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Pengaruh Financial Slack, Free Cash Flow, dan Firm Size Terhadap Corporate Social Responsibility Expenditure (CSRE) Pada Perusahaan LQ 45 Putri Pawitan, Latifa; Saleh Sadikin, Dikdik; Budhijana, R. Bambang
Jurnal Keuangan dan Perbankan Vol. 20 No. 2 (2024): Jurnal Keuangan Dan Perbankan, Volume 20 No. 2, Juni 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v20i2.525

Abstract

This study aims to determine the relationship between financial slack, free cash flow, and firm size on corporate social responsibility expenditure. This study uses data from companies listed on the LQ 45 index on the Indonesia Stock Exchange. The sampling technique in this study used a purposive sampling technique with predetermined criteria. The research method used in this research is a linear regression analysis technique using Eviews 10 software. The results of this study show that simultaneously financial slack, free cash flow and firm size have a significant effect on CSR expenditure. Partially, financial slack has no effect on CSR expenditure, free cash flow has a positive effect on CSR expenditure, and company size has a negative effect on CSR expenditure. Meanwhile, firm age as a control variable in this study has no effect on CSR expenditure.
Pengaruh Budget Participation, Asimetri Informasi Dan Budget Emphasis Terhadap Budget Slack Pada PT Wijaya Karya (Persero) Tbk Alifah, Andi Audy Noor; Sadikin, Dikdik Saleh; Budhijana, R. Bambang
Jurnal Keuangan dan Perbankan Vol. 21 No. 1 (2024): Jurnal Keuangan Dan Perbankan, Volume 21 No. 1, Desember 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v21i1.592

Abstract

This research aims to determine the influence of Budget Participation, Information Asymmetry and budget emphasis on budget slack at PT. Wijaya Karya (Persero) Tbk. The independent variables in this research are Budget Participation, Information Asymmetry and budget emphasis. Meanwhile, the dependent variable is budget slack. The analysis technique for this research uses the PLS or Partial Least Square SmartPLS 4 method. The data collection technique uses a Google Form questionnaire to collect the required information. The results of the number of respondents were 73 employees of PT. Wijaya Karya (Persero) Tbk. The results of the analysis show that Budget Participation has a positive effect on budget slack, information asymmetry has no effect on budget slack, Budget emphasis has no effect on budget slack..
Strategi Penguatan Persepsi Nasabah: Pengaruh CRM Terhadap Kualitas Hubungan dan Customer Lifetime Value di PT. Bank Mandiri (Persero), Tbk Area Jakarta Tebet Supomo Brando, Alan; Sadikin, Dikdik Saleh; Andriani, Meta; Budhijana, R. Bambang
Jurnal Keuangan dan Perbankan Vol. 21 No. 2 (2025): Jurnal Keuangan Dan Perbankan, Volume 21 No. 2, Juni 2025
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v21i2.652

Abstract

Customer Relationship Management (CRM) is a conceptual paradigm on marketing management perspective that refer to practical series on the implementation of a strategic processes which aimed to improve the relationship quality with customers. Based on bank’s perspective, this paradigm has a significant role to establis long term profitability. The main purpose of this paradigm is to make customer’s loyalty which loyalty is the main problem of bank’s performance growth. The aim of this study is the implementation of CRM at Bank Mandiri in forming customer value which is reflected on historically of Bank Mandiri’s CES, CSAT, NPS, and SES Value. The method used in this study is random sampling method where customers were selected to answer the staements in questionnaire. The analyctical methods that used in this study is Structural Equation Modeling to test the direct effect and indirect effect for each variables. The result of this study show that the Customer Relationship Management has a positive and significant effect on Relationship Quality and Customer Lifetime Value, direct or indirect effect. The result of this study have implication for management, practitioners and academics that bank’s has to improve the capabilities of ther implementation of CRM to increase the relationship quality with customer to improve the customer lifetime value. Keywords: Customer Relationship Management, Relationship Quality, Customer Lifetime Value
Pengaruh Kepercayaan Seluler dan Kepuasan Seluler terhadap Electronic Word of Mouth dan Niat Penggunaan E-Wallet di Provinsi Jawa Barat Budhijana, R. Bambang
JURNAL ILMIAH GEMA PERENCANA Vol 4 No 2 (2025): Jurnal Ilmiah Gema Perencana
Publisher : POKJANAS Bekerja Sama Biro Perencanaan dan Penganggaran, Sekretariat Jenderal Kementerian Agama RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61860/jigp.v4i2.321

Abstract

The rapid growth of digital financial services has transformed consumers’ payment behavior from cash-based transactions to mobile-based systems, making e-wallet adoption increasingly important in Indonesia’s digital economy. This study aims to analyse the influence of Mobile Trust and Mobile Satisfaction on Electronic Word of Mouth (E-WOM) and the Intention to Use e-wallet application.  The method used was quantitative, with data collected through a g-form questionnaire survey involving 100 respondents from Generation Z aged 19 to 23 years in West Java Province. Measurements are made on a Likert scale of 1-6 to eliminate choices that lead to a central tendency.  Processing is carried out with SmartPLS4.0. The results of the processing showed that Mobile Trust could be concluded to have a positive and significant impact on E-WOM, while Mobile Satisfaction did not show a significant effect. On the other hand, Perceived Risk was found to have a positive influence on the Intention to Use e-wallet, while Security significantly affected the E-WOM but did not affect the Intention to Use the e-wallet. This research emphasizes the importance of user trust in influencing decisions to share positive information about digital services. These findings provide insights for e-wallet providers to develop more effective marketing development strategies, with a focus on improving Mobile Trust and service security.
Pengaruh Gaya Kepemimpinan, Pelatihan, Motivasi Kerja dan Kompensasi Terhadap Kinerja Karyawan PT. Bank Papua Cabang Aimas Novian Korowa, Milla; Budhijana, R. Bambang; Haryanti , Enny; Joyosumarto, Subarjo
Jurnal Inovasi Global Vol. 4 No. 2 (2026): Jurnal Inovasi Global
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jig.v4i2.509

Abstract

Penelitian ini bertujuan untuk mengetahui: (1) Pengaruh positif gaya kepemimpinan  terhadap  terhadap kinerja karyawan di lingkungan PT. Bank Papua Cabang Aimas, (2) Pengaruh positif motivasi kerja  terhadap  kinerja karyawan di lingkungan PT. Bank Papua Cabang Aimas, (3) Pengaruh positif pelatihan karyawan terhadap  kinerja karyawan di lingkungan PT. Bank Papua Cabang Aimas (4) Pengaruh positif kompensasi terhadap kinerja karyawan di lingkungan PT. Bank Papua Cabang Aimas.Penelitian ini menerapkan pendekatan deskriptif kuantitatif dengan menggunakan metode survei. Subjek penelitian ini adalah karyawan di lingkungan PT. Bank Papua Cabang Aimas dengan jumlah 72 orang.  Teknik pengumpulan data pada penelitian ini menggunakan lembar kuesioner. Teknik analisis data yang digunakan adalah analisis deskriptif kuantitatif. Analisis statistik data melalui software “smart PLS SEM (Partial Least Square – Structural Equation Modeling)”. Hasil penelitian menunjukkan bahwa (1) gaya kepemipinan berpengaruh positif terhadap kinerja karyawan, (2) motivasi kerja berpengaruh positif terhadap kinerja karyawan, (3) pelatihan karyawan berpengaruh positif terhadap kinerja karyawan dan (4) kompensasi berpengaruh positif terhadap kinerja karyawan. Rekomendasi yang dapat diberikan bahwa manajemen di PT. Bank Papua Cabang Aimas terkait gaya kepemimpinan memberikan arahan penting bagi manajemen dalam pengelolaan sumber daya manusia, selanjutnya dalam pelatihan perlunya desain lebih lanjut dan perlu mengembangkan sistem motivasi yang mampu menumbuhkan semangat, meningkatkan rasa tanggung jawab, serta mendorong karyawan untuk mencapai target kerja yang ditetapkan.
Analisis Faktor-Faktor Internal yang Berpengaruh Terhadap Pertumbuhan Kredit (Studi Kasus Pada PT. Bank Pembangunan Daerah Papua Periode 2009 – 2024) Toban, Omilka; Budhijana, R. Bambang; Haryanti, Enny; Pracoyo, Antyo
Journal of Comprehensive Science Vol. 5 No. 3 (2026): Journal of Comprehensive Science
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jcs.v5i3.4106

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh faktor-faktor internal terhadap pertumbuhan kredit pada PT Bank Pembangunan Daerah Papua (Bank Papua) selama periode 2009–2024. Faktor internal yang dianalisis meliputi Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Biaya Operasional terhadap Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR), serta Pemanfaatan Teknologi. Pertumbuhan kredit digunakan sebagai variabel dependen dalam penelitian ini. Penelitian ini menggunakan pendekatan kuantitatif dengan metode analisis regresi linear berganda. Data yang digunakan merupakan data sekunder berupa laporan keuangan tahunan Bank Papua selama periode pengamatan. Sebelum dilakukan pengujian hipotesis, data dianalisis menggunakan statistik deskriptif dan diuji dengan uji asumsi klasik yang meliputi uji normalitas, multikolinearitas, heteroskedastisitas, dan autokorelasi. Hasil penelitian menunjukkan bahwa secara parsial Loan to Deposit Ratio (LDR), dan Pemanfaatan Teknologi berpengaruh positif signifikan terhadap pertumbuhan kredit. Sementara itu, Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL) dan Biaya Operasional terhadap Pendapatan Operasional (BOPO) berpengaruh negatif signifikan terhadap pertumbuhan kredit. Secara simultan, seluruh variabel independen berpengaruh signifikan terhadap pertumbuhan kredit Bank Papua.