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All Journal Journal of Malay Islamic Studies Proceedings of Annual Conference for Muslim Scholars Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Hakam : Jurnal Kajian Hukum Islam dan Hukum Ekonomi Islam Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Journal of Islamic Economics Studies and Practices (JIESP). Jurnal At-Tamwil: Kajian Ekonomi Syariah TA’AWUN: Jurnal Pengabdian
Masithoh, Fitria Nur
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Nursing Social Sciences Other

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Mekanisme Pricing And Product Display Toko Klontong Pesantren Salaf : Studi Kasus Pondok Pesantren Panyeppen Pamekasan Madura Kamali Kamali; Mansur Mansur; Fitria Nur Masithoh; Sukamto Sukamto; Aang Kunaifi
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 2 No 2 (2020): NOVEMBER
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The pricing and display of products at the grocery store at the Panyeppen Pamekasan Islamic Boarding School are separate uniqueness. This descriptive study found new things that were happening in the salaf pesantren. Pricing is based on mutual benefits between buyers and sellers on the principle of deliberation between managers and the trade principle "the important thing is not to lose". Product displays prioritize closeness and interaction with potential buyers. Provide trust and comfort but maintain the tidiness and cleanliness of the product. Penetapan harga dan pemajangan produk pada toko klontong di Pondok Pesantren Panyeppen Pamekasan merupakan keunikan tersendiri. Penelitian kualitatif-deskriptif ini menemukan hal baru yang terjadi di pesantren salaf. Penetapan harga didasarkan pada keuntungan bersama antara pembeli dan penjual dengan asas musyawarah antar pengelola dan prinsip dagang ‘yang penting tidak rugi’ walaupun labanya sangat sedikit. Pemajangan produk lebih mengutamakan kedekatan dan interaksi dengan calon pembeli. Memberikan rasa nyaman dan aman dalam memilih barang dengan menyentuh langsung bahkan dapat mencobanya untuk barang tertentu.
Pendampingan Untuk Membangun Kesadaran Keuangan dan Pensiun Dini Berkelanjutan di Desa Alas Kaki Melalui Konsep FIRE Fitria Nur Masithoh
Jurnal Pengabdian kepada Masyarakat Desa (JPMD) Vol. 6 No. 1 (2025): JPMD
Publisher : LP3M IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58401/jpmd.v6i1.1731

Abstract

This community service activity aims to enhance financial literacy and raise awareness about the importance of long-term financial planning. The program adopts the concept of Financial Independence, Retire Early (FIRE), which emphasizes planned financial management to achieve financial freedom at an early age. The results of this activity show an increase in community understanding of financial management, including budgeting, managing debt healthily, preparing emergency funds, and starting investments. Participants also began to understand the importance of early retirement planning based on the FIRE concept as an effort to achieve financial stability. Another positive impact is the collective awareness to break the cycle of risky financial behaviors, strengthen local economic capacity, and build financial independence. This community service initiative is expected to serve as a strategic first step in promoting economic sustainability in Alas Kaki Village through improved financial literacy.
The Impact of Social Media Influencers on Personal Finance and Investment Decisions: Case Study of Students of The IAI Uluwiyah Mojokerto Sharia Economics Program Nur Masithoh, Fitria
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 6 No. 2 (2024): Jurnal At Tamwil, September 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v6i2.5825

Abstract

This research aims to explore the impact of social media influencers on the personal financial behavior and investment decisions of Sharia Economics Study Program students at IAI Uluwiyah Mojokerto. The focus of this research is to understand motivations for following financial influencers, changes in financial behavior after following influencers, and reasons for choosing sharia-based investments. This research uses a phenomenological method with a case study approach. Data was collected through in-depth interviews with students who follow financial influencers on social media. Data analysis was carried out using coding techniques to identify the main themes that emerged from participants' experiences. The research results show that students are motivated to follow financial influencers because they are looking for information and education, inspiration, and the influencer's credibility. After following influencers, students show increased savings discipline, reduced consumer spending, and wiser investment decisions. Students choose sharia investments because of adherence to religious principles, transparency and fairness, as well as the potential for competitive profits.
The Impact of Marketing Strategy and Facilities on the Decision to Become a Murabahah Financing Customer Masithoh, Fitria Nur; Mahmud, Mahmud; Muhammad Ain Raafi’ud Darajaat
Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Vol. 3 No. 1 (2024): May 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jambak.v3i1.9376

Abstract

This research aims to determine: 1) the influence of marketing strategy on the decision to become a murabahah financing customer at BPRS Lantabur Mojokerto Branch. 2) The impact of marketing facilities on the decision to become a murabahah financing customer at BPRS Lantabur Mojokerto Branch. 3) the impact of marketing strategy and facilities simultaneously on the decision to become a murabahah financing customer at BPRS Lantabur Mojokerto Branch. Based on the results of data analysis, the Marketing Strategy variable is known to have a partially significant influence on the Decision to Become a Murabahah Financing Customer at BPRS Lantabur Mojokerto Branch, this is based on the value of tcount > ttable or 4,062 > 1,999 with a significance value smaller than 0.05 (0.000). The Facilities variable partially has a significant impact on the Decision to Become a Murabahah Financing Customer at BPRS Lantabur Mojokerto Branch, this is based on the value tcount > ttable or 13,712 > 1,999 with a significant value smaller than 0.05 (0.000).
Optimalisasi Literasi Ekonomi Digital Berbasis Kearifan Lokal dalam Meningkatkan Daya Saing Ekonomi Masithoh, Fitria Nur; Syam, Andi Zulitsnayarti Mardhani
Proceedings of Annual Conference for Muslim Scholars Vol 8 No 1 (2024): AnCoMS, Oktober 2024
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v8i1.627

Abstract

This research focuses on optimizing digital economic literacy based on local wisdom to enhance economic competitiveness within the Peh-Preneur community in Kediri. The study aims to understand how integrating local wisdom with digital literacy can strengthen the business performance of local entrepreneurs. A qualitative approach was used, combining interviews, observations, and document analysis to gather data from the community. The findings reveal that local wisdom, such as traditional values of cooperation and sustainability, adds unique value to local products and can significantly increase their appeal in both local and global markets. Digital economic literacy, particularly in areas like e-commerce, social media marketing, and digital payment systems, enables entrepreneurs to expand their market reach, improve operational efficiency, and compete more effectively. However, challenges in technology access and digital literacy remain. The study concludes that digital literacy, combined with local wisdom, offers substantial opportunities to enhance competitiveness, but requires ongoing support in training and infrastructure development for optimal outcomes.
PENDAMPINGAN PEMBELAJARAN MENGAJI MANULA DENGAN METODE TAHSIN SEBAGAI UPAYA PENINGKATAN KUALITAS PENDIDIKAN AGAMA DI MASYARAKAT DESA GEMPOLKLUTUK SITI FITYANI; Fitria Nur masithoh; Muhammad Maulana Syahrul Ghufron; Ridha zahrotun Nisa; Rinda Wulandari
Ta'awun Jurnal Pengabdian Vol. 4 No. 1 (2025): Mei
Publisher : LPPM Institut Agama Islam Uluwiyah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47759/6p92kb80

Abstract

Artikel ini membahas tentang pendampingan pembelajaran membaca Al-Qur'an di Desa Gempolklutuk memiliki peranan yang sangat penting, mengingat banyak ibu-ibu manula yang masih memiliki keterbatasan dalam kemampuan membaca Al-Qur'an. Tujuan dari pendampingan ini adalah untuk meningkatkan kemampuan membaca Al-Qur'an di kalangan ibu-ibu manula, serta diharapkan dapat membantu masyarakat Desa Gempolklutuk dalam membaca Al-Qur'an dengan memperhatikan kaidah bacaan (Tajwid) yang benar. Setelah diterapkan metode Tahsin Al-Qur'an dalam pembelajaran, terdapat beberapa temuan yang signifikan. Salah satunya adalah peningkatan minat belajar ibu-ibu manula dalam membaca Al-Qur'an. Selain itu, partisipasi mereka dalam proses pembelajaran menjadi lebih aktif dan kondusif. Metode yang digunakan adalah metode ABCD (Asset Based Community Development).hasil pengabdian Masyarakat ini adalah memerbaiki bacaan Al-Qur’an ibu-ibu manula yang bisa di gunakan dalam kebutuhan belajar, kebutuhan akan prestasi dan juag kebutuhan bersosialisai dalam kegiatan keagamaan seperti tadarus Al-Qur’an.  
PEMBERDAYAAN MASYARAKAT MELALUI INOVASI PERKEBUNAN HIDROPONIK SSEBAGAI MODEL TANAM TERBARUKAN UNTUK KESEJAHTERAAN MASYARAKAT DESA GEMPOL KLUTUK Fitria Nur masithoh; safrina 'ainul muti'; hadistatul azzahro; najhan hilman almumtaza; ismi intansari
Ta'awun Jurnal Pengabdian Vol. 4 No. 2 (2025): November
Publisher : LPPM Institut Agama Islam Uluwiyah Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47759/mc82kq60

Abstract

Pemberdayaan masyarakat desa melalui inovasi perkebunan hidroponik menjadi salah satu strategi untuk meningkatkan kesejahteraan dan ketahanan pangan, terutama di daerah dengan keterbatasan lahan. Penelitian ini bertujuan untuk mengeksplorasi efektivitas metode Nutrient Film Technique (NFT) dalam meningkatkan adopspi hidroponik oleh masyarakat Desa Gempol Klutuk. Program ini melibatkan penyuluhan, demonstrasi, dan pendampingan berkelanjutan guna mengatasi kendala teknis, seperti fluktuasi nutrisi dan keterbatasan pemahaman masyarakat. Hasil menunjukan bahwa penyuluhan yang sistematis dan implementasi sistem otomatisasi nutrisi berbasis sensor dapat meningkatkan keberlanjutan praktik hidroponik di tingkat rumah tangga. Dengan demikian, hidroponik tidak hanya berkontribusi pada ketahanan pangan, tetapi juga membuka peluang ekonomi baru bagi masysrakkat desa.  
Fostering Environmental Awareness among Santri through Religious Leadership and Local Cultural Wisdom: A Study in the Context of Pesantren Education Masithoh, Fitria Nur; Fernandez, Dahlia; Rohmah, Miftakhur; Mansur, Mansur
Journal of Malay Islamic Studies Vol. 8 No. 1 (2025): Journal of Malay Islamic Studies
Publisher : Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/jmis.v8i1.30395

Abstract

The global ecological crisis necessitates educational approaches that foster holistic environmental awareness. Islamic boarding schools as traditional religious institutions, hold strategic potential in shaping ecological behavior through Islamic values and local wisdom. This study aims to examine the role of religious leaders and the integration of cultural values in developing green economic education within the Pondok Pesantren (Islamic Boarding School) context. A qualitative approach was employed using a case study design at Pondok Pesantren Lirboyo, Kediri, East Java. Data collection techniques included in-depth interviews, participatory observation, and analysis of relevant documents. The findings reveal that the exemplary conduct of Kiai and ustad plays a crucial role in internalizing ecological values among santri. Islamic principles such as khalifah, Amanah and tawazun are embedded in daily practices, including water conservation during ablution, waste management, and collective clean-up activities. These practices are reinforced by local wisdom such as guyub rukun, tirakat and nrimo ing pandum which shape collective and sustainable ecological awareness. The study develops an organic and contextual model of green economic education rooted in the spirituality and cultural traditions of the Pesantren community. These findings confirm that environmental education does not necessarily rely on formal curricula but can emerge from grounded religious and social practices. This model offers a valuable contribution to the development of alternative sustainable education approaches, particularly in value-based and tradition-oriented communities such as Pesantren.
Reconstructing Fiqh Muamalah for the Digital Age : A Framework for Shariah-Tech Integration Mansur, Mansur; Assulthoni, Fahmi; Nikmah, Fathiyatun; Masithoh, Fitria Nur
Journal of Islamic Economics Studies and Practices Vol. 4 No. 2 (2025): Desember
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2025.4.2.150-159

Abstract

Fiqh Muamalah Iqtishadiyah, as the legal framework for Islamic economics, faces transformative challenges amidst the rapid development of the digital financial landscape. This article aims to provide a critical review of the classical paradigm of Fiqh Muamalah Iqtishadiyah and identify opportunities and challenges for its integration into contemporary digital financial systems. Employing a descriptive-analytical qualitative approach and an in-depth literature study, this research analyses the gap between the theoretical constructions of traditional fiqh muamalah and the operational demands of the digital economy, including Shariah fintech, cryptocurrency, smart contracts, and digital-based funding platforms. The study's findings indicate that while fundamental principles such as al-'uqud (contracts), the prohibition of riba (usury), gharar (excessive uncertainty), and maysir (gambling) remain relevant, the classical paradigm faces limitations concerning contract mechanisms, transaction oversight, and consumer protection in the digital ecosystem. On the other hand, significant opportunities for integration are found through the reinterpretation (ilhaq) of the concept of 'urf (custom), the strengthening of digital Shariah standards (Shariah Compliance Tech), and the development of hybrid models that accommodate blockchain and artificial intelligence. This article concludes that the transformation of Fiqh Muamalah Iqtishadiyah is not only necessary but inevitable, proposing an evolutionary framework that combines the resilience of normative Islamic values and the flexibility of technological adaptation. The implications of this study provide direction for regulators, academics, and practitioners in designing a robust, inclusive, and competitive Islamic financial architecture for the digital era.
BEYOND MORAL COMPLIANCE: FAITH, TRUST, AND SOCIO-ECONOMIC BONDING IN INDONESIAN ISLAMIC MICROENTERPRISES Mansur Mansur; Siti Nur Mahmudah; Fitria Nur Masithoh; Sahrul Sahrul
JURNAL HAKAM Vol 10, No 2 (2026)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/jhi.v10i2.14999

Abstract

This article examines how faith-based ethical norms generate economic resilience through socio-economic bonding in Indonesian Islamic microenterprises. A qualitative case study was conducted on a traditional food enterprise in Sampang, East Java, operating continuously from 1995 to 2025. Data were collected through semi-structured interviews with eight participants (owner, family members, repeat and occasional customers), non-participant observation, and document analysis. Using reflexive thematic analysis and process tracing, the study identifies three interconnected mechanisms: faith-driven trust formation, ethical reciprocity, and community embeddedness. The findings demonstrate that repeated ethical conduct—pricing transparency, product consistency, and courteous service—accumulates into relational capital that stabilizes customer loyalty and generates word-of-mouth diffusion. This mechanism enhances enterprise resilience against external shocks such as seasonal fluctuations, though the single-case design limits generalizability. The study contributes to Islamic economics by conceptualizing ethical practice as a relational capital formation process, offering a grassroots perspective on microenterprise sustainability in Muslim-majority contexts.
Co-Authors Aang Kunaifi Andi Zulitsnayarti Mardhani Syam Assulthoni, Fahmi Fernandez, Dahlia hadistatul azzahro ismi intansari Kamali Kamali Mahmud Mahmud Mansur Mansur Mansur Mansur Mansur Mansur Miftakhur Rohmah, Miftakhur Muhammad Ain Raafi’ud Darajaat Muhammad Maulana Syahrul Ghufron najhan hilman almumtaza Nikmah, Fathiyatun Ridha zahrotun Nisa Rinda Wulandari safrina 'ainul muti' Sahrul Sahrul SITI FITYANI Siti Nur Mahmudah Sukamto Sukamto