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All Journal Al-Mizan : Jurnal Hukum dan Ekonomi Islam Jurnal Akademik Pengabdian Masyarakat
Slamet Wiharto
Unknown Affiliation
Religion Computer Science & IT Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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SIMULASI PENGEMBANGAN USAHA RINTISAN DENGAN PERHITUNGAN COST OF CAPITAL DAN CAPITAL BUDGETING MELALUI DANA VENTURA SYARIAH Slamet Wiharto
Jurnal Al-Mizan Vol 3 No 2 (2019)
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Ilmu Al-Qur'an (IIQ) Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33511/almizan.v3n2.14-31

Abstract

Nowadays, there are many pioneering efforts in Indonesia, this is related to the rapid transfer of information via the internet. The enthusiasm of entrepreneurs in starting a business or start-up business can answer very enthusiastically, but do not let this high enthusiasm is not followed by good performance. If this continues, it is feared that there will be start-ups or start-ups that only pass challenges into a millennial generation. It is expected that good financial ability by every startup is a necessity for starting a business. This research is trying to find a solution in a deadlock, which is the financial focus of the startups. This study analyzes the simulation of capital costs and capital budgeting in the development of startups through the implementation of mudharabah in Islamic banks. Through the analysis of the simulation that was found there was a start-up business categorized in three categories, namely low risk, medium risk and high risk. The three risk categories that have low risk are startups that are needed by people who need applications or software in their services, such as health services and financial technology. Medium risk startups are ongoing startups and are part of people's daily activities such as food, fashion and online stores. While high risk startups are pioneering efforts in technological development or new breakthroughs in the field of information technology.
INKLUSI DIGITALISASI KEUANGAN UNTUK PENGUATAN TATA KELOLA BADAN USAHA MILIK DESA KUALA ALAM: STRATEGI PEMBERDAYAAN BERBASIS TEKNOLOGI Zulpan Zulpan; Sutrisno Sutrisno; Sukron Niami; Zul Hendri; Sri Rahmany; Slamet Wiharto
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 3 No. 3 (2025): MEI
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v3i3.4617

Abstract

Digital transformation in the financial sector is an important aspect in strengthening the governance and performance of Village-Owned Enterprises (BUMDes). However, limited access and digital literacy are still major obstacles in the process, including in BUMDes Kuala Alam . This Community Service (PKM) activity aims to increase the inclusion of financial digitalization in BUMDes through training, mentoring, and adoption of digital application-based financial technology. The implementation method consists of identifying needs, training in digital financial systems, and evaluating the impact of implementation. The results of the activity showed an increase in the understanding and ability of BUMDes managers in using digital accounting and financial transaction systems. Recommendations from this activity include the need for the development of sustainable digital modules and integration with local financial institutions. Digital inclusion has been proven to strengthen the transparency and efficiency of village financial governance.
Co-Authors Sri Rahmany Sukron Niami Sutrisno Sutrisno Zul Hendri Zulpan Zulpan