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All Journal Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Usup Riassy Christa
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Economics, Econometrics & Finance

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Pengaruh Literasi Keuangan, Gaya Hidup dan Pendapatan Terhadap Pengelolaan Keuangan Keluarga Dengan Kontrol Diri Sebagai Variabel Moderasi pada Guru SMPN di Kecamatan Tewah Jelly Beatrika; Usup Riassy Christa; Agustina Muliyani; Rita Sarlawa
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 6 No. 1 (2026): Maret : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v6i1.10878

Abstract

This study analyzes the influence of financial literacy, lifestyle, and income on family financial management with self-control as a moderating variable among public junior high school teachers in Tewah District. A quantitative method was employed by collecting data through questionnaire distribution and analyzing it using SmartPLS 4.0. The results show that financial literacy, lifestyle, and income have a positive and significant effect on family financial management, and self-control moderates the effect of financial literacy, but does not moderate the effects of lifestyle and income. This conclusion highlights the importance of improving financial literacy and strengthening self-control to promote more effective and sustainable household financial management.
Co-Authors Agustina Muliyani Jelly Beatrika Rita Sarlawa