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All Journal Journal of Malay Islamic Studies Proceedings of Annual Conference for Muslim Scholars Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Ekosiana : Jurnal Ekonomi Syariah Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Journal of Community Empowerment Proceeding of International Conference on Humanity Education and Society Journal of Islamic Economics Studies and Practices (JIESP). Jurnal At-Tamwil: Kajian Ekonomi Syariah TA’AWUN: Jurnal Pengabdian
Masithoh, Fitria Nur
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Nursing Social Sciences Other

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Mekanisme Pricing And Product Display Toko Klontong Pesantren Salaf : Studi Kasus Pondok Pesantren Panyeppen Pamekasan Madura Kamali Kamali; Mansur Mansur; Fitria Nur Masithoh; Sukamto Sukamto; Aang Kunaifi
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 2 No 2 (2020): NOVEMBER
Publisher : INAIFAS Press

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Abstract

The pricing and display of products at the grocery store at the Panyeppen Pamekasan Islamic Boarding School are separate uniqueness. This descriptive study found new things that were happening in the salaf pesantren. Pricing is based on mutual benefits between buyers and sellers on the principle of deliberation between managers and the trade principle "the important thing is not to lose". Product displays prioritize closeness and interaction with potential buyers. Provide trust and comfort but maintain the tidiness and cleanliness of the product. Penetapan harga dan pemajangan produk pada toko klontong di Pondok Pesantren Panyeppen Pamekasan merupakan keunikan tersendiri. Penelitian kualitatif-deskriptif ini menemukan hal baru yang terjadi di pesantren salaf. Penetapan harga didasarkan pada keuntungan bersama antara pembeli dan penjual dengan asas musyawarah antar pengelola dan prinsip dagang ‘yang penting tidak rugi’ walaupun labanya sangat sedikit. Pemajangan produk lebih mengutamakan kedekatan dan interaksi dengan calon pembeli. Memberikan rasa nyaman dan aman dalam memilih barang dengan menyentuh langsung bahkan dapat mencobanya untuk barang tertentu.
Pendampingan Untuk Membangun Kesadaran Keuangan dan Pensiun Dini Berkelanjutan di Desa Alas Kaki Melalui Konsep FIRE Fitria Nur Masithoh
Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Vol. 6 No. 1 (2025): JPMD
Publisher : LP3M IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58401/jpmd.v6i1.1731

Abstract

This community service activity aims to enhance financial literacy and raise awareness about the importance of long-term financial planning. The program adopts the concept of Financial Independence, Retire Early (FIRE), which emphasizes planned financial management to achieve financial freedom at an early age. The results of this activity show an increase in community understanding of financial management, including budgeting, managing debt healthily, preparing emergency funds, and starting investments. Participants also began to understand the importance of early retirement planning based on the FIRE concept as an effort to achieve financial stability. Another positive impact is the collective awareness to break the cycle of risky financial behaviors, strengthen local economic capacity, and build financial independence. This community service initiative is expected to serve as a strategic first step in promoting economic sustainability in Alas Kaki Village through improved financial literacy.
GREEN EMPOWERMENT: INTEGRASI TEKNOLOGI HIDROPONIK DAN NILAI LOKAL MENUJU KOMUNITAS PANGAN MANDIRI Masithoh, Fitria Nur; Dewi, Aninda Adistyana; Yani, Yani; Nuzula, Wenny Firdausin; Rohmah, Miftakhur
Journal of Community Empowerment Vol 4, No 1 (2025): Juni
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jce.v4i1.31878

Abstract

ABSTRAK                                                                            Kegiatan ini dilaksanakan untuk menjawab tantangan keterbatasan lahan, rendahnya literasi teknologi pertanian, dan minimnya akses terhadap inovasi sosial. Mendorong kemandirian pangan melalui integrasi teknologi hidroponik dengan nilai-nilai lokal seperti gotong royong, musyawarah, dan kerja sama. Tujuan kegiatan ini adalah untuk meningkatkan literasi dan keterampilan masyarakat dalam pertanian hidroponik berbasis nilai lokal, mendorong terbentuknya kelompok usaha bersama, serta mewujudkan model pemberdayaan yang berkelanjutan menuju komunitas pangan mandiri. Kegiatan ini dilaksanakan melalui metode sosialisasi, pelatihan partisipatif, penyuluhan teknis, dan praktik langsung instalasi sistem hidroponik sederhana. Mitra dalam kegiatan ini adalah Kelompok Pemuda dan ibu rumah tangga, dengan total peserta sebanyak 35 orang. Evaluasi dilakukan melalui observasi selama pelatihan, serta diskusi kelompok terarah (FGD). Hasil yang dicapai menunjukkan adanya peningkatan signifikan dalam aspek hardskill dan softskill. Sebanyak 83% peserta memahami prinsip dasar hidroponik, serta menunjukkan minat tinggi untuk mengembangkan pertanian hidroponik secara mandiri. Dari sisi sosial, program ini berhasil menumbuhkan kolaborasi antarkelompok warga dan mendorong pembentukan Kelompok Usaha Bersama (KUB). Dampak ekonomis awal terlihat dari peningkatan potensi produksi sayuran lokal yang dipasarkan di lingkungan desa. Program ini menjadi langkah awal menuju komunitas pangan mandiri yang berkelanjutan dan adaptif terhadap tantangan masa depan.Kata kunci: Hidroponik; Pemberdayaan Masyarakat; Kemandirian Pangan; Nilai Lokal; Inovasi Sosial. ABSTRACTThis activity was carried out to address the challenges of limited land availability, low literacy in agricultural technology, and limited access to social innovation. The initiative aimed to promote food self-sufficiency through the integration of hydroponic technology with local values such as mutual cooperation (gotong royong), deliberation, and community collaboration. The program was implemented through methods including socialization, participatory training, technical guidance, and hands-on practice in installing simple hydroponic systems. The partners involved were local youth groups and housewives, with a total of 35 participants. Evaluation was conducted through observation during training sessions and Focus Group Discussions (FGDs). The results showed a significant increase in both hardskills and softskills. A total of 83% of participants understood the basic principles of hydroponics, and expressed strong interest in independently developing hydroponic farming. Socially, the program succeeded in fostering collaboration among community groups and led to the formation of a Joint Business Group (Kelompok Usaha Bersama/KUB). Initial economic impact was observed through increased production potential of locally grown vegetables marketed within the village. This program serves as an initial step toward building a sustainable and resilient food community capable of adapting to future challenges.Keywords: Hydroponic; Community Empowerment; Food Self-Sufficiency; Local Values; Social Innovation.
MODERN MONETARY UNREST: PUBLIC POLICY RESPONSES TO THE ADOPTION OF BITCOIN AS A HEDGE AGAINST SYSTEMIC FIAT INFLATION Mu'awwanah, Uliyatul; Mursidah, Mursidah; Masithoh, Fitria Nur; Mu'awanah, Mu'awanah; Hamdi, Muhammad
International Conference on Humanity Education and Society (ICHES) Vol. 4 No. 1 (2025): The 4th International Conference on Humanity Education and Society (ICHES)
Publisher : FORPIM PTKIS ZONA TAPAL KUDA

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Abstract

The post-2008 crisis era, accelerated by the COVID-19 pandemic, has ushered in a permissive global monetary policy, raising essential questions about the sustainability of the fiat monetary system. This has triggered a trust deficit, fundamentally challenging what is termed the "Monetary Social Contract"-an implicit agreement wherein citizens entrust the store of value function to state-issued currency, with the adoption of Bitcoin in Indonesia becoming an expression of this unrest. This paper aims to (1) analyze the primary drivers behind the search for independent (non-state) hedge assets, (2) examine their implications for national monetary sovereignty, and (3) formulate a framework for innovative public policy responses using a qualitative approach through conceptual analysis and a literature study of secondary data. The findings indicate that the impetus for Bitcoin adoption originates not only from domestic inflation data but also as a reaction to the global phenomenon of systemic fiat devaluation. Its primary implications are the potential weakening of monetary policy transmission and a decline in the demand base for the Rupiah. It is concluded that prohibitive policy responses would be counter-productive. This paper recommends a dual-track approach: (1) strengthening the monetary social contract through innovation in state financial instruments, and (2) integrating independent (non-state) assets into a safe and controlled regulatory framework.
The Impact of Social Media Influencers on Personal Finance and Investment Decisions: Case Study of Students of The IAI Uluwiyah Mojokerto Sharia Economics Program Nur Masithoh, Fitria
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 6 No. 2 (2024): Jurnal At Tamwil, September 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v6i2.5825

Abstract

This research aims to explore the impact of social media influencers on the personal financial behavior and investment decisions of Sharia Economics Study Program students at IAI Uluwiyah Mojokerto. The focus of this research is to understand motivations for following financial influencers, changes in financial behavior after following influencers, and reasons for choosing sharia-based investments. This research uses a phenomenological method with a case study approach. Data was collected through in-depth interviews with students who follow financial influencers on social media. Data analysis was carried out using coding techniques to identify the main themes that emerged from participants' experiences. The research results show that students are motivated to follow financial influencers because they are looking for information and education, inspiration, and the influencer's credibility. After following influencers, students show increased savings discipline, reduced consumer spending, and wiser investment decisions. Students choose sharia investments because of adherence to religious principles, transparency and fairness, as well as the potential for competitive profits.
The Impact of Marketing Strategy and Facilities on the Decision to Become a Murabahah Financing Customer Masithoh, Fitria Nur; Mahmud, Mahmud; Muhammad Ain Raafi’ud Darajaat
Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Vol. 3 No. 1 (2024): May 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jambak.v3i1.9376

Abstract

This research aims to determine: 1) the influence of marketing strategy on the decision to become a murabahah financing customer at BPRS Lantabur Mojokerto Branch. 2) The impact of marketing facilities on the decision to become a murabahah financing customer at BPRS Lantabur Mojokerto Branch. 3) the impact of marketing strategy and facilities simultaneously on the decision to become a murabahah financing customer at BPRS Lantabur Mojokerto Branch. Based on the results of data analysis, the Marketing Strategy variable is known to have a partially significant influence on the Decision to Become a Murabahah Financing Customer at BPRS Lantabur Mojokerto Branch, this is based on the value of tcount > ttable or 4,062 > 1,999 with a significance value smaller than 0.05 (0.000). The Facilities variable partially has a significant impact on the Decision to Become a Murabahah Financing Customer at BPRS Lantabur Mojokerto Branch, this is based on the value tcount > ttable or 13,712 > 1,999 with a significant value smaller than 0.05 (0.000).
Optimalisasi Literasi Ekonomi Digital Berbasis Kearifan Lokal dalam Meningkatkan Daya Saing Ekonomi Masithoh, Fitria Nur; Syam, Andi Zulitsnayarti Mardhani
Proceedings of Annual Conference for Muslim Scholars Vol 8 No 1 (2024): AnCoMS, Oktober 2024
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v8i1.627

Abstract

This research focuses on optimizing digital economic literacy based on local wisdom to enhance economic competitiveness within the Peh-Preneur community in Kediri. The study aims to understand how integrating local wisdom with digital literacy can strengthen the business performance of local entrepreneurs. A qualitative approach was used, combining interviews, observations, and document analysis to gather data from the community. The findings reveal that local wisdom, such as traditional values of cooperation and sustainability, adds unique value to local products and can significantly increase their appeal in both local and global markets. Digital economic literacy, particularly in areas like e-commerce, social media marketing, and digital payment systems, enables entrepreneurs to expand their market reach, improve operational efficiency, and compete more effectively. However, challenges in technology access and digital literacy remain. The study concludes that digital literacy, combined with local wisdom, offers substantial opportunities to enhance competitiveness, but requires ongoing support in training and infrastructure development for optimal outcomes.
PENDAMPINGAN PEMBELAJARAN MENGAJI MANULA DENGAN METODE TAHSIN SEBAGAI UPAYA PENINGKATAN KUALITAS PENDIDIKAN AGAMA DI MASYARAKAT DESA GEMPOLKLUTUK SITI FITYANI; Fitria Nur masithoh; Muhammad Maulana Syahrul Ghufron; Ridha zahrotun Nisa; Rinda Wulandari
Ta'awun Jurnal Pengabdian Vol. 4 No. 1 (2025): Mei
Publisher : LPPM Institut Agama Islam Uluwiyah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47759/6p92kb80

Abstract

Artikel ini membahas tentang pendampingan pembelajaran membaca Al-Qur'an di Desa Gempolklutuk memiliki peranan yang sangat penting, mengingat banyak ibu-ibu manula yang masih memiliki keterbatasan dalam kemampuan membaca Al-Qur'an. Tujuan dari pendampingan ini adalah untuk meningkatkan kemampuan membaca Al-Qur'an di kalangan ibu-ibu manula, serta diharapkan dapat membantu masyarakat Desa Gempolklutuk dalam membaca Al-Qur'an dengan memperhatikan kaidah bacaan (Tajwid) yang benar. Setelah diterapkan metode Tahsin Al-Qur'an dalam pembelajaran, terdapat beberapa temuan yang signifikan. Salah satunya adalah peningkatan minat belajar ibu-ibu manula dalam membaca Al-Qur'an. Selain itu, partisipasi mereka dalam proses pembelajaran menjadi lebih aktif dan kondusif. Metode yang digunakan adalah metode ABCD (Asset Based Community Development).hasil pengabdian Masyarakat ini adalah memerbaiki bacaan Al-Qur’an ibu-ibu manula yang bisa di gunakan dalam kebutuhan belajar, kebutuhan akan prestasi dan juag kebutuhan bersosialisai dalam kegiatan keagamaan seperti tadarus Al-Qur’an.  
PEMBERDAYAAN MASYARAKAT MELALUI INOVASI PERKEBUNAN HIDROPONIK SSEBAGAI MODEL TANAM TERBARUKAN UNTUK KESEJAHTERAAN MASYARAKAT DESA GEMPOL KLUTUK Fitria Nur masithoh; safrina 'ainul muti'; hadistatul azzahro; najhan hilman almumtaza; ismi intansari
Ta'awun Jurnal Pengabdian Vol. 4 No. 2 (2025): November
Publisher : LPPM Institut Agama Islam Uluwiyah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47759/mc82kq60

Abstract

Pemberdayaan masyarakat desa melalui inovasi perkebunan hidroponik menjadi salah satu strategi untuk meningkatkan kesejahteraan dan ketahanan pangan, terutama di daerah dengan keterbatasan lahan. Penelitian ini bertujuan untuk mengeksplorasi efektivitas metode Nutrient Film Technique (NFT) dalam meningkatkan adopspi hidroponik oleh masyarakat Desa Gempol Klutuk. Program ini melibatkan penyuluhan, demonstrasi, dan pendampingan berkelanjutan guna mengatasi kendala teknis, seperti fluktuasi nutrisi dan keterbatasan pemahaman masyarakat. Hasil menunjukan bahwa penyuluhan yang sistematis dan implementasi sistem otomatisasi nutrisi berbasis sensor dapat meningkatkan keberlanjutan praktik hidroponik di tingkat rumah tangga. Dengan demikian, hidroponik tidak hanya berkontribusi pada ketahanan pangan, tetapi juga membuka peluang ekonomi baru bagi masysrakkat desa.  
Fostering Environmental Awareness among Santri through Religious Leadership and Local Cultural Wisdom: A Study in the Context of Pesantren Education Masithoh, Fitria Nur; Fernandez, Dahlia; Rohmah, Miftakhur; Mansur, Mansur
Journal of Malay Islamic Studies Vol. 8 No. 1 (2025): Journal of Malay Islamic Studies
Publisher : Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/jmis.v8i1.30395

Abstract

The global ecological crisis necessitates educational approaches that foster holistic environmental awareness. Islamic boarding schools as traditional religious institutions, hold strategic potential in shaping ecological behavior through Islamic values and local wisdom. This study aims to examine the role of religious leaders and the integration of cultural values in developing green economic education within the Pondok Pesantren (Islamic Boarding School) context. A qualitative approach was employed using a case study design at Pondok Pesantren Lirboyo, Kediri, East Java. Data collection techniques included in-depth interviews, participatory observation, and analysis of relevant documents. The findings reveal that the exemplary conduct of Kiai and ustad plays a crucial role in internalizing ecological values among santri. Islamic principles such as khalifah, Amanah and tawazun are embedded in daily practices, including water conservation during ablution, waste management, and collective clean-up activities. These practices are reinforced by local wisdom such as guyub rukun, tirakat and nrimo ing pandum which shape collective and sustainable ecological awareness. The study develops an organic and contextual model of green economic education rooted in the spirituality and cultural traditions of the Pesantren community. These findings confirm that environmental education does not necessarily rely on formal curricula but can emerge from grounded religious and social practices. This model offers a valuable contribution to the development of alternative sustainable education approaches, particularly in value-based and tradition-oriented communities such as Pesantren.
Co-Authors Aang Kunaifi Adistyana Dewi, Aninda Andi Zulitsnayarti Mardhani Syam Assulthoni, Fahmi Dewi, Aninda Adistyana Fernandez, Dahlia hadistatul azzahro Hamdi, Muhammad ismi intansari Kamali Kamali Mahmud Mahmud Mansur Mansur Mansur Mansur Mansur Miftakhur Rohmah, Miftakhur Mu'awanah, Mu'awanah Mu'awwanah, Uliyatul Muhammad Ain Raafi’ud Darajaat Muhammad Maulana Syahrul Ghufron Mursidah Mursidah, Mursidah Mu’awwanah, Uliyatul najhan hilman almumtaza Nikmah, Fathiyatun Nuzula, Wenny Firdausin Ridha zahrotun Nisa Rinda Wulandari safrina 'ainul muti' SITI FITYANI Sukamto Sukamto Yani Yani