Claim Missing Document
Check
Articles

Found 3 Documents
Search

PENGARUH CAPITAL ADEQUACY RATIO DAN BOPO TERHADAP NON PERFORMING LOAN PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Wellanda, Elsa; Sianturi, Romauli; Pangaribuan, Fransisco; Amelia, Lois; Dini, Siti
Aksara Public Vol 3 No 3 (2019): Agustus (2019)
Publisher : EDUTECH CONSULTANT

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The study aims to investigate the influence of Capital Adequacy Ratio, Operational Costs Operational Income to Performing Loan in banking company listed on the Indonesia Stock Exchange in 2013-2017. This study uses quantitative data that have been published in the Indonesia Stock Exchange (BEI). The population used in the study is the banking company listed in Indonesia stock exchange 2013-2017 totaling 43 companies. The sample used in the study as many as 31 companies using purposive sampling method. Testing the hypothesis in the study using multiple linear regression analysis, t test, f test and coefficient of determination. The results showed that partially Capital Adequacy Ratio no influence positive and no significant to Non Performing Loan, while Opertional Costs and Operational Income that partially influence positive and significant to Non Performing Loan. Simultaneously Capital Adequacy Ratio and Operational Costs Operational Income influence and significant on the on Performing Loan. Where the error rate used is 5% or 0.05 at significant level of 95%.
Pengaruh Media Gambar Terhadap Hasil Belajar Siswa Kelas IV Pada Tema 4 Sub Tema 1 Jenis-Jenis Pekerjaan Di SD Negeri No. 094133 Manik Rambung Sianturi, Romauli; Lumbantobing, Minar T.; Simanjutak, Melvin M.
Innovative: Journal Of Social Science Research Vol. 4 No. 1 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i1.7953

Abstract

Tujuan penelitian ini untuk mengetahui Pengaruh Media Gambar Terhadap Hasil Belajar Siswa Kelas Iv Pada Tema 4 Sub Tema 1 Jenis-Jenis Pekerjaan Di Sd Negeri No. 094133 Manik Rambung. Desain penelitian ini menggunakan One Group Pretest Postest. Sebelum diberikan perlakukan, kelompok diberi pretest. Setelah hasil pretest diperoleh maka diberi tindakan. Desain penelitian ini hanya menggunakan satu kelompok saja sehingga tidak memerlukan kelompok control. Penelitian ini dilakukan di SD Negeri No. 094133 Manik Rambung. Yang beralamat di Kecamatan Sidamanik, Kabupaten Simalungun. Waktu Penelitian ini diperkirakan akan dilaksanakan pada bulan September 2023 pada semester ganjil T.A 2023/2024. Populasi dari peneliti ini adalah 40 siswa kelas IV SD Negeri No. 094133 Manik Rambung. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah dengan Probability Sampling. Pada Probability Sampling Teknik pengambilan Sampel yang memberikan peluang yang sama bagi setiap anggota populasi untuk dipilih menjadi sampel. Berdasarkan hasil analisis data dan pengujian hipotesis maka dapat disimpulkan bahwa ada Pengaruh Media Gambar terhadap hasil belajar siswa kelas IV tema 4 subtema 1 jenis-jenis pekerjaan di sd negeri no.094133 manik rambung pada tema 8 pada subtema 1 manusia dan lingkungan dalam keberagaman siswa kelas V UPTD SD Negeri 122379 Jalan Sentosa. Hal ini terlihat pada pengujian uji “t”, diperoleh harga yaitu 15.236. Dengan frekuensi (db) sebesar 40 — 2 = 38, pada taraf signifikan = 0,05 diperoleh yaitu 2.02439. Maka diperoleh > atau 15.236 > 2.02439 maka ditolak dan diterima, yang berarti hipotesis dalam penelitian ini diterima. Selain itu pada saat observasi, siswa menjadi lebih aktif dan antusias dalam proses pembelajaran dengan menggunakan media pembelajaran dibandingkan dengan proses pembelajaran yang tanpa menggunakan media pembelajaran.
PEMBERDAYAAN JEMAAT HKBP PANTI RESORT PASAMAN MELALUI PENDIDIKAN DAN LITERASI UNTUK MENINGKATKAN PERTUMBUHAN IMAN YANG BERTANGGUNG JAWAB Simanjuntak, Rika; Aritonang, Udur Ernita; Sianturi, Romauli; Hutagaol, Rumanti; Sihite, Sartika Medianti
Jurnal Pengabdian Multidisiplin Indonesia (JUPEMI) Vol. 3 No. 3 (2026): Februari
Publisher : Merwinspy Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69820/jupemi.v3i3.510

Abstract

This community service program aimed to empower the congregation of HKBP Panti Resort Pasaman through education and literacy activities to strengthen responsible faith growth, particularly among youth and Sunday school participants. The program was motivated by challenges in the digital era that affect spiritual quality, self-control, and religious literacy among young generations. The activity involved 45 participants, consisting of 20 adolescents, 15 Sunday school children, and 10 adult congregation members. A participatory method was employed through three stages: preparation, implementation, and evaluation. Program activities included worship services, Bible study sessions, spiritual retreats, pastoral visits, and spiritual-social literacy training. Indicators of success were measured through attendance records, participant observation, and pretest-posttest questionnaires on spiritual understanding. The results showed that average participation in church activities increased from 62% to 84% (+22%), while participants’ understanding of faith values and spiritual literacy improved from 68% to 87% (+19%). In addition, participants demonstrated stronger awareness of balancing digital life with spiritual responsibilities and greater enthusiasm for church involvement. Therefore, education- and literacy-based empowerment proved effective in strengthening the church’s role as a center for spiritual development and character formation in society.