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All Journal El-kahfi : Journal of Islamic economics Manageable Indonesian Research Journal on Education Islamic Banking & Economic Law Studies Al-bank: Journal of Islamic Banking and Finance
Resti, Okfi
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Religion Arts Humanities Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Social Sciences Other

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Produk dan Jasa Bank Syariah Dalam Kajian Literatur sabri, sabri; Resti, Okfi
Manageable Vol 1 No 2 (2022): Jurnal Manageable
Publisher : PT Kimshafi Alung Cipta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (320.008 KB) | DOI: 10.59000/jm.v1i2.75

Abstract

In view of Islamic teachings, everything must be done neatly, correctly and regularly, the processes must be followed properly. Something should not be done carelessly. Islamic banks as a financial institution, one of its functions is to collect public funds, must have a source to raise funds before channeling them back to the community. The aim of the research is to find out whether the products and services of Islamic banks, fundraising products, financing products and other services are in accordance with existing theories. The research method used was a literature review. The results of this study explain that Islamic bank fund management is an effort made by Islamic bank institutions in managing or managing the position of funds received from funding activities to be channeled to financing activities which are the main source of bank income. In addition, bank services are banking activities carried out by a bank to facilitate the activities of raising funds and channeling funds. The conclusion of the research is that the more complete the bank services provided, the better the bank's operations will thus attract customers to make transactions and will increase the bank's income.
PENERAPAN SERTIFIKASI HALAL UNTUK MAKANAN RUMAHAN DI ROKAN HULU RIAU Rosadi, Syukri; Andrini, Rozi; Resti, Okfi
Islamic Banking & Economic Law Studies (I-BEST) Vol. 2 No. 2 (2023): ISLAMIC BANKING & ECONOMIC LAW STUDIES (I-BEST)
Publisher : STAI Asy-Syukriyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36769/ibest.v2i2.434

Abstract

The purpose of this research is to describe how important the awareness of entrepreneurs is about the halal insurance system in the domestic food industry. that domestic foods with halal certification and containing halal brands offer positive values ​​that can expand the market, increase turnover, flexibility and business development in Rokan Hulu Riau. This research is a qualitative study with descriptive data collection techniques using observation, interviews and documentation techniques. Researchers use data reduction, data collection, presentation, and inference to analyze data. The results of this study show that the importance of entrepreneurs' awareness of halal assurance system of the domestic food industry, awareness of halal certification significantly affects consumers' purchase interest in Rokan Hulu Riau. The Halal label provides clearer information about the product and successfully improves the quality of the product. Halal-certified Rokan Hulu Regency home food store operators experience a positive effect: first, they can more easily market their products without suspicion. Second, it can convince buyers or consumers that the products produced and sold are halal products and are suitable for consumption even for a long time. Third, continuous turnover growth, which can support entrepreneurship and business development.
The Influence of Digital Marketing on Increasing MSME Income in Padang Panjang City Resti, Okfi; Cindy, Cindy Pratiwi; Reni, Reni Febrina
El-kahfi | Jurnal Ekonomi Islam Vol 6 No 01 (2025): "Islamic Economic Transformation in the Digital Era: Innovation, Inclusivity, an
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v6i01.259

Abstract

The development of technology makes digital marketing the key to MSME income. This article aims to explain the influence of digital marketing on increasing the income of MSMEs in Padang Panjang. The study used a quantitative approach. The technique used was distributing questionnaires to 100 MSME actors. Data processing using SPSS version 25 Pearson-Moment Correlation Coefficient model, analyzed using simple linear regression analysis, normality test, partial t-test, and determination test (R square ). The findings show that digital marketing has a regression coefficient of 13,204 on increasing MSME income with a significant level of 0.000 <0.05 which means it has an effect on MSME income. Based on the results of the regression analysis and the coefficient of determination, the influence of digital marketing is 29.2% on increasing MSME income in Padang Panjang. It is concluded that there is a positive and significant influence of the use of digital marketing on increasing MSME income in Padang Panjang.
Peran Inovasi dan Kreativitas dalam Meningkatkan Keberhasilan Layanan Keuangan Syari’ah Resti, Okfi
Indonesian Research Journal on Education Vol. 5 No. 2 (2025): Irje 2025
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/irje.v5i2.2480

Abstract

Tujuan penulisan tulisan ilmiah ini adalah untuk mengetahui tentang peran inovasi dan kreativitas dalam meningkatkan layanan keuangan syariah. Inovasi dan kreativitas memainkan peran yang sangat penting dalam menentukan keberhasilan layanan syariah, terutama di era persaingan yang semakin ketat dan dinamis. Penelitian ini bertujuan untuk menganalisis peran inovasi dan kreativitas dalam mendukung pengembangan usaha, meningkatkan daya saing, serta menciptakan nilai tambah bagi produk atau layanan. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan studi kasus pada beberapa koperasi   di sektor kecil dan menengah. Hasil penelitian menunjukkan bahwa wirausaha yang mampu mengembangkan ide-ide kreatif dan menerapkannya dalam bentuk inovasi produk, proses, maupun strategi pemasaran cenderung memiliki keunggulan kompetitif yang lebih kuat, dalam meningkatkan keuangan syariah. Selain itu, kemampuan berinovasi juga terbukti membantu wirausaha dalam menghadapi tantangan pasar, mengadaptasi perubahan teknologi, dan memenuhi kebutuhan konsumen yang beragam. Kesimpulannya, inovasi dan kreativitas merupakan elemen kunci dalam keberhasilan untuk meningkatkan layanan syariah. Oleh karena itu, pengembangan kapasitas inovatif dan kreatif harus menjadi fokus utama dalam pelatihan dan pendidikan kewirausahaan. Penelitian ini memberikan implikasi praktis bagi wirausaha untuk terus berinovasi serta bagi pembuat kebijakan dalam mendukung ekosistem kewirausahaan yang kondusifserta demi mningkatkan layanan keuangan syariah.
Pengetahuan, Fitur Produk Dan Kebutuhan Produk Terhadap Keinginan Mengunakan Jasa Layanan Bank Syariah di Pondok Pesantren Nasfi, Nasfi; Resti, Okfi; Asnah, Asnah; Febrianti, Eka; Suhatman, Suhatman
Al-bank: Journal of Islamic Banking and Finance Vol 3 No 1 (2023): January - June 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i1.8296

Abstract

Sharia banking as a national asset grows 9.22% in 2020 in Muslim-majority countries, the aim of this research is to find out the effect of knowledge, product features and the need for the desire to use sharia banking financing and funding products in the city of Padang Panjang, which is predominantly a Muslim community. This type of descriptive quantitative research using a questionnaire technique, the population of Islamic boarding school teachers is 211 people and the research sample is 138 people, multiple linear analysis techniques. Analysis with validity, reliability and multiple linear regression analysis techniques. Research results individually have no significant effect on making prospective customers use Islamic bank services, but prospective customers want to use Islamic banking services because there is a need for bank products
Co-Authors ANDRINI, ROZI Asnah Asnah Cindy, Cindy Pratiwi Eka Febrianti, Eka Nasfi, Nasfi Nuri Aslami Reni, Reni Febrina Rosadi, Syukri Suhatman, Suhatman