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All Journal JDE (Journal of Developing Economies) INDONESIAN JOURNAL OF URBAN AND ENVIRONMENTAL TECHNOLOGY Journal Integration of Social Studies and Business Development
Hakam, Dzikri Firmansyah
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Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Energy Environmental Science Social Sciences

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Utilizing AI In Indonesia's Financial Sector: Strategies For Inclusive Economic Development Rahadi, Raden Aswin; Afgani, Kurnia Fajar; Hakam, Dzikri Firmansyah; Anggoro, Yudo; Boediman, Alfred; Indrayana, Gun Gun; Susanto, Eko
Journal Integration of Social Studies and Business Development Vol. 3 No. 1 (2025)
Publisher : Integrasi Sains Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58229/jissbd.v3i1.286

Abstract

The paper explores the revolutionary potential of Artificial Intelligence (AI) in Indonesia's financial ecosystem, highlighting its capacity to improve operational efficiency, foster financial inclusion, and tackle specific socio-economic concerns. This study emphasizes Indonesia's varied demographic and digital environment, illustrating how AI-driven innovations like decentralized finance (DeFi), predictive analytics, and blockchain integration transform financial products to cater to disadvantaged people. This study utilizes over 20 scholarly publications and international case studies to highlight the strategic significance of promoting ethical AI practices, mitigating algorithmic bias, and closing infrastructural and talent disparities to achieve sustainable and inclusive economic growth. The results support implementable methods, such as public-private collaborations, strong regulatory structures, and AI-driven individualized financial solutions, to optimize the advantages of digital transformation in Indonesia's financial industry. Future research must emphasize empirical investigations into AI's capacity to mitigate financial inequalities and stimulate regional innovation, thereby establishing Indonesia as a frontrunner in AI-facilitated economic transformation.
TECHNO-ECONOMIC FEASIBILITY AND EMISSION REDUCTION OF 60 MW WIND POWER PLANTS FOR DATA CENTER IN WEST JAVA INDONESIA USING RETSCREEN Fatah, Indra; Hakam, Dzikri Firmansyah; Nugraha, Diwangkara Bagas
INDONESIAN JOURNAL OF URBAN AND ENVIRONMENTAL TECHNOLOGY VOLUME 8, NUMBER 1, APRIL 2025
Publisher : Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/urbanenvirotech.v8i1.22628

Abstract

The rise of Indonesia’s digital economy has accelerated the need for green data centers powered by clean energy. Aims: This research aims to evaluate the techno-economic feasibility and environmental impact of integrating a 60 MW wind power plant to supply electricity for potential green data center locations in West Java. Methodology and results: Using RETScreen Expert software, the analysis incorporates turbine specifications, site-specific climate data from ERA5 and NASA, and financial assumptions sourced from independent power producer developers in Indonesia. Output analysis focuses on environmental metrics such as GHG emissions and financial indicators including NPV, IRR, and payback periods. The analysis shows that the project can produce close to 120 GWh electricity annually that will provide about USD 8.5 million/year based on 20 years of operation and reduce 222,931 tCO₂ of GHGs annually, or a 24.7% reduction compared to that of a 128 MW coal-fired power plant. Financially, the project achieves an NPV of USD 4.1 million, an after-tax IRR of 12.2%, and a payback period of 10.3 years. Conclusion, significance and impact study: These findings confirm the strategic importance of wind power plants in supporting sustainable digital infrastructure in Indonesia. This research helps bridge the existing literature gap in renewable energy integration for data centers in emerging markets. Additionally, it suggests that future studies could explore hybrid renewable models to enhance system resilience and reliability.
Strategies for Increasing the Use of Rooftop PV in Indonesia Haryadi, Fajar Nurrohman; Simaremare, Arionmaro Asi; Hakam, Dzikri Firmansyah; Aditya, Indra Ardhanayudha; Haryani, Indri
Journal of Developing Economies Vol. 7 No. 1 (2022)
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jde.v7i1.35679

Abstract

The current high energy consumption can cause scarcity as Indonesia's population growth has increased quite significantly. Alternative energy is needed to anticipate energy problems in the future. Solar energy is one of the options given the most significant potential for energy produced in Indonesia. This research aims to see the strategies that PLN can do to increase the use of Rooftop PV in Indonesia based on the results of the analysis that has been done. The approach to this research is a qualitative approach with the SWOT and FGD methods. Also, the data used are primary data from survey results on Rooftop PV users in Indonesia. The SWOT analysis results show that PLN is in quadrant I, which means it has an extreme market position. PT PLN has the potential to increase the use of Rooftop PV in Indonesia. Two strategic points can be carried out by PLN, namely, carrying out vertical integration and diversifying conglomerates. Also, the researcher has proposed several alternative strategies, namely the upstream (manufacturing) development plan, the downstream (consumer) development plan, and the internal development plan.
Co-Authors Aditya, Indra Ardhanayudha Afgani, Kurnia Fajar Anggoro, Yudo Boediman, Alfred Eko Susanto Fatah, Indra Haryadi, Fajar Nurrohman Haryani, Indri Indrayana, Gun Gun Nugraha, Diwangkara Bagas Rahadi, Raden Aswin Simaremare, Arionmaro Asi