)
Publisher : Program Pascasarjana Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1221.391 KB) | DOI: 10.35316/istidlal.v2i1.118

Abstract

The practice of islamic banking has been known since the time of prophet muhammad, along with his companions, because there are institutions that carry out the main functions of banking operations, which are receiving money, lending money, delivery or transfer service. This muḍârabah financing product, is expected to be a superior product of Bank Muamalat Indonesia of Jember or at generalit bank islam. The study used a qualitative approach with focus; 1) what is the system implementation of muḍârabah financing product at bank mu'amalat indonesia jember branch?, 2) what are the factors cause the decrease of profit in muḍârabah financing product at bank muamalat Indonesia Jember branch? The results of the research found four factors causing the decline in profit at Bank muamalat Indonesia Jember.
Preserving Islamic Tradition in the E-Commerce Era: A Sharia Perspective on Affiliate Marketing Asra, Moh.
Mimbar Agama Budaya Vol 42, No 1 (2025)
Publisher : UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/mimbar.v42i1.45632

Abstract

This research explores the role of affiliate marketing in preserving Islamic traditions within Indonesia's digital economy, particularly from the perspective of Sharia economic law. The problem addressed is the lack of clear guidance on Sharia compliance in modern affiliate practices, which are increasingly popular among the Muslim community. The study aims to identify how affiliate marketing can align with Islamic values and contribute to ethical digital commerce. Using a qualitative approach and literature study method, data were collected from journals, books, DSN-MUI fatwas, and relevant regulations. The findings reveal that affiliate marketing, although modern, can uphold core Sharia principles such as honesty (ṣiddiq), justice ('adālah), and responsibility (amanah). These values are crucial for avoiding unethical practices like gharar and deceit. The research concludes that affiliate marketing can serve as a medium for Islamic da'wah and economic empowerment if managed by Sharia. It recommends developing specific guidelines and promoting digital ethics through Islamic education.
Preserving Islamic Tradition in the E-Commerce Era: A Sharia Perspective on Affiliate Marketing Asra, Moh.
Mimbar Agama Budaya Vol. 42 No. 1 (2025)
Publisher : Center for Research and Publication (PUSLITPEN), UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/mimbar.v42i1.45632

Abstract

This research explores the role of affiliate marketing in preserving Islamic traditions within Indonesia's digital economy, particularly from the perspective of Sharia economic law. The problem addressed is the lack of clear guidance on Sharia compliance in modern affiliate practices, which are increasingly popular among the Muslim community. The study aims to identify how affiliate marketing can align with Islamic values and contribute to ethical digital commerce. Using a qualitative approach and literature study method, data were collected from journals, books, DSN-MUI fatwas, and relevant regulations. The findings reveal that affiliate marketing, although modern, can uphold core Sharia principles such as honesty (ṣiddiq), justice ('adālah), and responsibility (amanah). These values are crucial for avoiding unethical practices like gharar and deceit. The research concludes that affiliate marketing can serve as a medium for Islamic da'wah and economic empowerment if managed by Sharia. It recommends developing specific guidelines and promoting digital ethics through Islamic education.