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All Journal IJBEM : Indonesian Journal of Business Economics and Management Journal of Social Work and Science Education
Hariyono, TA
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Religion Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media

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Pengaruh Budaya Organisasi, Pendidikan dan Kompetensi Terhadap Kinerja Pegawai Aparatur Sipil Negara (ASN) SKPD Kamtrantib pada Satpol PP dan Damkar Provinsi Kalimantan Selatan Perdana Putra, Gilang; Jatmika, Dodik; Hariyono, TA; Jahri, Muhammad; Sampurnawati, Sampurnawati
Indonesian Journal of Business Economics and Management Vol. 1 No. 1: IJBEM December 2021
Publisher : IRPI Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (254.626 KB) | DOI: 10.57152/ijbem.v1i1.71

Abstract

Penelitian dilakukan untuk mengetahui hubungan Budaya Organisasi, Pendidikan dan Kompetensi terhadap Kinerja Pegawai pada Aparatur Sipil Negara (ASN) SKPD Kamtrantib pada Satpol PP dan Damkar Provinsi Kalimantan Selatan. Populasi dalam penelitian ini adalah 67 pegawai Aparatur Sipil Negara (ASN) SKPD Kamtrantib di Satpol PP dan Damkar Provinsi Kalimantan Selatan. Analisis data menggunakan Software SPSS Versi 19.0 dan Regresi Linier. Hasil penelitian menunjukkan bahwa secara simultan Budaya Organisasi, Pendidikan dan Kompetensi berpengaruh signifikan terhadap Kinerja Karyawan, namun hasil penelitian uji parsial menunjukkan Budaya Organisasi tidak berpengaruh signifikan terhadap Kinerja Karyawan, Pendidikan dan Kompetensi berpengaruh signifikan terhadap Kinerja Karyawan.
The Impact of Digital Financial Services on Financial Literacy in South Kalimantan, Indonesia Suryani, Sri; Hariyono, TA; Adha, Syamsul; Sucipto, Sucipto; Jahri, Muhammad
Journal of Social Work and Science Education Vol. 6 No. 2 (2025): Journal of Social Work and Science Education
Publisher : Yayasan Sembilan Pemuda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52690/jswse.v6i2.1195

Abstract

The rapid advancement of digital financial services has reshaped the global financial ecosystem, offering enhanced accessibility and efficiency while also requiring users to possess a certain level of financial and digital literacy. This study aims to examine the impact of digital financial services on financial literacy in the city of Banjarmasin, South Kalimantan, Indonesia. Employing a quantitative research design, data were collected from 100 users of mobile and internet banking services at Bank Kalsel through structured questionnaires. Analysis was conducted using descriptive and simple linear regression methods. The findings reveal a strong positive relationship between digital financial services and financial literacy, with an elasticity coefficient of 8.172 and a correlation coefficient (R) of 0.662. The coefficient of determination (R² = 0.438) indicates that 43.8% of the variation in financial literacy is explained by digital financial services. These results underscore the importance of digital financial inclusion, technology adoption, and service quality in enhancing users' financial knowledge, skills, and behavior. The study recommends integrated efforts from the government, financial institutions, and digital service providers to develop inclusive, user-friendly, and secure digital platforms, supported by targeted financial education programs to promote financial empowerment and reduce socio-economic disparities in South Kalimantan.
Co-Authors Adha, Syamsul Dodik Jatmika Jahri, Muhammad Perdana Putra, Gilang Sampurnawati Sampurnawati Sri Suryani Sucipto Sucipto