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All Journal Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora PENG: Jurnal Ekonomi dan Manajemen
Lela Saputri, Pungky
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Religion Humanities Economics, Econometrics & Finance Education Social Sciences

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Peran Fintech dalam Pembentukan Pasar Global untuk Mata Uang Digital: Dampak Terhadap Stabilitas Ekonomi Nur Rohmah, Nelly; Najibah, Nu’matun; Rohmawati, Amelia; Lela Saputri, Pungky
PENG: Jurnal Ekonomi dan Manajemen Vol. 2 No. 2 (2025): Juli: Development Economics and Regular Economics
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/ydzn1q91

Abstract

The development of information and communication technology has driven significant innovation in the financial sector through Financial Technology (Fintech). This article explores the role of Fintech in shaping the global market for digital currencies and its impact on economic stability. Using a qualitative descriptive approach and literature review, this study finds that Fintech, through technologies such as blockchain, peer-to-peer (P2P) lending, and Decentralized Finance (DeFi), facilitates efficient cross-border transactions, enhances financial inclusion, and creates a more interconnected global financial ecosystem. Additionally, digital currencies such as cryptocurrencies and Central Bank Digital Currencies (CBDCs) offer potential benefits in transaction efficiency, transparency, and reduced global transaction costs. However, the adoption of digital currencies also presents challenges, including high value volatility, risks to monetary policy, and opportunities for illegal activities such as money laundering. This article recommends the importance of comprehensive global regulatory policies to mitigate risks, control the circulation of digital currencies, and ensure economic stability in the digital era. Thus, Fintech and digital currencies can be optimized as catalysts for supporting inclusive and sustainable global economic growth.
REVIEWING POVERTY IN INDONESIA: KARL MARX'S VIEW OF RELIGION IS AN OPIUM Lela Saputri, Pungky; Gunaryo, Achmad
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 7 No. 1 (2021): Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v7i1.335

Abstract

This study aims to review poverty through Karl Marx's view of religion as an opium. The method used in this research is qualitative with library studies approach. The current globalization and the order of capitalism occurred in Indonesia, certainly enriching the strong and impoverishing the weak. The role of religion in Indonesia in dealing with poverty is not much different from the reality faced by Karl Marx. Karl Marx thought of religion as an impediment to social change. This thought is reflected in his own assertion that religion is the opium of society. In Indonesia, religion only directs people to accept poverty and entertain them by inviting them to preach to the afterlife.
Co-Authors Faisal Yul Zamrudi, Muhammad Gunaryo, Achmad Najibah, Nu’matun Nur Rohmah, Nelly Rohmawati, Amelia